Table of Content
1 About this Report
1.1 Summary
1.2 Methodology
1.3 Cashback Reward Programs Definitions
1.4 Disclaimer
2 Poland Total Transaction Value of Cashback, 2020-2029
3 Poland Total Transaction Value of Cashback by Business Model, 2020-2029
3.1 Poland Total Transaction Value of Cashback Market Share by Business Model, 2023
3.2 Poland Total Transaction Value of Cashback by Retail Firms, 2020-2029
3.3 Poland Total Transaction Value of Cashback by Cashback Apps and Partner Programs, 2020-2029
3.4 Poland Total Transaction Value of Cashback by Financial Services Firms, 2020-2029
4 Poland Cashback Program Sector Statistics: Key Performance Indicators
4.1 Poland Cashback Spend Market Size and Future Growth Dynamics, 2020-2029
4.2 Poland Key Performance Metrics of Cashback Programs, 2023
5 Poland Cashback Spend Market Size and Future Growth Dynamics by Business Model, 2020-2029
5.1 Poland Cashback Spend Market Share by Business Model, 2023
5.2 Poland Cashback Spend by Retail Firms, 2020-2029
5.3 Poland Cashback Spend by Cashback Apps and Partner Programs, 2020-2029
5.4 Poland Cashback Spend by Financial Services Firms, 2020-2029
6 Poland Cashback Spend Market Size and Future Growth Dynamics by Channel, 2020-2029
6.1 Poland Cashback Spend Market Share by Channel, 2023
6.2 Poland Cashback Spend by Online, 2020-2029
6.3 Poland Cashback Spend by In-store, 2020-2029
6.4 Poland Cashback Spend by Mobile App, 2020-2029
7 Poland Cashback Spend Market Size and Future Growth Dynamics by Cashback Program Type, 2020-2029
7.1 Poland Cashback Spend Market Share by Cashback Program Type, 2023
7.2 Poland Cashback Spend by Percentage-Based Cashback, 2020-2029
7.3 Poland Cashback Spend by Flat-Rate Cashback Programs, 2020-2029
7.4 Poland Cashback Spend by Tiered Cashback Programs, 2020-2029
7.5 Poland Cashback Spend by Introductory Cashback, 2020-2029
7.6 Poland Cashback Spend by Rotating Categories, 2020-2029
7.7 Poland Cashback Spend by Bonus Category Cashback Programs, 2020-2029
7.8 Poland Cashback Spend by Customizable Cashback Programs, 2020-2029
7.9 Poland Cashback Spend by App-Based Cashback Programs, 2020-2029
7.10 Poland Cashback Spend by Loyalty Program Cashback, 2020-2029
7.11 Poland Cashback Spend by Affiliate Cashback Programs, 2020-2029
7.12 Poland Cashback Spend by Other Cashback Programs, 2020-2029
8 Poland Cashback Spend Market Size and Future Growth Dynamics by End-Use Sector, 2020-2029
8.1 Poland Cashback Spend Market Share by End-Use Sector, 2023
8.2 Poland Cashback Spend by Retail, 2020-2029
8.3 Poland Cashback Spend by Financial Services, 2020-2029
8.5 Poland Cashback Spend by Healthcare & Wellness, 2020-2029
8.6 Poland Cashback Spend by Restaurants & Food Delivery, 2020-2029
8.7 Poland Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines), 2020-2029
8.8 Poland Cashback Spend by Media & Entertainment, 2020-2029
8.9 Poland Cashback Spend by Others, 2020-2029
9 Poland Online Cashback Spend Market Size and Future Growth Dynamics by End-Use Sector, 2020-2029
9.1 Poland Online Cashback Spend Market Share by End-Use Sector, 2023
9.2 Poland Online Cashback Spend by Retail, 2020-2029
9.3 Poland Online Cashback Spend by Financial Services, 2020-2029
9.5 Poland Online Cashback Spend by Healthcare & Wellness, 2020-2029
9.6 Poland Online Cashback Spend by Restaurants & Food Delivery, 2020-2029
9.7 Poland Online Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines), 2020-2029
9.8 Poland Online Cashback Spend by Media & Entertainment, 2020-2029
9.9 Poland Online Cashback Spend by Others, 2020-2029
10 Poland In-store Cashback Spend Market Size and Future Growth Dynamics by End-Use Sector, 2020-2029
10.1 Poland In-store Cashback Spend Market Share by End-Use Sector, 2023
10.2 Poland In-store Cashback Spend by Retail, 2020-2029
10.3 Poland In-store Cashback Spend by Financial Services, 2020-2029
10.5 Poland In-store Cashback Spend by Healthcare & Wellness, 2020-2029
10.6 Poland In-store Cashback Spend by Restaurants & Food Delivery, 2020-2029
10.7 Poland In-store Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines), 2020-2029
10.8 Poland In-store Cashback Spend by Media & Entertainment, 2020-2029
10.9 Poland In-store Cashback Spend by Others, 2020-2029
11 Poland Mobile App Cashback Spend Market Size and Future Growth Dynamics by End-Use Sector, 2020-2029
11.1 Poland Mobile App Cashback Spend Market Share by End-Use Sector, 2023
11.2 Poland Mobile App Cashback Spend by Retail, 2020-2029
11.3 Poland Mobile App Cashback Spend by Financial Services, 2020-2029
11.5 Poland Mobile App Cashback Spend by Healthcare & Wellness, 2020-2029
11.6 Poland Mobile App Cashback Spend by Restaurants & Food Delivery, 2020-2029
11.7 Poland Mobile App Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines), 2020-2029
11.8 Poland Mobile App Cashback Spend by Media & Entertainment, 2020-2029
11.9 Poland Mobile App Cashback Spend by Others, 2020-2029
12 Poland Retail Sector Cashback Spend Market Size and Future Growth Dynamics, 2020-2029
12.1 Poland Retail Sector Cashback Spend Market Share by Segments, 2023
12.2 Poland Cashback Spend by E-commerce, 2020-2029
12.3 Poland Cashback Spend by Department Stores, 2020-2029
12.4 Poland Cashback Spend by Specialty Stores, 2020-2029
12.5 Poland Cashback Spend by Clothing, Footwear & Accessories, 2020-2029
12.6 Poland Cashback Spend by Supermarket and Convenience Store, 2020-2029
12.7 Poland Cashback Spend by Home Improvement, 2020-2029
12.8 Poland Cashback Spend by Others, 2020-2029
13 Poland Financial Services Cashback Spend Market Size and Future Growth Dynamics, 2020-2029
13.1 Poland Financial Services Cashback Spend Market Share by Segments, 2023
13.2 Poland Cashback Spend by Credit Cards, 2020-2029
13.3 Poland Cashback Spend by Debit Cards, 2020-2029
13.4 Poland Cashback Spend by Digital Wallets, 2020-2029
13.5 Poland Cashback Spend by Banking Apps, 2020-2029
13.6 Poland Cashback Spend by Prepaid Cards, 2020-2029
13.7 Poland Cashback Spend by Cash Vouchers, 2020-2029
14 Poland Healthcare & Wellness Cashback Spend Market Size and Future Growth Dynamics, 2020-2029
14.1 Poland Healthcare & Wellness Cashback Spend Market Share by Segments, 2023
14.2 Poland Cashback Spend by Health Products, 2020-2029
14.3 Poland Cashback Spend by Fitness Services, 2020-2029
15 Poland Restaurants & Food Delivery Cashback Spend Market Size and Future Growth Dynamics, 2020-2029
15.1 Poland Restaurants & Food Delivery Cashback Spend Market Share by Segments, 2023
15.2 Poland Cashback Spend by Food Delivery Apps, 2020-2029
15.3 Poland Cashback Spend by Dinning Out, 2020-2029
16 Poland Travel & Hospitality (Cabs, Hotels, Airlines) Cashback Spend Market Size and Future Growth Dynamics, 2020-2029
16.1 Poland Travel & Hospitality (Cabs, Hotels, Airlines) Cashback Spend Market Share by Segments, 2023
16.2 Poland Cashback Spend by Airlines, 2020-2029
16.3 Poland Cashback Spend by Hotels, 2020-2029
16.4 Poland Cashback Spend by Cabs and Rideshares, 2020-2029
17 Poland Media & Entertainment Cashback Spend Market Size and Future Growth Dynamics, 2020-2029
17.1 Poland Media & Entertainment Cashback Spend Market Share by Segments, 2023
17.2 Poland Cashback Spend by Streaming Services, 2020-2029
17.3 Poland Cashback Spend by Digital Content Purchases, 2020-2029
18 Poland Cashback Spend Market Size and Future Growth Dynamics by Consumer Demographics & Behaviour, 2020-2029
18.1 Poland Cashback Spend Market Share by Age Group, 2023
18.2 Poland Cashback Spend Market Share by Income Level, 2023
18.3 Poland Cashback Spend Market Share by Gender, 2023
19 Key Company Profiles in Poland?s Cashback Market
19.1 Cashback Company Profile: Company 1
19.2 Cashback Company Profile: Company 2
19.3 Cashback Company Profile: Company 3
19.4 Cashback Company Profile: Company 4
19.5 Cashback Company Profile: Company 5
List of Figures
Figure 1: PayNXT360’s Methodology Framework
Figure 2: Poland Total Transaction Value of Cashback (US$ Million), 2020-2029
Figure 3: Poland Cashback Spend Market Share by Business Model (%), 2023
Figure 4: Poland Total Transaction Value of Cashback by Retail Firms (US$ Million), 2020-2029
Figure 5: Poland Total Transaction Value of Cashback by Partner Programs (US$ Million), 2020-2029
Figure 6: Poland Total Transaction Value of Cashback by Financial Services Firms (US$ Million), 2020-2029
Figure 7: Poland Total Cashback Spend Market Size (US$ Million), 2020-2029
Figure 8: Poland Cashback Spend Market Share by Key Indicators (%), 2023
Figure 9: Poland Cashback Spend Market Share by Business Model (%), 2023
Figure 10: Poland Cashback Spend by Retail Firms (US$ Million), 2020-2029
Figure 11: Poland Cashback Spend by Partner Programs (US$ Million), 2020-2029
Figure 12: Poland Cashback Spend by Financial Services Firms (US$ Million), 2020-2029
Figure 13: Poland Cashback Spend Market Share by Channel (%), 2023
Figure 14: Poland Cashback Spend by Online (US$ Million), 2020-2029
Figure 15: Poland Cashback Spend by In-store (US$ Million), 2020-2029
Figure 16: Poland Cashback Spend by Mobile App (US$ Million), 2020-2029
Figure 17: Poland Cashback Spend Market Share by Cashback Program Type (%), 2023
Figure 18: Poland Cashback Spend by Percentage-Based Cashback (US$ Million), 2020-2029
Figure 19: Poland Cashback Spend by Flat-Rate Cashback Programs (US$ Million), 2020-2029
Figure 20: Poland Cashback Spend by Tiered Cashback Programs (US$ Million), 2020-2029
Figure 21: Poland Cashback Spend by Introductory Cashback (US$ Million), 2020-2029
Figure 22: Poland Cashback Spend by Rotating Categories (US$ Million), 2020-2029
Figure 23: Poland Cashback Spend by Bonus Category Cashback Programs (US$ Million), 2020-2029
Figure 24: Poland Cashback Spend by Customizable Cashback Programs (US$ Million), 2020-2029
Figure 25: Poland Cashback Spend by App-Based Cashback Programs (US$ Million), 2020-2029
Figure 26: Poland Cashback Spend by Loyalty Program Cashback (US$ Million), 2020-2029
Figure 27: Poland Cashback Spend by Affiliate Cashback Programs (US$ Million), 2020-2029
Figure 28: Poland Cashback Spend by Other Cashback Programs (US$ Million), 2020-2029
Figure 29: Poland Cashback Spend Market Share by End-Use Sector (%), 2023
Figure 30: Poland Cashback Spend by Retail (US$ Million), 2020-2029
Figure 31: Poland Cashback Spend by Financial Services (US$ Million), 2020-2029
Figure 32: Poland Cashback Spend by Healthcare & Wellness (US$ Million), 2020-2029
Figure 33: Poland Cashback Spend by Restaurants & Food Delivery (US$ Million), 2020-2029
Figure 34: Poland Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines) (US$ Million), 2020-2029
Figure 35: Poland Cashback Spend by Media & Entertainment (US$ Million), 2020-2029
Figure 36: Poland Cashback Spend by Others (US$ Million), 2020-2029
Figure 37: Poland Online Cashback Spend Market Share by End-Use Sector (%), 2023
Figure 38: Poland Online Cashback Spend by Retail (US$ Million), 2020-2029
Figure 39: Poland Online Cashback Spend by Financial Services (US$ Million), 2020-2029
Figure 40: Poland Online Cashback Spend by Healthcare & Wellness (US$ Million), 2020-2029
Figure 41: Poland Online Cashback Spend by Restaurants & Food Delivery (US$ Million), 2020-2029
Figure 42: Poland Online Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines) (US$ Million), 2020-2029
Figure 43: Poland Online Cashback Spend by Media & Entertainment (US$ Million), 2020-2029
Figure 44: Poland Online Cashback Spend by Others (US$ Million), 2020-2029
Figure 45: Poland In-store Cashback Spend Market Share by End-Use Sector (%), 2023
Figure 46: Poland In-store Cashback Spend by Retail (US$ Million), 2020-2029
Figure 47: Poland In-store Cashback Spend by Financial Services (US$ Million), 2020-2029
Figure 48: Poland In-store Cashback Spend by Healthcare & Wellness (US$ Million), 2020-2029
Figure 49: Poland In-store Cashback Spend by Restaurants & Food Delivery (US$ Million), 2020-2029
Figure 50: Poland In-store Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines) (US$ Million), 2020-2029
Figure 51: Poland In-store Cashback Spend by Media & Entertainment (US$ Million), 2020-2029
Figure 52: Poland In-store Cashback Spend by Others (US$ Million), 2020-2029
Figure 53: Poland Mobile App Cashback Spend Market Share by End-Use Sector (%), 2023
Figure 54: Poland Mobile App Cashback Spend by Retail (US$ Million), 2020-2029
Figure 55: Poland Mobile App Cashback Spend by Financial Services (US$ Million), 2020-2029
Figure 56: Poland Mobile App Cashback Spend by Healthcare & Wellness (US$ Million), 2020-2029
Figure 57: Poland Mobile App Cashback Spend by Restaurants & Food Delivery (US$ Million), 2020-2029
Figure 58: Poland Mobile App Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines) (US$ Million), 2020-2029
Figure 59: Poland Mobile App Cashback Spend by Media & Entertainment (US$ Million), 2020-2029
Figure 60: Poland Mobile App Cashback Spend by Others (US$ Million), 2020-2029
Figure 61: Poland Retail Sector Cashback Spend Market Share by Segments (%), 2023
Figure 62: Poland Cashback Spend by E-commerce (US$ Million), 2020-2029
Figure 63: Poland Cashback Spend by Department Stores (US$ Million), 2020-2029
Figure 64: Poland Cashback Spend by Specialty Stores (US$ Million), 2020-2029
Figure 65: Poland Cashback Spend by Clothing, Footwear & Accessories (US$ Million), 2020-2029
Figure 66: Poland Cashback Spend by Supermarket and Convenience Store (US$ Million), 2020-2029
Figure 67: Poland Cashback Spend by Home Improvement (US$ Million), 2020-2029
Figure 68: Poland Cashback Spend by Others (US$ Million), 2020-2029
Figure 69: Poland Cashback Spend Market Share by Segments (%), 2023
Figure 70: Poland Cashback Spend by Credit Cards (US$ Million), 2020-2029
Figure 71: Poland Cashback Spend by Debit Cards (US$ Million), 2020-2029
Figure 72: Poland Cashback Spend by Digital Wallets (US$ Million), 2020-2029
Figure 73: Poland Cashback Spend by Banking Apps (US$ Million), 2020-2029
Figure 74: Poland Cashback Spend by Prepaid Cards (US$ Million), 2020-2029
Figure 75: Poland Cashback Spend by Cash Vouchers (US$ Million), 2020-2029
Figure 76: Poland Healthcare & Wellness Cashback Spend Market Share by Segments (%), 2023
Figure 77: Poland Cashback Spend by Health Products (US$ Million), 2020-2029
Figure 78: Poland Cashback Spend by Fitness Services (US$ Million), 2020-2029
Figure 79: Poland Restaurants & Food Delivery Cashback Spend Market Share by Segments (%), 2023
Figure 80: Poland Cashback Spend by Food Delivery Apps (US$ Million), 2020-2029
Figure 81: Poland Cashback Spend by Food Delivery Apps (US$ Million), 2020-2029
Figure 82: Poland Travel & Hospitality (Cabs, Hotels, Airlines) Cashback Spend Market Share by Segments (%), 2023
Figure 83: Poland Cashback Spend by Airlines e (US$ Million), 2020-2029
Figure 84: Poland Cashback Spend by Hotels (US$ Million), 2020-2029
Figure 85: Poland Cashback Spend by Cabs and Rideshares (US$ Million), 2020-2029
Figure 86: Poland Media & Entertainment Cashback Spend Market Share by Segments (%), 2023
Figure 87: Poland Cashback Spend by Streaming Services (US$ Million), 2020-2029
Figure 88: Poland Cashback Spend by Digital Content Purchases (US$ Million), 2020-2029
Figure 89: Poland Cashback Spend Market Share by Age Group (%), 2023
Figure 90: Poland Cashback Spend Market Share by Income Level (%), 2023
Figure 91: Poland Cashback Spend Market Share by Gender (%), 2023
List of Tables
Table 1: Poland Total Transaction Value of Cashback (US$ Million), 2020-2029
Table 2: Poland Total Transaction Value of Cashback by Retail Firms (US$ Million), 2020-2029
Table 3: Poland Cashback Spend by Partner Programs (US$ Million), 2020-2029
Table 4: Poland Total Transaction Value of Cashback by Financial Services Firms (US$ Million), 2020-2029
Table 5: Poland Total Cashback Spend Market Size (US$ Million), 2020-2029
Table 6: Poland Cashback Spend by Retail Firms (US$ Million), 2020-2029
Table 7: Poland Cashback Spend by Partner Programs (US$ Million), 2020-2029
Table 8: Poland Cashback Spend by Financial Services Firms (US$ Million), 2020-2029
Table 9: Poland Cashback Spend by Online (US$ Million), 2020-2029
Table 10: Poland Cashback Spend by In-store (US$ Million), 2020-2029
Table 11: Poland Cashback Spend by Mobile App (US$ Million), 2020-2029
Table 12: Poland Cashback Spend by Percentage-Based Cashback (US$ Million), 2020-2029
Table 13: Poland Cashback Spend by Flat-Rate Cashback Programs (US$ Million), 2020-2029
Table 14: Poland Cashback Spend by Tiered Cashback Programs (US$ Million), 2020-2029
Table 15: Poland Cashback Spend by Introductory Cashback (US$ Million), 2020-2029
Table 16: Poland Cashback Spend by Rotating Categories (US$ Million), 2020-2029
Table 17: Poland Cashback Spend by Bonus Category Cashback Programs (US$ Million), 2020-2029
Table 18: Poland Cashback Spend by Customizable Cashback Programs (US$ Million), 2020-2029
Table 19: Poland Cashback Spend by App-Based Cashback Programs (US$ Million), 2020-2029
Table 20: Poland Cashback Spend by Loyalty Program Cashback (US$ Million), 2020-2029
Table 21: Poland Cashback Spend by Affiliate Cashback Programs (US$ Million), 2020-2029
Table 22: Poland Cashback Spend by Other Cashback Programs (US$ Million), 2020-2029
Table 23: Poland Cashback Spend by Retail (US$ Million), 2020-2029
Table 24: Poland Cashback Spend by Financial Services (US$ Million), 2020-2029
Table 25: Poland Cashback Spend by Healthcare & Wellness (US$ Million), 2020-2029
Table 26: Poland Cashback Spend by Restaurants & Food Delivery (US$ Million), 2020-2029
Table 27: Poland Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines) (US$ Million), 2020-2029
Table 28: Poland Cashback Spend by Media & Entertainment (US$ Million), 2020-2029
Table 29: Poland Cashback Spend by Others (US$ Million), 2020-2029
Table 30: Poland Online Cashback Spend by Retail (US$ Million), 2020-2029
Table 31: Poland Online Cashback Spend by Financial Services (US$ Million), 2020-2029
Table 32: Poland Online Cashback Spend by Healthcare & Wellness (US$ Million), 2020-2029
Table 33: Poland Online Cashback Spend by Restaurants & Food Delivery (US$ Million), 2020-2029
Table 34: Poland Online Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines) (US$ Million), 2020-2029
Table 35: Poland Online Cashback Spend by Media & Entertainment (US$ Million), 2020-2029
Table 36: Poland Online Cashback Spend by Others (US$ Million), 2020-2029
Table 37: Poland In-store Cashback Spend by Retail (US$ Million), 2020-2029
Table 38: Poland In-store Cashback Spend by Financial Services (US$ Million), 2020-2029
Table 39: Poland In-store Cashback Spend by Healthcare & Wellness (US$ Million), 2020-2029
Table 40: Poland In-store Cashback Spend by Restaurants & Food Delivery (US$ Million), 2020-2029
Table 41: Poland In-store Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines) (US$ Million), 2020-2029
Table 42: Poland In-store Cashback Spend by Media & Entertainment (US$ Million), 2020-2029
Table 43: Poland In-store Cashback Spend by Others (US$ Million), 2020-2029
Table 44: Poland Mobile App Cashback Spend by Retail (US$ Million), 2020-2029
Table 45: Poland Mobile App Cashback Spend by Financial Services (US$ Million), 2020-2029
Table 46: Poland Mobile App Cashback Spend by Healthcare & Wellness (US$ Million), 2020-2029
Table 47: Poland Mobile App Cashback Spend by Restaurants & Food Delivery (US$ Million), 2020-2029
Table 48: Poland Mobile App Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines) (US$ Million), 2020-2029
Table 49: Poland Mobile App Cashback Spend by Media & Entertainment (US$ Million), 2020-2029
Table 50: Poland Mobile App Cashback Spend by Others (US$ Million), 2020-2029
Table 51: Poland Cashback Spend by E-commerce (US$ Million), 2020-2029
Table 52: Poland Cashback Spend by Department Stores (US$ Million), 2020-2029
Table 53: Poland Cashback Spend by Specialty Stores (US$ Million), 2020-2029
Table 54: Poland Cashback Spend by Clothing, Footwear & Accessories (US$ Million), 2020-2029
Table 55: Poland Cashback Spend by Supermarket and Convenience Store (US$ Million), 2020-2029
Table 56: Poland Cashback Spend by Home Improvement (US$ Million), 2020-2029
Table 57: Poland Cashback Spend by Others (US$ Million), 2020-2029
Table 58: Poland Cashback Spend by Credit Cards (US$ Million), 2020-2029
Table 59: Poland Cashback Spend by Debit Cards (US$ Million), 2020-2029
Table 60: Poland Cashback Spend by Digital Wallets (US$ Million), 2020-2029
Table 61: Poland Cashback Spend by Banking Apps (US$ Million), 2020-2029
Table 62: Poland Cashback Spend by Prepaid Cards (US$ Million), 2020-2029
Table 63: Poland Cashback Spend by Cash Vouchers (US$ Million), 2020-2029
Table 64: Poland Cashback Spend by Health Products (US$ Million), 2020-2029
Table 65: Poland Cashback Spend by Fitness Services (US$ Million), 2020-2029
Table 66: Poland Cashback Spend by Food Delivery Apps (US$ Million), 2020-2029
Table 67: Poland Cashback Spend by In-store (US$ Million), 2020-2029
Table 68: Poland Cashback Spend by Airlines (US$ Million), 2020-2029
Table 69: Poland Cashback Spend by Hotels (US$ Million), 2020-2029
Table 70: Poland Cashback Spend by Cabs and Rideshares (US$ Million), 2020-2029
Table 71: Poland Cashback Spend by Streaming Services (US$ Million), 2020-2029
Table 72: Poland Cashback Spend by Digital Content Purchases (US$ Million), 2020-2029