Table of Content

1 About this Report
1.1 Summary
1.2 Methodology
1.3 Cashback Reward Programs Definitions
1.4 Disclaimer


2 Austria Total Transaction Value of Cashback, 2020-2029


3 Austria Total Transaction Value of Cashback by Business Model, 2020-2029
3.1 Austria Total Transaction Value of Cashback Market Share by Business Model, 2023
3.2 Austria Total Transaction Value of Cashback by Retail Firms, 2020-2029
3.3 Austria Total Transaction Value of Cashback by Cashback Apps and Partner Programs, 2020-2029
3.4 Austria Total Transaction Value of Cashback by Financial Services Firms, 2020-2029


4 Austria Cashback Program Sector Statistics: Key Performance Indicators
4.1 Austria Cashback Spend Market Size and Future Growth Dynamics, 2020-2029
4.2 Austria Key Performance Metrics of Cashback Programs, 2023


5 Austria Cashback Spend Market Size and Future Growth Dynamics by Business Model, 2020-2029
5.1 Austria Cashback Spend Market Share by Business Model, 2023
5.2 Austria Cashback Spend by Retail Firms, 2020-2029
5.3 Austria Cashback Spend by Cashback Apps and Partner Programs, 2020-2029
5.4 Austria Cashback Spend by Financial Services Firms, 2020-2029


6 Austria Cashback Spend Market Size and Future Growth Dynamics by Channel, 2020-2029
6.1 Austria Cashback Spend Market Share by Channel, 2023
6.2 Austria Cashback Spend by Online, 2020-2029
6.3 Austria Cashback Spend by In-store, 2020-2029
6.4 Austria Cashback Spend by Mobile App, 2020-2029


7 Austria Cashback Spend Market Size and Future Growth Dynamics by Cashback Program Type, 2020-2029
7.1 Austria Cashback Spend Market Share by Cashback Program Type, 2023
7.2 Austria Cashback Spend by Percentage-Based Cashback, 2020-2029
7.3 Austria Cashback Spend by Flat-Rate Cashback Programs, 2020-2029
7.4 Austria Cashback Spend by Tiered Cashback Programs, 2020-2029
7.5 Austria Cashback Spend by Introductory Cashback, 2020-2029
7.6 Austria Cashback Spend by Rotating Categories, 2020-2029
7.7 Austria Cashback Spend by Bonus Category Cashback Programs, 2020-2029
7.8 Austria Cashback Spend by Customizable Cashback Programs, 2020-2029
7.9 Austria Cashback Spend by App-Based Cashback Programs, 2020-2029
7.10 Austria Cashback Spend by Loyalty Program Cashback, 2020-2029
7.11 Austria Cashback Spend by Affiliate Cashback Programs, 2020-2029
7.12 Austria Cashback Spend by Other Cashback Programs, 2020-2029


8 Austria Cashback Spend Market Size and Future Growth Dynamics by End-Use Sector, 2020-2029
8.1 Austria Cashback Spend Market Share by End-Use Sector, 2023
8.2 Austria Cashback Spend by Retail, 2020-2029
8.3 Austria Cashback Spend by Financial Services, 2020-2029
8.5 Austria Cashback Spend by Healthcare & Wellness, 2020-2029
8.6 Austria Cashback Spend by Restaurants & Food Delivery, 2020-2029
8.7 Austria Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines), 2020-2029
8.8 Austria Cashback Spend by Media & Entertainment, 2020-2029
8.9 Austria Cashback Spend by Others, 2020-2029


9 Austria Online Cashback Spend Market Size and Future Growth Dynamics by End-Use Sector, 2020-2029
9.1 Austria Online Cashback Spend Market Share by End-Use Sector, 2023
9.2 Austria Online Cashback Spend by Retail, 2020-2029
9.3 Austria Online Cashback Spend by Financial Services, 2020-2029
9.5 Austria Online Cashback Spend by Healthcare & Wellness, 2020-2029
9.6 Austria Online Cashback Spend by Restaurants & Food Delivery, 2020-2029
9.7 Austria Online Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines), 2020-2029
9.8 Austria Online Cashback Spend by Media & Entertainment, 2020-2029
9.9 Austria Online Cashback Spend by Others, 2020-2029


10 Austria In-store Cashback Spend Market Size and Future Growth Dynamics by End-Use Sector, 2020-2029
10.1 Austria In-store Cashback Spend Market Share by End-Use Sector, 2023
10.2 Austria In-store Cashback Spend by Retail, 2020-2029
10.3 Austria In-store Cashback Spend by Financial Services, 2020-2029
10.5 Austria In-store Cashback Spend by Healthcare & Wellness, 2020-2029
10.6 Austria In-store Cashback Spend by Restaurants & Food Delivery, 2020-2029
10.7 Austria In-store Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines), 2020-2029
10.8 Austria In-store Cashback Spend by Media & Entertainment, 2020-2029
10.9 Austria In-store Cashback Spend by Others, 2020-2029


11 Austria Mobile App Cashback Spend Market Size and Future Growth Dynamics by End-Use Sector, 2020-2029
11.1 Austria Mobile App Cashback Spend Market Share by End-Use Sector, 2023
11.2 Austria Mobile App Cashback Spend by Retail, 2020-2029
11.3 Austria Mobile App Cashback Spend by Financial Services, 2020-2029
11.5 Austria Mobile App Cashback Spend by Healthcare & Wellness, 2020-2029
11.6 Austria Mobile App Cashback Spend by Restaurants & Food Delivery, 2020-2029
11.7 Austria Mobile App Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines), 2020-2029
11.8 Austria Mobile App Cashback Spend by Media & Entertainment, 2020-2029
11.9 Austria Mobile App Cashback Spend by Others, 2020-2029


12 Austria Retail Sector Cashback Spend Market Size and Future Growth Dynamics, 2020-2029
12.1 Austria Retail Sector Cashback Spend Market Share by Segments, 2023
12.2 Austria Cashback Spend by E-commerce, 2020-2029
12.3 Austria Cashback Spend by Department Stores, 2020-2029
12.4 Austria Cashback Spend by Specialty Stores, 2020-2029
12.5 Austria Cashback Spend by Clothing, Footwear & Accessories, 2020-2029
12.6 Austria Cashback Spend by Supermarket and Convenience Store, 2020-2029
12.7 Austria Cashback Spend by Home Improvement, 2020-2029
12.8 Austria Cashback Spend by Others, 2020-2029


13 Austria Financial Services Cashback Spend Market Size and Future Growth Dynamics, 2020-2029
13.1 Austria Financial Services Cashback Spend Market Share by Segments, 2023
13.2 Austria Cashback Spend by Credit Cards, 2020-2029
13.3 Austria Cashback Spend by Debit Cards, 2020-2029
13.4 Austria Cashback Spend by Digital Wallets, 2020-2029
13.5 Austria Cashback Spend by Banking Apps, 2020-2029
13.6 Austria Cashback Spend by Prepaid Cards, 2020-2029
13.7 Austria Cashback Spend by Cash Vouchers, 2020-2029


14 Austria Healthcare & Wellness Cashback Spend Market Size and Future Growth Dynamics, 2020-2029
14.1 Austria Healthcare & Wellness Cashback Spend Market Share by Segments, 2023
14.2 Austria Cashback Spend by Health Products, 2020-2029
14.3 Austria Cashback Spend by Fitness Services, 2020-2029


15 Austria Restaurants & Food Delivery Cashback Spend Market Size and Future Growth Dynamics, 2020-2029
15.1 Austria Restaurants & Food Delivery Cashback Spend Market Share by Segments, 2023
15.2 Austria Cashback Spend by Food Delivery Apps, 2020-2029
15.3 Austria Cashback Spend by Dinning Out, 2020-2029


16 Austria Travel & Hospitality (Cabs, Hotels, Airlines) Cashback Spend Market Size and Future Growth Dynamics, 2020-2029
16.1 Austria Travel & Hospitality (Cabs, Hotels, Airlines) Cashback Spend Market Share by Segments, 2023
16.2 Austria Cashback Spend by Airlines, 2020-2029
16.3 Austria Cashback Spend by Hotels, 2020-2029
16.4 Austria Cashback Spend by Cabs and Rideshares, 2020-2029

17 Austria Media & Entertainment Cashback Spend Market Size and Future Growth Dynamics, 2020-2029
17.1 Austria Media & Entertainment Cashback Spend Market Share by Segments, 2023
17.2 Austria Cashback Spend by Streaming Services, 2020-2029
17.3 Austria Cashback Spend by Digital Content Purchases, 2020-2029

18 Austria Cashback Spend Market Size and Future Growth Dynamics by Consumer Demographics & Behaviour, 2020-2029
18.1 Austria Cashback Spend Market Share by Age Group, 2023
18.2 Austria Cashback Spend Market Share by Income Level, 2023
18.3 Austria Cashback Spend Market Share by Gender, 2023

19 Key Company Profiles in Austria?s Cashback Market
19.1 Cashback Company Profile: Company 1
19.2 Cashback Company Profile: Company 2
19.3 Cashback Company Profile: Company 3
19.4 Cashback Company Profile: Company 4
19.5 Cashback Company Profile: Company 5



List of Figures

Figure 1: PayNXT360’s Methodology Framework
Figure 2: Austria Total Transaction Value of Cashback (US$ Million), 2020-2029
Figure 3: Austria Cashback Spend Market Share by Business Model (%), 2023
Figure 4: Austria Total Transaction Value of Cashback by Retail Firms (US$ Million), 2020-2029
Figure 5: Austria Total Transaction Value of Cashback by Partner Programs (US$ Million), 2020-2029
Figure 6: Austria Total Transaction Value of Cashback by Financial Services Firms (US$ Million), 2020-2029
Figure 7: Austria Total Cashback Spend Market Size (US$ Million), 2020-2029
Figure 8: Austria Cashback Spend Market Share by Key Indicators (%), 2023
Figure 9: Austria Cashback Spend Market Share by Business Model (%), 2023
Figure 10: Austria Cashback Spend by Retail Firms (US$ Million), 2020-2029
Figure 11: Austria Cashback Spend by Partner Programs (US$ Million), 2020-2029
Figure 12: Austria Cashback Spend by Financial Services Firms (US$ Million), 2020-2029
Figure 13: Austria Cashback Spend Market Share by Channel (%), 2023
Figure 14: Austria Cashback Spend by Online (US$ Million), 2020-2029
Figure 15: Austria Cashback Spend by In-store (US$ Million), 2020-2029
Figure 16: Austria Cashback Spend by Mobile App (US$ Million), 2020-2029
Figure 17: Austria Cashback Spend Market Share by Cashback Program Type (%), 2023
Figure 18: Austria Cashback Spend by Percentage-Based Cashback (US$ Million), 2020-2029
Figure 19: Austria Cashback Spend by Flat-Rate Cashback Programs (US$ Million), 2020-2029
Figure 20: Austria Cashback Spend by Tiered Cashback Programs (US$ Million), 2020-2029
Figure 21: Austria Cashback Spend by Introductory Cashback (US$ Million), 2020-2029
Figure 22: Austria Cashback Spend by Rotating Categories (US$ Million), 2020-2029
Figure 23: Austria Cashback Spend by Bonus Category Cashback Programs (US$ Million), 2020-2029
Figure 24: Austria Cashback Spend by Customizable Cashback Programs (US$ Million), 2020-2029
Figure 25: Austria Cashback Spend by App-Based Cashback Programs (US$ Million), 2020-2029
Figure 26: Austria Cashback Spend by Loyalty Program Cashback (US$ Million), 2020-2029
Figure 27: Austria Cashback Spend by Affiliate Cashback Programs (US$ Million), 2020-2029
Figure 28: Austria Cashback Spend by Other Cashback Programs (US$ Million), 2020-2029
Figure 29: Austria Cashback Spend Market Share by End-Use Sector (%), 2023
Figure 30: Austria Cashback Spend by Retail (US$ Million), 2020-2029
Figure 31: Austria Cashback Spend by Financial Services (US$ Million), 2020-2029
Figure 32: Austria Cashback Spend by Healthcare & Wellness (US$ Million), 2020-2029
Figure 33: Austria Cashback Spend by Restaurants & Food Delivery (US$ Million), 2020-2029
Figure 34: Austria Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines) (US$ Million), 2020-2029
Figure 35: Austria Cashback Spend by Media & Entertainment (US$ Million), 2020-2029
Figure 36: Austria Cashback Spend by Others (US$ Million), 2020-2029
Figure 37: Austria Online Cashback Spend Market Share by End-Use Sector (%), 2023
Figure 38: Austria Online Cashback Spend by Retail (US$ Million), 2020-2029
Figure 39: Austria Online Cashback Spend by Financial Services (US$ Million), 2020-2029
Figure 40: Austria Online Cashback Spend by Healthcare & Wellness (US$ Million), 2020-2029
Figure 41: Austria Online Cashback Spend by Restaurants & Food Delivery (US$ Million), 2020-2029
Figure 42: Austria Online Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines) (US$ Million), 2020-2029
Figure 43: Austria Online Cashback Spend by Media & Entertainment (US$ Million), 2020-2029
Figure 44: Austria Online Cashback Spend by Others (US$ Million), 2020-2029
Figure 45: Austria In-store Cashback Spend Market Share by End-Use Sector (%), 2023
Figure 46: Austria In-store Cashback Spend by Retail (US$ Million), 2020-2029
Figure 47: Austria In-store Cashback Spend by Financial Services (US$ Million), 2020-2029
Figure 48: Austria In-store Cashback Spend by Healthcare & Wellness (US$ Million), 2020-2029
Figure 49: Austria In-store Cashback Spend by Restaurants & Food Delivery (US$ Million), 2020-2029
Figure 50: Austria In-store Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines) (US$ Million), 2020-2029
Figure 51: Austria In-store Cashback Spend by Media & Entertainment (US$ Million), 2020-2029
Figure 52: Austria In-store Cashback Spend by Others (US$ Million), 2020-2029
Figure 53: Austria Mobile App Cashback Spend Market Share by End-Use Sector (%), 2023
Figure 54: Austria Mobile App Cashback Spend by Retail (US$ Million), 2020-2029
Figure 55: Austria Mobile App Cashback Spend by Financial Services (US$ Million), 2020-2029
Figure 56: Austria Mobile App Cashback Spend by Healthcare & Wellness (US$ Million), 2020-2029
Figure 57: Austria Mobile App Cashback Spend by Restaurants & Food Delivery (US$ Million), 2020-2029
Figure 58: Austria Mobile App Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines) (US$ Million), 2020-2029
Figure 59: Austria Mobile App Cashback Spend by Media & Entertainment (US$ Million), 2020-2029
Figure 60: Austria Mobile App Cashback Spend by Others (US$ Million), 2020-2029
Figure 61: Austria Retail Sector Cashback Spend Market Share by Segments (%), 2023
Figure 62: Austria Cashback Spend by E-commerce (US$ Million), 2020-2029
Figure 63: Austria Cashback Spend by Department Stores (US$ Million), 2020-2029
Figure 64: Austria Cashback Spend by Specialty Stores (US$ Million), 2020-2029
Figure 65: Austria Cashback Spend by Clothing, Footwear & Accessories (US$ Million), 2020-2029
Figure 66: Austria Cashback Spend by Supermarket and Convenience Store (US$ Million), 2020-2029
Figure 67: Austria Cashback Spend by Home Improvement (US$ Million), 2020-2029
Figure 68: Austria Cashback Spend by Others (US$ Million), 2020-2029
Figure 69: Austria Cashback Spend Market Share by Segments (%), 2023
Figure 70: Austria Cashback Spend by Credit Cards (US$ Million), 2020-2029
Figure 71: Austria Cashback Spend by Debit Cards (US$ Million), 2020-2029
Figure 72: Austria Cashback Spend by Digital Wallets (US$ Million), 2020-2029
Figure 73: Austria Cashback Spend by Banking Apps (US$ Million), 2020-2029
Figure 74: Austria Cashback Spend by Prepaid Cards (US$ Million), 2020-2029
Figure 75: Austria Cashback Spend by Cash Vouchers (US$ Million), 2020-2029
Figure 76: Austria Healthcare & Wellness Cashback Spend Market Share by Segments (%), 2023
Figure 77: Austria Cashback Spend by Health Products (US$ Million), 2020-2029
Figure 78: Austria Cashback Spend by Fitness Services (US$ Million), 2020-2029
Figure 79: Austria Restaurants & Food Delivery Cashback Spend Market Share by Segments (%), 2023
Figure 80: Austria Cashback Spend by Food Delivery Apps (US$ Million), 2020-2029
Figure 81: Austria Cashback Spend by Food Delivery Apps (US$ Million), 2020-2029
Figure 82: Austria Travel & Hospitality (Cabs, Hotels, Airlines) Cashback Spend Market Share by Segments (%), 2023
Figure 83: Austria Cashback Spend by Airlines e (US$ Million), 2020-2029
Figure 84: Austria Cashback Spend by Hotels (US$ Million), 2020-2029
Figure 85: Austria Cashback Spend by Cabs and Rideshares (US$ Million), 2020-2029
Figure 86: Austria Media & Entertainment Cashback Spend Market Share by Segments (%), 2023
Figure 87: Austria Cashback Spend by Streaming Services (US$ Million), 2020-2029
Figure 88: Austria Cashback Spend by Digital Content Purchases (US$ Million), 2020-2029
Figure 89: Austria Cashback Spend Market Share by Age Group (%), 2023
Figure 90: Austria Cashback Spend Market Share by Income Level (%), 2023
Figure 91: Austria Cashback Spend Market Share by Gender (%), 2023

List of Tables

Table 1: Austria Total Transaction Value of Cashback (US$ Million), 2020-2029
Table 2: Austria Total Transaction Value of Cashback by Retail Firms (US$ Million), 2020-2029
Table 3: Austria Cashback Spend by Partner Programs (US$ Million), 2020-2029
Table 4: Austria Total Transaction Value of Cashback by Financial Services Firms (US$ Million), 2020-2029
Table 5: Austria Total Cashback Spend Market Size (US$ Million), 2020-2029
Table 6: Austria Cashback Spend by Retail Firms (US$ Million), 2020-2029
Table 7: Austria Cashback Spend by Partner Programs (US$ Million), 2020-2029
Table 8: Austria Cashback Spend by Financial Services Firms (US$ Million), 2020-2029
Table 9: Austria Cashback Spend by Online (US$ Million), 2020-2029
Table 10: Austria Cashback Spend by In-store (US$ Million), 2020-2029
Table 11: Austria Cashback Spend by Mobile App (US$ Million), 2020-2029
Table 12: Austria Cashback Spend by Percentage-Based Cashback (US$ Million), 2020-2029
Table 13: Austria Cashback Spend by Flat-Rate Cashback Programs (US$ Million), 2020-2029
Table 14: Austria Cashback Spend by Tiered Cashback Programs (US$ Million), 2020-2029
Table 15: Austria Cashback Spend by Introductory Cashback (US$ Million), 2020-2029
Table 16: Austria Cashback Spend by Rotating Categories (US$ Million), 2020-2029
Table 17: Austria Cashback Spend by Bonus Category Cashback Programs (US$ Million), 2020-2029
Table 18: Austria Cashback Spend by Customizable Cashback Programs (US$ Million), 2020-2029
Table 19: Austria Cashback Spend by App-Based Cashback Programs (US$ Million), 2020-2029
Table 20: Austria Cashback Spend by Loyalty Program Cashback (US$ Million), 2020-2029
Table 21: Austria Cashback Spend by Affiliate Cashback Programs (US$ Million), 2020-2029
Table 22: Austria Cashback Spend by Other Cashback Programs (US$ Million), 2020-2029
Table 23: Austria Cashback Spend by Retail (US$ Million), 2020-2029
Table 24: Austria Cashback Spend by Financial Services (US$ Million), 2020-2029
Table 25: Austria Cashback Spend by Healthcare & Wellness (US$ Million), 2020-2029
Table 26: Austria Cashback Spend by Restaurants & Food Delivery (US$ Million), 2020-2029
Table 27: Austria Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines) (US$ Million), 2020-2029
Table 28: Austria Cashback Spend by Media & Entertainment (US$ Million), 2020-2029
Table 29: Austria Cashback Spend by Others (US$ Million), 2020-2029
Table 30: Austria Online Cashback Spend by Retail (US$ Million), 2020-2029
Table 31: Austria Online Cashback Spend by Financial Services (US$ Million), 2020-2029
Table 32: Austria Online Cashback Spend by Healthcare & Wellness (US$ Million), 2020-2029
Table 33: Austria Online Cashback Spend by Restaurants & Food Delivery (US$ Million), 2020-2029
Table 34: Austria Online Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines) (US$ Million), 2020-2029
Table 35: Austria Online Cashback Spend by Media & Entertainment (US$ Million), 2020-2029
Table 36: Austria Online Cashback Spend by Others (US$ Million), 2020-2029
Table 37: Austria In-store Cashback Spend by Retail (US$ Million), 2020-2029
Table 38: Austria In-store Cashback Spend by Financial Services (US$ Million), 2020-2029
Table 39: Austria In-store Cashback Spend by Healthcare & Wellness (US$ Million), 2020-2029
Table 40: Austria In-store Cashback Spend by Restaurants & Food Delivery (US$ Million), 2020-2029
Table 41: Austria In-store Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines) (US$ Million), 2020-2029
Table 42: Austria In-store Cashback Spend by Media & Entertainment (US$ Million), 2020-2029
Table 43: Austria In-store Cashback Spend by Others (US$ Million), 2020-2029
Table 44: Austria Mobile App Cashback Spend by Retail (US$ Million), 2020-2029
Table 45: Austria Mobile App Cashback Spend by Financial Services (US$ Million), 2020-2029
Table 46: Austria Mobile App Cashback Spend by Healthcare & Wellness (US$ Million), 2020-2029
Table 47: Austria Mobile App Cashback Spend by Restaurants & Food Delivery (US$ Million), 2020-2029
Table 48: Austria Mobile App Cashback Spend by Travel & Hospitality (Cabs, Hotels, Airlines) (US$ Million), 2020-2029
Table 49: Austria Mobile App Cashback Spend by Media & Entertainment (US$ Million), 2020-2029
Table 50: Austria Mobile App Cashback Spend by Others (US$ Million), 2020-2029
Table 51: Austria Cashback Spend by E-commerce (US$ Million), 2020-2029
Table 52: Austria Cashback Spend by Department Stores (US$ Million), 2020-2029
Table 53: Austria Cashback Spend by Specialty Stores (US$ Million), 2020-2029
Table 54: Austria Cashback Spend by Clothing, Footwear & Accessories (US$ Million), 2020-2029
Table 55: Austria Cashback Spend by Supermarket and Convenience Store (US$ Million), 2020-2029
Table 56: Austria Cashback Spend by Home Improvement (US$ Million), 2020-2029
Table 57: Austria Cashback Spend by Others (US$ Million), 2020-2029
Table 58: Austria Cashback Spend by Credit Cards (US$ Million), 2020-2029
Table 59: Austria Cashback Spend by Debit Cards (US$ Million), 2020-2029
Table 60: Austria Cashback Spend by Digital Wallets (US$ Million), 2020-2029
Table 61: Austria Cashback Spend by Banking Apps (US$ Million), 2020-2029
Table 62: Austria Cashback Spend by Prepaid Cards (US$ Million), 2020-2029
Table 63: Austria Cashback Spend by Cash Vouchers (US$ Million), 2020-2029
Table 64: Austria Cashback Spend by Health Products (US$ Million), 2020-2029
Table 65: Austria Cashback Spend by Fitness Services (US$ Million), 2020-2029
Table 66: Austria Cashback Spend by Food Delivery Apps (US$ Million), 2020-2029
Table 67: Austria Cashback Spend by In-store (US$ Million), 2020-2029
Table 68: Austria Cashback Spend by Airlines (US$ Million), 2020-2029
Table 69: Austria Cashback Spend by Hotels (US$ Million), 2020-2029
Table 70: Austria Cashback Spend by Cabs and Rideshares (US$ Million), 2020-2029
Table 71: Austria Cashback Spend by Streaming Services (US$ Million), 2020-2029
Table 72: Austria Cashback Spend by Digital Content Purchases (US$ Million), 2020-2029