Table of Content

1 About this Report
1.1 Summary
1.2 Methodology
1.3 Cashback Reward Programs Definitions
1.4 Disclaimer


2 Russia Total Transaction Value of Cashback, 2020-2029


3 Russia Total Transaction Value of Cashback by Business Model, 2020-2029
3.1 Russia Total Transaction Value of Cashback Market Share by Business Model, 2023
3.2 Russia Total Transaction Value of Cashback by Retail Firms, 2020-2029
3.3 Russia Total Transaction Value of Cashback by Cashback Apps and Partner Programs, 2020-2029
3.4 Russia Total Transaction Value of Cashback by Financial Services Firms, 2020-2029


4 Russia Cashback Program Sector Statistics: Key Performance Indicators
4.1 Russia Cashback Spend Market Size and Future Growth Dynamics, 2020-2029
4.2 Russia Key Performance Metrics of Cashback Programs, 2023


5 Russia Cashback Spend Market Size and Future Growth Dynamics by Business Model, 2020-2029
5.1 Russia Cashback Spend Market Share by Business Model, 2023
5.2 Russia Cashback Spend by Retail Firms, 2020-2029
5.3 Russia Cashback Spend by Cashback Apps and Partner Programs, 2020-2029
5.4 Russia Cashback Spend by Financial Services Firms, 2020-2029


6 Russia Cashback Spend Market Size and Future Growth Dynamics by Channel, 2020-2029
6.1 Russia Cashback Spend Market Share by Channel, 2023
6.2 Russia Cashback Spend by Online, 2020-2029
6.3 Russia Cashback Spend by In-store, 2020-2029
6.4 Russia Cashback Spend by Mobile App, 2020-2029


7 Russia Cashback Spend Market Size and Future Growth Dynamics by Cashback Program Type, 2020-2029
7.1 Russia Cashback Spend Market Share by Cashback Program Type, 2023
7.2 Russia Cashback Spend by Percentage-Based Cashback, 2020-2029
7.3 Russia Cashback Spend by Flat-Rate Cashback Programs, 2020-2029
7.4 Russia Cashback Spend by Tiered Cashback Programs, 2020-2029
7.5 Russia Cashback Spend by Introductory Cashback, 2020-2029
7.6 Russia Cashback Spend by Rotating Categories, 2020-2029
7.7 Russia Cashback Spend by Bonus Category Cashback Programs, 2020-2029
7.8 Russia Cashback Spend by Customizable Cashback Programs, 2020-2029
7.9 Russia Cashback Spend by App-Based Cashback Programs, 2020-2029
7.10 Russia Cashback Spend by Loyalty Program Cashback, 2020-2029
7.11 Russia Cashback Spend by Affiliate Cashback Programs, 2020-2029
7.12 Russia Cashback Spend by Other Cashback Programs, 2020-2029


8 Russia Cashback Spend Market Size and Future Growth Dynamics by End-Use Sector, 2020-2029
8.1 Russia Cashback Spend Market Share by End-Use Sector, 2023
8.2 Russia Cashback Spend by Retail, 2020-2029
8.3 Russia Cashback Spend by Financial Services, 2020-2029
8.5 Russia Cashback Spend by Healthcare & Wellness, 2020-2029
8.6 Russia Cashback Spend by Restaurants & Food Delivery, 2020-2029
8.7 Russia Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines), 2020-2029
8.8 Russia Cashback Spend by Media & Entertainment, 2020-2029
8.9 Russia Cashback Spend by Others, 2020-2029


9 Russia Online Cashback Spend Market Size and Future Growth Dynamics by End-Use Sector, 2020-2029
9.1 Russia Online Cashback Spend Market Share by End-Use Sector, 2023
9.2 Russia Online Cashback Spend by Retail, 2020-2029
9.3 Russia Online Cashback Spend by Financial Services, 2020-2029
9.5 Russia Online Cashback Spend by Healthcare & Wellness, 2020-2029
9.6 Russia Online Cashback Spend by Restaurants & Food Delivery, 2020-2029
9.7 Russia Online Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines), 2020-2029
9.8 Russia Online Cashback Spend by Media & Entertainment, 2020-2029
9.9 Russia Online Cashback Spend by Others, 2020-2029


10 Russia In-store Cashback Spend Market Size and Future Growth Dynamics by End-Use Sector, 2020-2029
10.1 Russia In-store Cashback Spend Market Share by End-Use Sector, 2023
10.2 Russia In-store Cashback Spend by Retail, 2020-2029
10.3 Russia In-store Cashback Spend by Financial Services, 2020-2029
10.5 Russia In-store Cashback Spend by Healthcare & Wellness, 2020-2029
10.6 Russia In-store Cashback Spend by Restaurants & Food Delivery, 2020-2029
10.7 Russia In-store Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines), 2020-2029
10.8 Russia In-store Cashback Spend by Media & Entertainment, 2020-2029
10.9 Russia In-store Cashback Spend by Others, 2020-2029


11 Russia Mobile App Cashback Spend Market Size and Future Growth Dynamics by End-Use Sector, 2020-2029
11.1 Russia Mobile App Cashback Spend Market Share by End-Use Sector, 2023
11.2 Russia Mobile App Cashback Spend by Retail, 2020-2029
11.3 Russia Mobile App Cashback Spend by Financial Services, 2020-2029
11.5 Russia Mobile App Cashback Spend by Healthcare & Wellness, 2020-2029
11.6 Russia Mobile App Cashback Spend by Restaurants & Food Delivery, 2020-2029
11.7 Russia Mobile App Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines), 2020-2029
11.8 Russia Mobile App Cashback Spend by Media & Entertainment, 2020-2029
11.9 Russia Mobile App Cashback Spend by Others, 2020-2029


12 Russia Retail Sector Cashback Spend Market Size and Future Growth Dynamics, 2020-2029
12.1 Russia Retail Sector Cashback Spend Market Share by Segments, 2023
12.2 Russia Cashback Spend by E-commerce, 2020-2029
12.3 Russia Cashback Spend by Department Stores, 2020-2029
12.4 Russia Cashback Spend by Specialty Stores, 2020-2029
12.5 Russia Cashback Spend by Clothing, Footwear & Accessories, 2020-2029
12.6 Russia Cashback Spend by Supermarket and Convenience Store, 2020-2029
12.7 Russia Cashback Spend by Home Improvement, 2020-2029
12.8 Russia Cashback Spend by Others, 2020-2029


13 Russia Financial Services Cashback Spend Market Size and Future Growth Dynamics, 2020-2029
13.1 Russia Financial Services Cashback Spend Market Share by Segments, 2023
13.2 Russia Cashback Spend by Credit Cards, 2020-2029
13.3 Russia Cashback Spend by Debit Cards, 2020-2029
13.4 Russia Cashback Spend by Digital Wallets, 2020-2029
13.5 Russia Cashback Spend by Banking Apps, 2020-2029
13.6 Russia Cashback Spend by Prepaid Cards, 2020-2029
13.7 Russia Cashback Spend by Cash Vouchers, 2020-2029


14 Russia Healthcare & Wellness Cashback Spend Market Size and Future Growth Dynamics, 2020-2029
14.1 Russia Healthcare & Wellness Cashback Spend Market Share by Segments, 2023
14.2 Russia Cashback Spend by Health Products, 2020-2029
14.3 Russia Cashback Spend by Fitness Services, 2020-2029


15 Russia Restaurants & Food Delivery Cashback Spend Market Size and Future Growth Dynamics, 2020-2029
15.1 Russia Restaurants & Food Delivery Cashback Spend Market Share by Segments, 2023
15.2 Russia Cashback Spend by Food Delivery Apps, 2020-2029
15.3 Russia Cashback Spend by Dinning Out, 2020-2029


16 Russia Travel & Hospitality (Cabs, Hotels, Airlines) Cashback Spend Market Size and Future Growth Dynamics, 2020-2029
16.1 Russia Travel & Hospitality (Cabs, Hotels, Airlines) Cashback Spend Market Share by Segments, 2023
16.2 Russia Cashback Spend by Airlines, 2020-2029
16.3 Russia Cashback Spend by Hotels, 2020-2029
16.4 Russia Cashback Spend by Cabs and Rideshares, 2020-2029

17 Russia Media & Entertainment Cashback Spend Market Size and Future Growth Dynamics, 2020-2029
17.1 Russia Media & Entertainment Cashback Spend Market Share by Segments, 2023
17.2 Russia Cashback Spend by Streaming Services, 2020-2029
17.3 Russia Cashback Spend by Digital Content Purchases, 2020-2029

18 Russia Cashback Spend Market Size and Future Growth Dynamics by Consumer Demographics & Behaviour, 2020-2029
18.1 Russia Cashback Spend Market Share by Age Group, 2023
18.2 Russia Cashback Spend Market Share by Income Level, 2023
18.3 Russia Cashback Spend Market Share by Gender, 2023

19 Key Company Profiles in Russia?s Cashback Market
19.1 Cashback Company Profile: Company 1
19.2 Cashback Company Profile: Company 2
19.3 Cashback Company Profile: Company 3
19.4 Cashback Company Profile: Company 4
19.5 Cashback Company Profile: Company 5



List of Figures

Figure 1: PayNXT360’s Methodology Framework
Figure 2: Russia Total Transaction Value of Cashback (US$ Million), 2020-2029
Figure 3: Russia Cashback Spend Market Share by Business Model (%), 2023
Figure 4: Russia Total Transaction Value of Cashback by Retail Firms (US$ Million), 2020-2029
Figure 5: Russia Total Transaction Value of Cashback by Partner Programs (US$ Million), 2020-2029
Figure 6: Russia Total Transaction Value of Cashback by Financial Services Firms (US$ Million), 2020-2029
Figure 7: Russia Total Cashback Spend Market Size (US$ Million), 2020-2029
Figure 8: Russia Cashback Spend Market Share by Key Indicators (%), 2023
Figure 9: Russia Cashback Spend Market Share by Business Model (%), 2023
Figure 10: Russia Cashback Spend by Retail Firms (US$ Million), 2020-2029
Figure 11: Russia Cashback Spend by Partner Programs (US$ Million), 2020-2029
Figure 12: Russia Cashback Spend by Financial Services Firms (US$ Million), 2020-2029
Figure 13: Russia Cashback Spend Market Share by Channel (%), 2023
Figure 14: Russia Cashback Spend by Online (US$ Million), 2020-2029
Figure 15: Russia Cashback Spend by In-store (US$ Million), 2020-2029
Figure 16: Russia Cashback Spend by Mobile App (US$ Million), 2020-2029
Figure 17: Russia Cashback Spend Market Share by Cashback Program Type (%), 2023
Figure 18: Russia Cashback Spend by Percentage-Based Cashback (US$ Million), 2020-2029
Figure 19: Russia Cashback Spend by Flat-Rate Cashback Programs (US$ Million), 2020-2029
Figure 20: Russia Cashback Spend by Tiered Cashback Programs (US$ Million), 2020-2029
Figure 21: Russia Cashback Spend by Introductory Cashback (US$ Million), 2020-2029
Figure 22: Russia Cashback Spend by Rotating Categories (US$ Million), 2020-2029
Figure 23: Russia Cashback Spend by Bonus Category Cashback Programs (US$ Million), 2020-2029
Figure 24: Russia Cashback Spend by Customizable Cashback Programs (US$ Million), 2020-2029
Figure 25: Russia Cashback Spend by App-Based Cashback Programs (US$ Million), 2020-2029
Figure 26: Russia Cashback Spend by Loyalty Program Cashback (US$ Million), 2020-2029
Figure 27: Russia Cashback Spend by Affiliate Cashback Programs (US$ Million), 2020-2029
Figure 28: Russia Cashback Spend by Other Cashback Programs (US$ Million), 2020-2029
Figure 29: Russia Cashback Spend Market Share by End-Use Sector (%), 2023
Figure 30: Russia Cashback Spend by Retail (US$ Million), 2020-2029
Figure 31: Russia Cashback Spend by Financial Services (US$ Million), 2020-2029
Figure 32: Russia Cashback Spend by Healthcare & Wellness (US$ Million), 2020-2029
Figure 33: Russia Cashback Spend by Restaurants & Food Delivery (US$ Million), 2020-2029
Figure 34: Russia Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines) (US$ Million), 2020-2029
Figure 35: Russia Cashback Spend by Media & Entertainment (US$ Million), 2020-2029
Figure 36: Russia Cashback Spend by Others (US$ Million), 2020-2029
Figure 37: Russia Online Cashback Spend Market Share by End-Use Sector (%), 2023
Figure 38: Russia Online Cashback Spend by Retail (US$ Million), 2020-2029
Figure 39: Russia Online Cashback Spend by Financial Services (US$ Million), 2020-2029
Figure 40: Russia Online Cashback Spend by Healthcare & Wellness (US$ Million), 2020-2029
Figure 41: Russia Online Cashback Spend by Restaurants & Food Delivery (US$ Million), 2020-2029
Figure 42: Russia Online Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines) (US$ Million), 2020-2029
Figure 43: Russia Online Cashback Spend by Media & Entertainment (US$ Million), 2020-2029
Figure 44: Russia Online Cashback Spend by Others (US$ Million), 2020-2029
Figure 45: Russia In-store Cashback Spend Market Share by End-Use Sector (%), 2023
Figure 46: Russia In-store Cashback Spend by Retail (US$ Million), 2020-2029
Figure 47: Russia In-store Cashback Spend by Financial Services (US$ Million), 2020-2029
Figure 48: Russia In-store Cashback Spend by Healthcare & Wellness (US$ Million), 2020-2029
Figure 49: Russia In-store Cashback Spend by Restaurants & Food Delivery (US$ Million), 2020-2029
Figure 50: Russia In-store Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines) (US$ Million), 2020-2029
Figure 51: Russia In-store Cashback Spend by Media & Entertainment (US$ Million), 2020-2029
Figure 52: Russia In-store Cashback Spend by Others (US$ Million), 2020-2029
Figure 53: Russia Mobile App Cashback Spend Market Share by End-Use Sector (%), 2023
Figure 54: Russia Mobile App Cashback Spend by Retail (US$ Million), 2020-2029
Figure 55: Russia Mobile App Cashback Spend by Financial Services (US$ Million), 2020-2029
Figure 56: Russia Mobile App Cashback Spend by Healthcare & Wellness (US$ Million), 2020-2029
Figure 57: Russia Mobile App Cashback Spend by Restaurants & Food Delivery (US$ Million), 2020-2029
Figure 58: Russia Mobile App Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines) (US$ Million), 2020-2029
Figure 59: Russia Mobile App Cashback Spend by Media & Entertainment (US$ Million), 2020-2029
Figure 60: Russia Mobile App Cashback Spend by Others (US$ Million), 2020-2029
Figure 61: Russia Retail Sector Cashback Spend Market Share by Segments (%), 2023
Figure 62: Russia Cashback Spend by E-commerce (US$ Million), 2020-2029
Figure 63: Russia Cashback Spend by Department Stores (US$ Million), 2020-2029
Figure 64: Russia Cashback Spend by Specialty Stores (US$ Million), 2020-2029
Figure 65: Russia Cashback Spend by Clothing, Footwear & Accessories (US$ Million), 2020-2029
Figure 66: Russia Cashback Spend by Supermarket and Convenience Store (US$ Million), 2020-2029
Figure 67: Russia Cashback Spend by Home Improvement (US$ Million), 2020-2029
Figure 68: Russia Cashback Spend by Others (US$ Million), 2020-2029
Figure 69: Russia Cashback Spend Market Share by Segments (%), 2023
Figure 70: Russia Cashback Spend by Credit Cards (US$ Million), 2020-2029
Figure 71: Russia Cashback Spend by Debit Cards (US$ Million), 2020-2029
Figure 72: Russia Cashback Spend by Digital Wallets (US$ Million), 2020-2029
Figure 73: Russia Cashback Spend by Banking Apps (US$ Million), 2020-2029
Figure 74: Russia Cashback Spend by Prepaid Cards (US$ Million), 2020-2029
Figure 75: Russia Cashback Spend by Cash Vouchers (US$ Million), 2020-2029
Figure 76: Russia Healthcare & Wellness Cashback Spend Market Share by Segments (%), 2023
Figure 77: Russia Cashback Spend by Health Products (US$ Million), 2020-2029
Figure 78: Russia Cashback Spend by Fitness Services (US$ Million), 2020-2029
Figure 79: Russia Restaurants & Food Delivery Cashback Spend Market Share by Segments (%), 2023
Figure 80: Russia Cashback Spend by Food Delivery Apps (US$ Million), 2020-2029
Figure 81: Russia Cashback Spend by Food Delivery Apps (US$ Million), 2020-2029
Figure 82: Russia Travel & Hospitality (Cabs, Hotels, Airlines) Cashback Spend Market Share by Segments (%), 2023
Figure 83: Russia Cashback Spend by Airlines e (US$ Million), 2020-2029
Figure 84: Russia Cashback Spend by Hotels (US$ Million), 2020-2029
Figure 85: Russia Cashback Spend by Cabs and Rideshares (US$ Million), 2020-2029
Figure 86: Russia Media & Entertainment Cashback Spend Market Share by Segments (%), 2023
Figure 87: Russia Cashback Spend by Streaming Services (US$ Million), 2020-2029
Figure 88: Russia Cashback Spend by Digital Content Purchases (US$ Million), 2020-2029
Figure 89: Russia Cashback Spend Market Share by Age Group (%), 2023
Figure 90: Russia Cashback Spend Market Share by Income Level (%), 2023
Figure 91: Russia Cashback Spend Market Share by Gender (%), 2023

List of Tables

Table 1: Russia Total Transaction Value of Cashback (US$ Million), 2020-2029
Table 2: Russia Total Transaction Value of Cashback by Retail Firms (US$ Million), 2020-2029
Table 3: Russia Cashback Spend by Partner Programs (US$ Million), 2020-2029
Table 4: Russia Total Transaction Value of Cashback by Financial Services Firms (US$ Million), 2020-2029
Table 5: Russia Total Cashback Spend Market Size (US$ Million), 2020-2029
Table 6: Russia Cashback Spend by Retail Firms (US$ Million), 2020-2029
Table 7: Russia Cashback Spend by Partner Programs (US$ Million), 2020-2029
Table 8: Russia Cashback Spend by Financial Services Firms (US$ Million), 2020-2029
Table 9: Russia Cashback Spend by Online (US$ Million), 2020-2029
Table 10: Russia Cashback Spend by In-store (US$ Million), 2020-2029
Table 11: Russia Cashback Spend by Mobile App (US$ Million), 2020-2029
Table 12: Russia Cashback Spend by Percentage-Based Cashback (US$ Million), 2020-2029
Table 13: Russia Cashback Spend by Flat-Rate Cashback Programs (US$ Million), 2020-2029
Table 14: Russia Cashback Spend by Tiered Cashback Programs (US$ Million), 2020-2029
Table 15: Russia Cashback Spend by Introductory Cashback (US$ Million), 2020-2029
Table 16: Russia Cashback Spend by Rotating Categories (US$ Million), 2020-2029
Table 17: Russia Cashback Spend by Bonus Category Cashback Programs (US$ Million), 2020-2029
Table 18: Russia Cashback Spend by Customizable Cashback Programs (US$ Million), 2020-2029
Table 19: Russia Cashback Spend by App-Based Cashback Programs (US$ Million), 2020-2029
Table 20: Russia Cashback Spend by Loyalty Program Cashback (US$ Million), 2020-2029
Table 21: Russia Cashback Spend by Affiliate Cashback Programs (US$ Million), 2020-2029
Table 22: Russia Cashback Spend by Other Cashback Programs (US$ Million), 2020-2029
Table 23: Russia Cashback Spend by Retail (US$ Million), 2020-2029
Table 24: Russia Cashback Spend by Financial Services (US$ Million), 2020-2029
Table 25: Russia Cashback Spend by Healthcare & Wellness (US$ Million), 2020-2029
Table 26: Russia Cashback Spend by Restaurants & Food Delivery (US$ Million), 2020-2029
Table 27: Russia Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines) (US$ Million), 2020-2029
Table 28: Russia Cashback Spend by Media & Entertainment (US$ Million), 2020-2029
Table 29: Russia Cashback Spend by Others (US$ Million), 2020-2029
Table 30: Russia Online Cashback Spend by Retail (US$ Million), 2020-2029
Table 31: Russia Online Cashback Spend by Financial Services (US$ Million), 2020-2029
Table 32: Russia Online Cashback Spend by Healthcare & Wellness (US$ Million), 2020-2029
Table 33: Russia Online Cashback Spend by Restaurants & Food Delivery (US$ Million), 2020-2029
Table 34: Russia Online Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines) (US$ Million), 2020-2029
Table 35: Russia Online Cashback Spend by Media & Entertainment (US$ Million), 2020-2029
Table 36: Russia Online Cashback Spend by Others (US$ Million), 2020-2029
Table 37: Russia In-store Cashback Spend by Retail (US$ Million), 2020-2029
Table 38: Russia In-store Cashback Spend by Financial Services (US$ Million), 2020-2029
Table 39: Russia In-store Cashback Spend by Healthcare & Wellness (US$ Million), 2020-2029
Table 40: Russia In-store Cashback Spend by Restaurants & Food Delivery (US$ Million), 2020-2029
Table 41: Russia In-store Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines) (US$ Million), 2020-2029
Table 42: Russia In-store Cashback Spend by Media & Entertainment (US$ Million), 2020-2029
Table 43: Russia In-store Cashback Spend by Others (US$ Million), 2020-2029
Table 44: Russia Mobile App Cashback Spend by Retail (US$ Million), 2020-2029
Table 45: Russia Mobile App Cashback Spend by Financial Services (US$ Million), 2020-2029
Table 46: Russia Mobile App Cashback Spend by Healthcare & Wellness (US$ Million), 2020-2029
Table 47: Russia Mobile App Cashback Spend by Restaurants & Food Delivery (US$ Million), 2020-2029
Table 48: Russia Mobile App Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines) (US$ Million), 2020-2029
Table 49: Russia Mobile App Cashback Spend by Media & Entertainment (US$ Million), 2020-2029
Table 50: Russia Mobile App Cashback Spend by Others (US$ Million), 2020-2029
Table 51: Russia Cashback Spend by E-commerce (US$ Million), 2020-2029
Table 52: Russia Cashback Spend by Department Stores (US$ Million), 2020-2029
Table 53: Russia Cashback Spend by Specialty Stores (US$ Million), 2020-2029
Table 54: Russia Cashback Spend by Clothing, Footwear & Accessories (US$ Million), 2020-2029
Table 55: Russia Cashback Spend by Supermarket and Convenience Store (US$ Million), 2020-2029
Table 56: Russia Cashback Spend by Home Improvement (US$ Million), 2020-2029
Table 57: Russia Cashback Spend by Others (US$ Million), 2020-2029
Table 58: Russia Cashback Spend by Credit Cards (US$ Million), 2020-2029
Table 59: Russia Cashback Spend by Debit Cards (US$ Million), 2020-2029
Table 60: Russia Cashback Spend by Digital Wallets (US$ Million), 2020-2029
Table 61: Russia Cashback Spend by Banking Apps (US$ Million), 2020-2029
Table 62: Russia Cashback Spend by Prepaid Cards (US$ Million), 2020-2029
Table 63: Russia Cashback Spend by Cash Vouchers (US$ Million), 2020-2029
Table 64: Russia Cashback Spend by Health Products (US$ Million), 2020-2029
Table 65: Russia Cashback Spend by Fitness Services (US$ Million), 2020-2029
Table 66: Russia Cashback Spend by Food Delivery Apps (US$ Million), 2020-2029
Table 67: Russia Cashback Spend by In-store (US$ Million), 2020-2029
Table 68: Russia Cashback Spend by Airlines (US$ Million), 2020-2029
Table 69: Russia Cashback Spend by Hotels (US$ Million), 2020-2029
Table 70: Russia Cashback Spend by Cabs and Rideshares (US$ Million), 2020-2029
Table 71: Russia Cashback Spend by Streaming Services (US$ Million), 2020-2029
Table 72: Russia Cashback Spend by Digital Content Purchases (US$ Million), 2020-2029