Table of Content

1 About this Report
1.1 Summary
1.2 Methodology
1.3 Cashback Reward Programs Definitions
1.4 Disclaimer


2 Italy Total Transaction Value of Cashback, 2020-2029


3 Italy Total Transaction Value of Cashback by Business Model, 2020-2029
3.1 Italy Total Transaction Value of Cashback Market Share by Business Model, 2023
3.2 Italy Total Transaction Value of Cashback by Retail Firms, 2020-2029
3.3 Italy Total Transaction Value of Cashback by Cashback Apps and Partner Programs, 2020-2029
3.4 Italy Total Transaction Value of Cashback by Financial Services Firms, 2020-2029


4 Italy Cashback Program Sector Statistics: Key Performance Indicators
4.1 Italy Cashback Spend Market Size and Future Growth Dynamics, 2020-2029
4.2 Italy Key Performance Metrics of Cashback Programs, 2023


5 Italy Cashback Spend Market Size and Future Growth Dynamics by Business Model, 2020-2029
5.1 Italy Cashback Spend Market Share by Business Model, 2023
5.2 Italy Cashback Spend by Retail Firms, 2020-2029
5.3 Italy Cashback Spend by Cashback Apps and Partner Programs, 2020-2029
5.4 Italy Cashback Spend by Financial Services Firms, 2020-2029


6 Italy Cashback Spend Market Size and Future Growth Dynamics by Channel, 2020-2029
6.1 Italy Cashback Spend Market Share by Channel, 2023
6.2 Italy Cashback Spend by Online, 2020-2029
6.3 Italy Cashback Spend by In-store, 2020-2029
6.4 Italy Cashback Spend by Mobile App, 2020-2029


7 Italy Cashback Spend Market Size and Future Growth Dynamics by Cashback Program Type, 2020-2029
7.1 Italy Cashback Spend Market Share by Cashback Program Type, 2023
7.2 Italy Cashback Spend by Percentage-Based Cashback, 2020-2029
7.3 Italy Cashback Spend by Flat-Rate Cashback Programs, 2020-2029
7.4 Italy Cashback Spend by Tiered Cashback Programs, 2020-2029
7.5 Italy Cashback Spend by Introductory Cashback, 2020-2029
7.6 Italy Cashback Spend by Rotating Categories, 2020-2029
7.7 Italy Cashback Spend by Bonus Category Cashback Programs, 2020-2029
7.8 Italy Cashback Spend by Customizable Cashback Programs, 2020-2029
7.9 Italy Cashback Spend by App-Based Cashback Programs, 2020-2029
7.10 Italy Cashback Spend by Loyalty Program Cashback, 2020-2029
7.11 Italy Cashback Spend by Affiliate Cashback Programs, 2020-2029
7.12 Italy Cashback Spend by Other Cashback Programs, 2020-2029


8 Italy Cashback Spend Market Size and Future Growth Dynamics by End-Use Sector, 2020-2029
8.1 Italy Cashback Spend Market Share by End-Use Sector, 2023
8.2 Italy Cashback Spend by Retail, 2020-2029
8.3 Italy Cashback Spend by Financial Services, 2020-2029
8.5 Italy Cashback Spend by Healthcare & Wellness, 2020-2029
8.6 Italy Cashback Spend by Restaurants & Food Delivery, 2020-2029
8.7 Italy Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines), 2020-2029
8.8 Italy Cashback Spend by Media & Entertainment, 2020-2029
8.9 Italy Cashback Spend by Others, 2020-2029


9 Italy Online Cashback Spend Market Size and Future Growth Dynamics by End-Use Sector, 2020-2029
9.1 Italy Online Cashback Spend Market Share by End-Use Sector, 2023
9.2 Italy Online Cashback Spend by Retail, 2020-2029
9.3 Italy Online Cashback Spend by Financial Services, 2020-2029
9.5 Italy Online Cashback Spend by Healthcare & Wellness, 2020-2029
9.6 Italy Online Cashback Spend by Restaurants & Food Delivery, 2020-2029
9.7 Italy Online Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines), 2020-2029
9.8 Italy Online Cashback Spend by Media & Entertainment, 2020-2029
9.9 Italy Online Cashback Spend by Others, 2020-2029


10 Italy In-store Cashback Spend Market Size and Future Growth Dynamics by End-Use Sector, 2020-2029
10.1 Italy In-store Cashback Spend Market Share by End-Use Sector, 2023
10.2 Italy In-store Cashback Spend by Retail, 2020-2029
10.3 Italy In-store Cashback Spend by Financial Services, 2020-2029
10.5 Italy In-store Cashback Spend by Healthcare & Wellness, 2020-2029
10.6 Italy In-store Cashback Spend by Restaurants & Food Delivery, 2020-2029
10.7 Italy In-store Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines), 2020-2029
10.8 Italy In-store Cashback Spend by Media & Entertainment, 2020-2029
10.9 Italy In-store Cashback Spend by Others, 2020-2029


11 Italy Mobile App Cashback Spend Market Size and Future Growth Dynamics by End-Use Sector, 2020-2029
11.1 Italy Mobile App Cashback Spend Market Share by End-Use Sector, 2023
11.2 Italy Mobile App Cashback Spend by Retail, 2020-2029
11.3 Italy Mobile App Cashback Spend by Financial Services, 2020-2029
11.5 Italy Mobile App Cashback Spend by Healthcare & Wellness, 2020-2029
11.6 Italy Mobile App Cashback Spend by Restaurants & Food Delivery, 2020-2029
11.7 Italy Mobile App Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines), 2020-2029
11.8 Italy Mobile App Cashback Spend by Media & Entertainment, 2020-2029
11.9 Italy Mobile App Cashback Spend by Others, 2020-2029


12 Italy Retail Sector Cashback Spend Market Size and Future Growth Dynamics, 2020-2029
12.1 Italy Retail Sector Cashback Spend Market Share by Segments, 2023
12.2 Italy Cashback Spend by E-commerce, 2020-2029
12.3 Italy Cashback Spend by Department Stores, 2020-2029
12.4 Italy Cashback Spend by Specialty Stores, 2020-2029
12.5 Italy Cashback Spend by Clothing, Footwear & Accessories, 2020-2029
12.6 Italy Cashback Spend by Supermarket and Convenience Store, 2020-2029
12.7 Italy Cashback Spend by Home Improvement, 2020-2029
12.8 Italy Cashback Spend by Others, 2020-2029


13 Italy Financial Services Cashback Spend Market Size and Future Growth Dynamics, 2020-2029
13.1 Italy Financial Services Cashback Spend Market Share by Segments, 2023
13.2 Italy Cashback Spend by Credit Cards, 2020-2029
13.3 Italy Cashback Spend by Debit Cards, 2020-2029
13.4 Italy Cashback Spend by Digital Wallets, 2020-2029
13.5 Italy Cashback Spend by Banking Apps, 2020-2029
13.6 Italy Cashback Spend by Prepaid Cards, 2020-2029
13.7 Italy Cashback Spend by Cash Vouchers, 2020-2029


14 Italy Healthcare & Wellness Cashback Spend Market Size and Future Growth Dynamics, 2020-2029
14.1 Italy Healthcare & Wellness Cashback Spend Market Share by Segments, 2023
14.2 Italy Cashback Spend by Health Products, 2020-2029
14.3 Italy Cashback Spend by Fitness Services, 2020-2029


15 Italy Restaurants & Food Delivery Cashback Spend Market Size and Future Growth Dynamics, 2020-2029
15.1 Italy Restaurants & Food Delivery Cashback Spend Market Share by Segments, 2023
15.2 Italy Cashback Spend by Food Delivery Apps, 2020-2029
15.3 Italy Cashback Spend by Dinning Out, 2020-2029


16 Italy Travel & Hospitality (Cabs, Hotels, Airlines) Cashback Spend Market Size and Future Growth Dynamics, 2020-2029
16.1 Italy Travel & Hospitality (Cabs, Hotels, Airlines) Cashback Spend Market Share by Segments, 2023
16.2 Italy Cashback Spend by Airlines, 2020-2029
16.3 Italy Cashback Spend by Hotels, 2020-2029
16.4 Italy Cashback Spend by Cabs and Rideshares, 2020-2029

17 Italy Media & Entertainment Cashback Spend Market Size and Future Growth Dynamics, 2020-2029
17.1 Italy Media & Entertainment Cashback Spend Market Share by Segments, 2023
17.2 Italy Cashback Spend by Streaming Services, 2020-2029
17.3 Italy Cashback Spend by Digital Content Purchases, 2020-2029

18 Italy Cashback Spend Market Size and Future Growth Dynamics by Consumer Demographics & Behaviour, 2020-2029
18.1 Italy Cashback Spend Market Share by Age Group, 2023
18.2 Italy Cashback Spend Market Share by Income Level, 2023
18.3 Italy Cashback Spend Market Share by Gender, 2023

19 Key Company Profiles in Italy?s Cashback Market
19.1 Cashback Company Profile: Company 1
19.2 Cashback Company Profile: Company 2
19.3 Cashback Company Profile: Company 3
19.4 Cashback Company Profile: Company 4
19.5 Cashback Company Profile: Company 5



List of Figures

Figure 1: PayNXT360’s Methodology Framework
Figure 2: Italy Total Transaction Value of Cashback (US$ Million), 2020-2029
Figure 3: Italy Cashback Spend Market Share by Business Model (%), 2023
Figure 4: Italy Total Transaction Value of Cashback by Retail Firms (US$ Million), 2020-2029
Figure 5: Italy Total Transaction Value of Cashback by Partner Programs (US$ Million), 2020-2029
Figure 6: Italy Total Transaction Value of Cashback by Financial Services Firms (US$ Million), 2020-2029
Figure 7: Italy Total Cashback Spend Market Size (US$ Million), 2020-2029
Figure 8: Italy Cashback Spend Market Share by Key Indicators (%), 2023
Figure 9: Italy Cashback Spend Market Share by Business Model (%), 2023
Figure 10: Italy Cashback Spend by Retail Firms (US$ Million), 2020-2029
Figure 11: Italy Cashback Spend by Partner Programs (US$ Million), 2020-2029
Figure 12: Italy Cashback Spend by Financial Services Firms (US$ Million), 2020-2029
Figure 13: Italy Cashback Spend Market Share by Channel (%), 2023
Figure 14: Italy Cashback Spend by Online (US$ Million), 2020-2029
Figure 15: Italy Cashback Spend by In-store (US$ Million), 2020-2029
Figure 16: Italy Cashback Spend by Mobile App (US$ Million), 2020-2029
Figure 17: Italy Cashback Spend Market Share by Cashback Program Type (%), 2023
Figure 18: Italy Cashback Spend by Percentage-Based Cashback (US$ Million), 2020-2029
Figure 19: Italy Cashback Spend by Flat-Rate Cashback Programs (US$ Million), 2020-2029
Figure 20: Italy Cashback Spend by Tiered Cashback Programs (US$ Million), 2020-2029
Figure 21: Italy Cashback Spend by Introductory Cashback (US$ Million), 2020-2029
Figure 22: Italy Cashback Spend by Rotating Categories (US$ Million), 2020-2029
Figure 23: Italy Cashback Spend by Bonus Category Cashback Programs (US$ Million), 2020-2029
Figure 24: Italy Cashback Spend by Customizable Cashback Programs (US$ Million), 2020-2029
Figure 25: Italy Cashback Spend by App-Based Cashback Programs (US$ Million), 2020-2029
Figure 26: Italy Cashback Spend by Loyalty Program Cashback (US$ Million), 2020-2029
Figure 27: Italy Cashback Spend by Affiliate Cashback Programs (US$ Million), 2020-2029
Figure 28: Italy Cashback Spend by Other Cashback Programs (US$ Million), 2020-2029
Figure 29: Italy Cashback Spend Market Share by End-Use Sector (%), 2023
Figure 30: Italy Cashback Spend by Retail (US$ Million), 2020-2029
Figure 31: Italy Cashback Spend by Financial Services (US$ Million), 2020-2029
Figure 32: Italy Cashback Spend by Healthcare & Wellness (US$ Million), 2020-2029
Figure 33: Italy Cashback Spend by Restaurants & Food Delivery (US$ Million), 2020-2029
Figure 34: Italy Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines) (US$ Million), 2020-2029
Figure 35: Italy Cashback Spend by Media & Entertainment (US$ Million), 2020-2029
Figure 36: Italy Cashback Spend by Others (US$ Million), 2020-2029
Figure 37: Italy Online Cashback Spend Market Share by End-Use Sector (%), 2023
Figure 38: Italy Online Cashback Spend by Retail (US$ Million), 2020-2029
Figure 39: Italy Online Cashback Spend by Financial Services (US$ Million), 2020-2029
Figure 40: Italy Online Cashback Spend by Healthcare & Wellness (US$ Million), 2020-2029
Figure 41: Italy Online Cashback Spend by Restaurants & Food Delivery (US$ Million), 2020-2029
Figure 42: Italy Online Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines) (US$ Million), 2020-2029
Figure 43: Italy Online Cashback Spend by Media & Entertainment (US$ Million), 2020-2029
Figure 44: Italy Online Cashback Spend by Others (US$ Million), 2020-2029
Figure 45: Italy In-store Cashback Spend Market Share by End-Use Sector (%), 2023
Figure 46: Italy In-store Cashback Spend by Retail (US$ Million), 2020-2029
Figure 47: Italy In-store Cashback Spend by Financial Services (US$ Million), 2020-2029
Figure 48: Italy In-store Cashback Spend by Healthcare & Wellness (US$ Million), 2020-2029
Figure 49: Italy In-store Cashback Spend by Restaurants & Food Delivery (US$ Million), 2020-2029
Figure 50: Italy In-store Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines) (US$ Million), 2020-2029
Figure 51: Italy In-store Cashback Spend by Media & Entertainment (US$ Million), 2020-2029
Figure 52: Italy In-store Cashback Spend by Others (US$ Million), 2020-2029
Figure 53: Italy Mobile App Cashback Spend Market Share by End-Use Sector (%), 2023
Figure 54: Italy Mobile App Cashback Spend by Retail (US$ Million), 2020-2029
Figure 55: Italy Mobile App Cashback Spend by Financial Services (US$ Million), 2020-2029
Figure 56: Italy Mobile App Cashback Spend by Healthcare & Wellness (US$ Million), 2020-2029
Figure 57: Italy Mobile App Cashback Spend by Restaurants & Food Delivery (US$ Million), 2020-2029
Figure 58: Italy Mobile App Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines) (US$ Million), 2020-2029
Figure 59: Italy Mobile App Cashback Spend by Media & Entertainment (US$ Million), 2020-2029
Figure 60: Italy Mobile App Cashback Spend by Others (US$ Million), 2020-2029
Figure 61: Italy Retail Sector Cashback Spend Market Share by Segments (%), 2023
Figure 62: Italy Cashback Spend by E-commerce (US$ Million), 2020-2029
Figure 63: Italy Cashback Spend by Department Stores (US$ Million), 2020-2029
Figure 64: Italy Cashback Spend by Specialty Stores (US$ Million), 2020-2029
Figure 65: Italy Cashback Spend by Clothing, Footwear & Accessories (US$ Million), 2020-2029
Figure 66: Italy Cashback Spend by Supermarket and Convenience Store (US$ Million), 2020-2029
Figure 67: Italy Cashback Spend by Home Improvement (US$ Million), 2020-2029
Figure 68: Italy Cashback Spend by Others (US$ Million), 2020-2029
Figure 69: Italy Cashback Spend Market Share by Segments (%), 2023
Figure 70: Italy Cashback Spend by Credit Cards (US$ Million), 2020-2029
Figure 71: Italy Cashback Spend by Debit Cards (US$ Million), 2020-2029
Figure 72: Italy Cashback Spend by Digital Wallets (US$ Million), 2020-2029
Figure 73: Italy Cashback Spend by Banking Apps (US$ Million), 2020-2029
Figure 74: Italy Cashback Spend by Prepaid Cards (US$ Million), 2020-2029
Figure 75: Italy Cashback Spend by Cash Vouchers (US$ Million), 2020-2029
Figure 76: Italy Healthcare & Wellness Cashback Spend Market Share by Segments (%), 2023
Figure 77: Italy Cashback Spend by Health Products (US$ Million), 2020-2029
Figure 78: Italy Cashback Spend by Fitness Services (US$ Million), 2020-2029
Figure 79: Italy Restaurants & Food Delivery Cashback Spend Market Share by Segments (%), 2023
Figure 80: Italy Cashback Spend by Food Delivery Apps (US$ Million), 2020-2029
Figure 81: Italy Cashback Spend by Food Delivery Apps (US$ Million), 2020-2029
Figure 82: Italy Travel & Hospitality (Cabs, Hotels, Airlines) Cashback Spend Market Share by Segments (%), 2023
Figure 83: Italy Cashback Spend by Airlines e (US$ Million), 2020-2029
Figure 84: Italy Cashback Spend by Hotels (US$ Million), 2020-2029
Figure 85: Italy Cashback Spend by Cabs and Rideshares (US$ Million), 2020-2029
Figure 86: Italy Media & Entertainment Cashback Spend Market Share by Segments (%), 2023
Figure 87: Italy Cashback Spend by Streaming Services (US$ Million), 2020-2029
Figure 88: Italy Cashback Spend by Digital Content Purchases (US$ Million), 2020-2029
Figure 89: Italy Cashback Spend Market Share by Age Group (%), 2023
Figure 90: Italy Cashback Spend Market Share by Income Level (%), 2023
Figure 91: Italy Cashback Spend Market Share by Gender (%), 2023

List of Tables

Table 1: Italy Total Transaction Value of Cashback (US$ Million), 2020-2029
Table 2: Italy Total Transaction Value of Cashback by Retail Firms (US$ Million), 2020-2029
Table 3: Italy Cashback Spend by Partner Programs (US$ Million), 2020-2029
Table 4: Italy Total Transaction Value of Cashback by Financial Services Firms (US$ Million), 2020-2029
Table 5: Italy Total Cashback Spend Market Size (US$ Million), 2020-2029
Table 6: Italy Cashback Spend by Retail Firms (US$ Million), 2020-2029
Table 7: Italy Cashback Spend by Partner Programs (US$ Million), 2020-2029
Table 8: Italy Cashback Spend by Financial Services Firms (US$ Million), 2020-2029
Table 9: Italy Cashback Spend by Online (US$ Million), 2020-2029
Table 10: Italy Cashback Spend by In-store (US$ Million), 2020-2029
Table 11: Italy Cashback Spend by Mobile App (US$ Million), 2020-2029
Table 12: Italy Cashback Spend by Percentage-Based Cashback (US$ Million), 2020-2029
Table 13: Italy Cashback Spend by Flat-Rate Cashback Programs (US$ Million), 2020-2029
Table 14: Italy Cashback Spend by Tiered Cashback Programs (US$ Million), 2020-2029
Table 15: Italy Cashback Spend by Introductory Cashback (US$ Million), 2020-2029
Table 16: Italy Cashback Spend by Rotating Categories (US$ Million), 2020-2029
Table 17: Italy Cashback Spend by Bonus Category Cashback Programs (US$ Million), 2020-2029
Table 18: Italy Cashback Spend by Customizable Cashback Programs (US$ Million), 2020-2029
Table 19: Italy Cashback Spend by App-Based Cashback Programs (US$ Million), 2020-2029
Table 20: Italy Cashback Spend by Loyalty Program Cashback (US$ Million), 2020-2029
Table 21: Italy Cashback Spend by Affiliate Cashback Programs (US$ Million), 2020-2029
Table 22: Italy Cashback Spend by Other Cashback Programs (US$ Million), 2020-2029
Table 23: Italy Cashback Spend by Retail (US$ Million), 2020-2029
Table 24: Italy Cashback Spend by Financial Services (US$ Million), 2020-2029
Table 25: Italy Cashback Spend by Healthcare & Wellness (US$ Million), 2020-2029
Table 26: Italy Cashback Spend by Restaurants & Food Delivery (US$ Million), 2020-2029
Table 27: Italy Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines) (US$ Million), 2020-2029
Table 28: Italy Cashback Spend by Media & Entertainment (US$ Million), 2020-2029
Table 29: Italy Cashback Spend by Others (US$ Million), 2020-2029
Table 30: Italy Online Cashback Spend by Retail (US$ Million), 2020-2029
Table 31: Italy Online Cashback Spend by Financial Services (US$ Million), 2020-2029
Table 32: Italy Online Cashback Spend by Healthcare & Wellness (US$ Million), 2020-2029
Table 33: Italy Online Cashback Spend by Restaurants & Food Delivery (US$ Million), 2020-2029
Table 34: Italy Online Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines) (US$ Million), 2020-2029
Table 35: Italy Online Cashback Spend by Media & Entertainment (US$ Million), 2020-2029
Table 36: Italy Online Cashback Spend by Others (US$ Million), 2020-2029
Table 37: Italy In-store Cashback Spend by Retail (US$ Million), 2020-2029
Table 38: Italy In-store Cashback Spend by Financial Services (US$ Million), 2020-2029
Table 39: Italy In-store Cashback Spend by Healthcare & Wellness (US$ Million), 2020-2029
Table 40: Italy In-store Cashback Spend by Restaurants & Food Delivery (US$ Million), 2020-2029
Table 41: Italy In-store Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines) (US$ Million), 2020-2029
Table 42: Italy In-store Cashback Spend by Media & Entertainment (US$ Million), 2020-2029
Table 43: Italy In-store Cashback Spend by Others (US$ Million), 2020-2029
Table 44: Italy Mobile App Cashback Spend by Retail (US$ Million), 2020-2029
Table 45: Italy Mobile App Cashback Spend by Financial Services (US$ Million), 2020-2029
Table 46: Italy Mobile App Cashback Spend by Healthcare & Wellness (US$ Million), 2020-2029
Table 47: Italy Mobile App Cashback Spend by Restaurants & Food Delivery (US$ Million), 2020-2029
Table 48: Italy Mobile App Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines) (US$ Million), 2020-2029
Table 49: Italy Mobile App Cashback Spend by Media & Entertainment (US$ Million), 2020-2029
Table 50: Italy Mobile App Cashback Spend by Others (US$ Million), 2020-2029
Table 51: Italy Cashback Spend by E-commerce (US$ Million), 2020-2029
Table 52: Italy Cashback Spend by Department Stores (US$ Million), 2020-2029
Table 53: Italy Cashback Spend by Specialty Stores (US$ Million), 2020-2029
Table 54: Italy Cashback Spend by Clothing, Footwear & Accessories (US$ Million), 2020-2029
Table 55: Italy Cashback Spend by Supermarket and Convenience Store (US$ Million), 2020-2029
Table 56: Italy Cashback Spend by Home Improvement (US$ Million), 2020-2029
Table 57: Italy Cashback Spend by Others (US$ Million), 2020-2029
Table 58: Italy Cashback Spend by Credit Cards (US$ Million), 2020-2029
Table 59: Italy Cashback Spend by Debit Cards (US$ Million), 2020-2029
Table 60: Italy Cashback Spend by Digital Wallets (US$ Million), 2020-2029
Table 61: Italy Cashback Spend by Banking Apps (US$ Million), 2020-2029
Table 62: Italy Cashback Spend by Prepaid Cards (US$ Million), 2020-2029
Table 63: Italy Cashback Spend by Cash Vouchers (US$ Million), 2020-2029
Table 64: Italy Cashback Spend by Health Products (US$ Million), 2020-2029
Table 65: Italy Cashback Spend by Fitness Services (US$ Million), 2020-2029
Table 66: Italy Cashback Spend by Food Delivery Apps (US$ Million), 2020-2029
Table 67: Italy Cashback Spend by In-store (US$ Million), 2020-2029
Table 68: Italy Cashback Spend by Airlines (US$ Million), 2020-2029
Table 69: Italy Cashback Spend by Hotels (US$ Million), 2020-2029
Table 70: Italy Cashback Spend by Cabs and Rideshares (US$ Million), 2020-2029
Table 71: Italy Cashback Spend by Streaming Services (US$ Million), 2020-2029
Table 72: Italy Cashback Spend by Digital Content Purchases (US$ Million), 2020-2029