Table of Content

1 About this Report
1.1 Summary
1.2 Methodology
1.3 Cashback Reward Programs Definitions
1.4 Disclaimer


2 Spain Total Transaction Value of Cashback, 2020-2029


3 Spain Total Transaction Value of Cashback by Business Model, 2020-2029
3.1 Spain Total Transaction Value of Cashback Market Share by Business Model, 2023
3.2 Spain Total Transaction Value of Cashback by Retail Firms, 2020-2029
3.3 Spain Total Transaction Value of Cashback by Cashback Apps and Partner Programs, 2020-2029
3.4 Spain Total Transaction Value of Cashback by Financial Services Firms, 2020-2029


4 Spain Cashback Program Sector Statistics: Key Performance Indicators
4.1 Spain Cashback Spend Market Size and Future Growth Dynamics, 2020-2029
4.2 Spain Key Performance Metrics of Cashback Programs, 2023


5 Spain Cashback Spend Market Size and Future Growth Dynamics by Business Model, 2020-2029
5.1 Spain Cashback Spend Market Share by Business Model, 2023
5.2 Spain Cashback Spend by Retail Firms, 2020-2029
5.3 Spain Cashback Spend by Cashback Apps and Partner Programs, 2020-2029
5.4 Spain Cashback Spend by Financial Services Firms, 2020-2029


6 Spain Cashback Spend Market Size and Future Growth Dynamics by Channel, 2020-2029
6.1 Spain Cashback Spend Market Share by Channel, 2023
6.2 Spain Cashback Spend by Online, 2020-2029
6.3 Spain Cashback Spend by In-store, 2020-2029
6.4 Spain Cashback Spend by Mobile App, 2020-2029


7 Spain Cashback Spend Market Size and Future Growth Dynamics by Cashback Program Type, 2020-2029
7.1 Spain Cashback Spend Market Share by Cashback Program Type, 2023
7.2 Spain Cashback Spend by Percentage-Based Cashback, 2020-2029
7.3 Spain Cashback Spend by Flat-Rate Cashback Programs, 2020-2029
7.4 Spain Cashback Spend by Tiered Cashback Programs, 2020-2029
7.5 Spain Cashback Spend by Introductory Cashback, 2020-2029
7.6 Spain Cashback Spend by Rotating Categories, 2020-2029
7.7 Spain Cashback Spend by Bonus Category Cashback Programs, 2020-2029
7.8 Spain Cashback Spend by Customizable Cashback Programs, 2020-2029
7.9 Spain Cashback Spend by App-Based Cashback Programs, 2020-2029
7.10 Spain Cashback Spend by Loyalty Program Cashback, 2020-2029
7.11 Spain Cashback Spend by Affiliate Cashback Programs, 2020-2029
7.12 Spain Cashback Spend by Other Cashback Programs, 2020-2029


8 Spain Cashback Spend Market Size and Future Growth Dynamics by End-Use Sector, 2020-2029
8.1 Spain Cashback Spend Market Share by End-Use Sector, 2023
8.2 Spain Cashback Spend by Retail, 2020-2029
8.3 Spain Cashback Spend by Financial Services, 2020-2029
8.5 Spain Cashback Spend by Healthcare & Wellness, 2020-2029
8.6 Spain Cashback Spend by Restaurants & Food Delivery, 2020-2029
8.7 Spain Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines), 2020-2029
8.8 Spain Cashback Spend by Media & Entertainment, 2020-2029
8.9 Spain Cashback Spend by Others, 2020-2029


9 Spain Online Cashback Spend Market Size and Future Growth Dynamics by End-Use Sector, 2020-2029
9.1 Spain Online Cashback Spend Market Share by End-Use Sector, 2023
9.2 Spain Online Cashback Spend by Retail, 2020-2029
9.3 Spain Online Cashback Spend by Financial Services, 2020-2029
9.5 Spain Online Cashback Spend by Healthcare & Wellness, 2020-2029
9.6 Spain Online Cashback Spend by Restaurants & Food Delivery, 2020-2029
9.7 Spain Online Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines), 2020-2029
9.8 Spain Online Cashback Spend by Media & Entertainment, 2020-2029
9.9 Spain Online Cashback Spend by Others, 2020-2029


10 Spain In-store Cashback Spend Market Size and Future Growth Dynamics by End-Use Sector, 2020-2029
10.1 Spain In-store Cashback Spend Market Share by End-Use Sector, 2023
10.2 Spain In-store Cashback Spend by Retail, 2020-2029
10.3 Spain In-store Cashback Spend by Financial Services, 2020-2029
10.5 Spain In-store Cashback Spend by Healthcare & Wellness, 2020-2029
10.6 Spain In-store Cashback Spend by Restaurants & Food Delivery, 2020-2029
10.7 Spain In-store Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines), 2020-2029
10.8 Spain In-store Cashback Spend by Media & Entertainment, 2020-2029
10.9 Spain In-store Cashback Spend by Others, 2020-2029


11 Spain Mobile App Cashback Spend Market Size and Future Growth Dynamics by End-Use Sector, 2020-2029
11.1 Spain Mobile App Cashback Spend Market Share by End-Use Sector, 2023
11.2 Spain Mobile App Cashback Spend by Retail, 2020-2029
11.3 Spain Mobile App Cashback Spend by Financial Services, 2020-2029
11.5 Spain Mobile App Cashback Spend by Healthcare & Wellness, 2020-2029
11.6 Spain Mobile App Cashback Spend by Restaurants & Food Delivery, 2020-2029
11.7 Spain Mobile App Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines), 2020-2029
11.8 Spain Mobile App Cashback Spend by Media & Entertainment, 2020-2029
11.9 Spain Mobile App Cashback Spend by Others, 2020-2029


12 Spain Retail Sector Cashback Spend Market Size and Future Growth Dynamics, 2020-2029
12.1 Spain Retail Sector Cashback Spend Market Share by Segments, 2023
12.2 Spain Cashback Spend by E-commerce, 2020-2029
12.3 Spain Cashback Spend by Department Stores, 2020-2029
12.4 Spain Cashback Spend by Specialty Stores, 2020-2029
12.5 Spain Cashback Spend by Clothing, Footwear & Accessories, 2020-2029
12.6 Spain Cashback Spend by Supermarket and Convenience Store, 2020-2029
12.7 Spain Cashback Spend by Home Improvement, 2020-2029
12.8 Spain Cashback Spend by Others, 2020-2029


13 Spain Financial Services Cashback Spend Market Size and Future Growth Dynamics, 2020-2029
13.1 Spain Financial Services Cashback Spend Market Share by Segments, 2023
13.2 Spain Cashback Spend by Credit Cards, 2020-2029
13.3 Spain Cashback Spend by Debit Cards, 2020-2029
13.4 Spain Cashback Spend by Digital Wallets, 2020-2029
13.5 Spain Cashback Spend by Banking Apps, 2020-2029
13.6 Spain Cashback Spend by Prepaid Cards, 2020-2029
13.7 Spain Cashback Spend by Cash Vouchers, 2020-2029


14 Spain Healthcare & Wellness Cashback Spend Market Size and Future Growth Dynamics, 2020-2029
14.1 Spain Healthcare & Wellness Cashback Spend Market Share by Segments, 2023
14.2 Spain Cashback Spend by Health Products, 2020-2029
14.3 Spain Cashback Spend by Fitness Services, 2020-2029


15 Spain Restaurants & Food Delivery Cashback Spend Market Size and Future Growth Dynamics, 2020-2029
15.1 Spain Restaurants & Food Delivery Cashback Spend Market Share by Segments, 2023
15.2 Spain Cashback Spend by Food Delivery Apps, 2020-2029
15.3 Spain Cashback Spend by Dinning Out, 2020-2029


16 Spain Travel & Hospitality (Cabs, Hotels, Airlines) Cashback Spend Market Size and Future Growth Dynamics, 2020-2029
16.1 Spain Travel & Hospitality (Cabs, Hotels, Airlines) Cashback Spend Market Share by Segments, 2023
16.2 Spain Cashback Spend by Airlines, 2020-2029
16.3 Spain Cashback Spend by Hotels, 2020-2029
16.4 Spain Cashback Spend by Cabs and Rideshares, 2020-2029

17 Spain Media & Entertainment Cashback Spend Market Size and Future Growth Dynamics, 2020-2029
17.1 Spain Media & Entertainment Cashback Spend Market Share by Segments, 2023
17.2 Spain Cashback Spend by Streaming Services, 2020-2029
17.3 Spain Cashback Spend by Digital Content Purchases, 2020-2029

18 Spain Cashback Spend Market Size and Future Growth Dynamics by Consumer Demographics & Behaviour, 2020-2029
18.1 Spain Cashback Spend Market Share by Age Group, 2023
18.2 Spain Cashback Spend Market Share by Income Level, 2023
18.3 Spain Cashback Spend Market Share by Gender, 2023

19 Key Company Profiles in Spain?s Cashback Market
19.1 Cashback Company Profile: Company 1
19.2 Cashback Company Profile: Company 2
19.3 Cashback Company Profile: Company 3
19.4 Cashback Company Profile: Company 4
19.5 Cashback Company Profile: Company 5



List of Figures

Figure 1: PayNXT360’s Methodology Framework
Figure 2: Spain Total Transaction Value of Cashback (US$ Million), 2020-2029
Figure 3: Spain Cashback Spend Market Share by Business Model (%), 2023
Figure 4: Spain Total Transaction Value of Cashback by Retail Firms (US$ Million), 2020-2029
Figure 5: Spain Total Transaction Value of Cashback by Partner Programs (US$ Million), 2020-2029
Figure 6: Spain Total Transaction Value of Cashback by Financial Services Firms (US$ Million), 2020-2029
Figure 7: Spain Total Cashback Spend Market Size (US$ Million), 2020-2029
Figure 8: Spain Cashback Spend Market Share by Key Indicators (%), 2023
Figure 9: Spain Cashback Spend Market Share by Business Model (%), 2023
Figure 10: Spain Cashback Spend by Retail Firms (US$ Million), 2020-2029
Figure 11: Spain Cashback Spend by Partner Programs (US$ Million), 2020-2029
Figure 12: Spain Cashback Spend by Financial Services Firms (US$ Million), 2020-2029
Figure 13: Spain Cashback Spend Market Share by Channel (%), 2023
Figure 14: Spain Cashback Spend by Online (US$ Million), 2020-2029
Figure 15: Spain Cashback Spend by In-store (US$ Million), 2020-2029
Figure 16: Spain Cashback Spend by Mobile App (US$ Million), 2020-2029
Figure 17: Spain Cashback Spend Market Share by Cashback Program Type (%), 2023
Figure 18: Spain Cashback Spend by Percentage-Based Cashback (US$ Million), 2020-2029
Figure 19: Spain Cashback Spend by Flat-Rate Cashback Programs (US$ Million), 2020-2029
Figure 20: Spain Cashback Spend by Tiered Cashback Programs (US$ Million), 2020-2029
Figure 21: Spain Cashback Spend by Introductory Cashback (US$ Million), 2020-2029
Figure 22: Spain Cashback Spend by Rotating Categories (US$ Million), 2020-2029
Figure 23: Spain Cashback Spend by Bonus Category Cashback Programs (US$ Million), 2020-2029
Figure 24: Spain Cashback Spend by Customizable Cashback Programs (US$ Million), 2020-2029
Figure 25: Spain Cashback Spend by App-Based Cashback Programs (US$ Million), 2020-2029
Figure 26: Spain Cashback Spend by Loyalty Program Cashback (US$ Million), 2020-2029
Figure 27: Spain Cashback Spend by Affiliate Cashback Programs (US$ Million), 2020-2029
Figure 28: Spain Cashback Spend by Other Cashback Programs (US$ Million), 2020-2029
Figure 29: Spain Cashback Spend Market Share by End-Use Sector (%), 2023
Figure 30: Spain Cashback Spend by Retail (US$ Million), 2020-2029
Figure 31: Spain Cashback Spend by Financial Services (US$ Million), 2020-2029
Figure 32: Spain Cashback Spend by Healthcare & Wellness (US$ Million), 2020-2029
Figure 33: Spain Cashback Spend by Restaurants & Food Delivery (US$ Million), 2020-2029
Figure 34: Spain Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines) (US$ Million), 2020-2029
Figure 35: Spain Cashback Spend by Media & Entertainment (US$ Million), 2020-2029
Figure 36: Spain Cashback Spend by Others (US$ Million), 2020-2029
Figure 37: Spain Online Cashback Spend Market Share by End-Use Sector (%), 2023
Figure 38: Spain Online Cashback Spend by Retail (US$ Million), 2020-2029
Figure 39: Spain Online Cashback Spend by Financial Services (US$ Million), 2020-2029
Figure 40: Spain Online Cashback Spend by Healthcare & Wellness (US$ Million), 2020-2029
Figure 41: Spain Online Cashback Spend by Restaurants & Food Delivery (US$ Million), 2020-2029
Figure 42: Spain Online Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines) (US$ Million), 2020-2029
Figure 43: Spain Online Cashback Spend by Media & Entertainment (US$ Million), 2020-2029
Figure 44: Spain Online Cashback Spend by Others (US$ Million), 2020-2029
Figure 45: Spain In-store Cashback Spend Market Share by End-Use Sector (%), 2023
Figure 46: Spain In-store Cashback Spend by Retail (US$ Million), 2020-2029
Figure 47: Spain In-store Cashback Spend by Financial Services (US$ Million), 2020-2029
Figure 48: Spain In-store Cashback Spend by Healthcare & Wellness (US$ Million), 2020-2029
Figure 49: Spain In-store Cashback Spend by Restaurants & Food Delivery (US$ Million), 2020-2029
Figure 50: Spain In-store Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines) (US$ Million), 2020-2029
Figure 51: Spain In-store Cashback Spend by Media & Entertainment (US$ Million), 2020-2029
Figure 52: Spain In-store Cashback Spend by Others (US$ Million), 2020-2029
Figure 53: Spain Mobile App Cashback Spend Market Share by End-Use Sector (%), 2023
Figure 54: Spain Mobile App Cashback Spend by Retail (US$ Million), 2020-2029
Figure 55: Spain Mobile App Cashback Spend by Financial Services (US$ Million), 2020-2029
Figure 56: Spain Mobile App Cashback Spend by Healthcare & Wellness (US$ Million), 2020-2029
Figure 57: Spain Mobile App Cashback Spend by Restaurants & Food Delivery (US$ Million), 2020-2029
Figure 58: Spain Mobile App Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines) (US$ Million), 2020-2029
Figure 59: Spain Mobile App Cashback Spend by Media & Entertainment (US$ Million), 2020-2029
Figure 60: Spain Mobile App Cashback Spend by Others (US$ Million), 2020-2029
Figure 61: Spain Retail Sector Cashback Spend Market Share by Segments (%), 2023
Figure 62: Spain Cashback Spend by E-commerce (US$ Million), 2020-2029
Figure 63: Spain Cashback Spend by Department Stores (US$ Million), 2020-2029
Figure 64: Spain Cashback Spend by Specialty Stores (US$ Million), 2020-2029
Figure 65: Spain Cashback Spend by Clothing, Footwear & Accessories (US$ Million), 2020-2029
Figure 66: Spain Cashback Spend by Supermarket and Convenience Store (US$ Million), 2020-2029
Figure 67: Spain Cashback Spend by Home Improvement (US$ Million), 2020-2029
Figure 68: Spain Cashback Spend by Others (US$ Million), 2020-2029
Figure 69: Spain Cashback Spend Market Share by Segments (%), 2023
Figure 70: Spain Cashback Spend by Credit Cards (US$ Million), 2020-2029
Figure 71: Spain Cashback Spend by Debit Cards (US$ Million), 2020-2029
Figure 72: Spain Cashback Spend by Digital Wallets (US$ Million), 2020-2029
Figure 73: Spain Cashback Spend by Banking Apps (US$ Million), 2020-2029
Figure 74: Spain Cashback Spend by Prepaid Cards (US$ Million), 2020-2029
Figure 75: Spain Cashback Spend by Cash Vouchers (US$ Million), 2020-2029
Figure 76: Spain Healthcare & Wellness Cashback Spend Market Share by Segments (%), 2023
Figure 77: Spain Cashback Spend by Health Products (US$ Million), 2020-2029
Figure 78: Spain Cashback Spend by Fitness Services (US$ Million), 2020-2029
Figure 79: Spain Restaurants & Food Delivery Cashback Spend Market Share by Segments (%), 2023
Figure 80: Spain Cashback Spend by Food Delivery Apps (US$ Million), 2020-2029
Figure 81: Spain Cashback Spend by Food Delivery Apps (US$ Million), 2020-2029
Figure 82: Spain Travel & Hospitality (Cabs, Hotels, Airlines) Cashback Spend Market Share by Segments (%), 2023
Figure 83: Spain Cashback Spend by Airlines e (US$ Million), 2020-2029
Figure 84: Spain Cashback Spend by Hotels (US$ Million), 2020-2029
Figure 85: Spain Cashback Spend by Cabs and Rideshares (US$ Million), 2020-2029
Figure 86: Spain Media & Entertainment Cashback Spend Market Share by Segments (%), 2023
Figure 87: Spain Cashback Spend by Streaming Services (US$ Million), 2020-2029
Figure 88: Spain Cashback Spend by Digital Content Purchases (US$ Million), 2020-2029
Figure 89: Spain Cashback Spend Market Share by Age Group (%), 2023
Figure 90: Spain Cashback Spend Market Share by Income Level (%), 2023
Figure 91: Spain Cashback Spend Market Share by Gender (%), 2023

List of Tables

Table 1: Spain Total Transaction Value of Cashback (US$ Million), 2020-2029
Table 2: Spain Total Transaction Value of Cashback by Retail Firms (US$ Million), 2020-2029
Table 3: Spain Cashback Spend by Partner Programs (US$ Million), 2020-2029
Table 4: Spain Total Transaction Value of Cashback by Financial Services Firms (US$ Million), 2020-2029
Table 5: Spain Total Cashback Spend Market Size (US$ Million), 2020-2029
Table 6: Spain Cashback Spend by Retail Firms (US$ Million), 2020-2029
Table 7: Spain Cashback Spend by Partner Programs (US$ Million), 2020-2029
Table 8: Spain Cashback Spend by Financial Services Firms (US$ Million), 2020-2029
Table 9: Spain Cashback Spend by Online (US$ Million), 2020-2029
Table 10: Spain Cashback Spend by In-store (US$ Million), 2020-2029
Table 11: Spain Cashback Spend by Mobile App (US$ Million), 2020-2029
Table 12: Spain Cashback Spend by Percentage-Based Cashback (US$ Million), 2020-2029
Table 13: Spain Cashback Spend by Flat-Rate Cashback Programs (US$ Million), 2020-2029
Table 14: Spain Cashback Spend by Tiered Cashback Programs (US$ Million), 2020-2029
Table 15: Spain Cashback Spend by Introductory Cashback (US$ Million), 2020-2029
Table 16: Spain Cashback Spend by Rotating Categories (US$ Million), 2020-2029
Table 17: Spain Cashback Spend by Bonus Category Cashback Programs (US$ Million), 2020-2029
Table 18: Spain Cashback Spend by Customizable Cashback Programs (US$ Million), 2020-2029
Table 19: Spain Cashback Spend by App-Based Cashback Programs (US$ Million), 2020-2029
Table 20: Spain Cashback Spend by Loyalty Program Cashback (US$ Million), 2020-2029
Table 21: Spain Cashback Spend by Affiliate Cashback Programs (US$ Million), 2020-2029
Table 22: Spain Cashback Spend by Other Cashback Programs (US$ Million), 2020-2029
Table 23: Spain Cashback Spend by Retail (US$ Million), 2020-2029
Table 24: Spain Cashback Spend by Financial Services (US$ Million), 2020-2029
Table 25: Spain Cashback Spend by Healthcare & Wellness (US$ Million), 2020-2029
Table 26: Spain Cashback Spend by Restaurants & Food Delivery (US$ Million), 2020-2029
Table 27: Spain Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines) (US$ Million), 2020-2029
Table 28: Spain Cashback Spend by Media & Entertainment (US$ Million), 2020-2029
Table 29: Spain Cashback Spend by Others (US$ Million), 2020-2029
Table 30: Spain Online Cashback Spend by Retail (US$ Million), 2020-2029
Table 31: Spain Online Cashback Spend by Financial Services (US$ Million), 2020-2029
Table 32: Spain Online Cashback Spend by Healthcare & Wellness (US$ Million), 2020-2029
Table 33: Spain Online Cashback Spend by Restaurants & Food Delivery (US$ Million), 2020-2029
Table 34: Spain Online Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines) (US$ Million), 2020-2029
Table 35: Spain Online Cashback Spend by Media & Entertainment (US$ Million), 2020-2029
Table 36: Spain Online Cashback Spend by Others (US$ Million), 2020-2029
Table 37: Spain In-store Cashback Spend by Retail (US$ Million), 2020-2029
Table 38: Spain In-store Cashback Spend by Financial Services (US$ Million), 2020-2029
Table 39: Spain In-store Cashback Spend by Healthcare & Wellness (US$ Million), 2020-2029
Table 40: Spain In-store Cashback Spend by Restaurants & Food Delivery (US$ Million), 2020-2029
Table 41: Spain In-store Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines) (US$ Million), 2020-2029
Table 42: Spain In-store Cashback Spend by Media & Entertainment (US$ Million), 2020-2029
Table 43: Spain In-store Cashback Spend by Others (US$ Million), 2020-2029
Table 44: Spain Mobile App Cashback Spend by Retail (US$ Million), 2020-2029
Table 45: Spain Mobile App Cashback Spend by Financial Services (US$ Million), 2020-2029
Table 46: Spain Mobile App Cashback Spend by Healthcare & Wellness (US$ Million), 2020-2029
Table 47: Spain Mobile App Cashback Spend by Restaurants & Food Delivery (US$ Million), 2020-2029
Table 48: Spain Mobile App Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines) (US$ Million), 2020-2029
Table 49: Spain Mobile App Cashback Spend by Media & Entertainment (US$ Million), 2020-2029
Table 50: Spain Mobile App Cashback Spend by Others (US$ Million), 2020-2029
Table 51: Spain Cashback Spend by E-commerce (US$ Million), 2020-2029
Table 52: Spain Cashback Spend by Department Stores (US$ Million), 2020-2029
Table 53: Spain Cashback Spend by Specialty Stores (US$ Million), 2020-2029
Table 54: Spain Cashback Spend by Clothing, Footwear & Accessories (US$ Million), 2020-2029
Table 55: Spain Cashback Spend by Supermarket and Convenience Store (US$ Million), 2020-2029
Table 56: Spain Cashback Spend by Home Improvement (US$ Million), 2020-2029
Table 57: Spain Cashback Spend by Others (US$ Million), 2020-2029
Table 58: Spain Cashback Spend by Credit Cards (US$ Million), 2020-2029
Table 59: Spain Cashback Spend by Debit Cards (US$ Million), 2020-2029
Table 60: Spain Cashback Spend by Digital Wallets (US$ Million), 2020-2029
Table 61: Spain Cashback Spend by Banking Apps (US$ Million), 2020-2029
Table 62: Spain Cashback Spend by Prepaid Cards (US$ Million), 2020-2029
Table 63: Spain Cashback Spend by Cash Vouchers (US$ Million), 2020-2029
Table 64: Spain Cashback Spend by Health Products (US$ Million), 2020-2029
Table 65: Spain Cashback Spend by Fitness Services (US$ Million), 2020-2029
Table 66: Spain Cashback Spend by Food Delivery Apps (US$ Million), 2020-2029
Table 67: Spain Cashback Spend by In-store (US$ Million), 2020-2029
Table 68: Spain Cashback Spend by Airlines (US$ Million), 2020-2029
Table 69: Spain Cashback Spend by Hotels (US$ Million), 2020-2029
Table 70: Spain Cashback Spend by Cabs and Rideshares (US$ Million), 2020-2029
Table 71: Spain Cashback Spend by Streaming Services (US$ Million), 2020-2029
Table 72: Spain Cashback Spend by Digital Content Purchases (US$ Million), 2020-2029