Table of Content

1. Preface
1.1. Objectives of the Study
1.2. Market Segmentation & Coverage
1.3. Years Considered for the Study
1.4. Currency & Pricing
1.5. Language
1.6. Limitations
1.7. Assumptions
1.8. Stakeholders

2. Research Methodology
2.1. Define: Research Objective
2.2. Determine: Research Design
2.3. Prepare: Research Instrument
2.4. Collect: Data Source
2.5. Analyze: Data Interpretation
2.6. Formulate: Data Verification
2.7. Publish: Research Report
2.8. Repeat: Report Update

3. Executive Summary

4. Market Overview
4.1. Introduction
4.2. Peer-To-Peer Lending Market, by Region

5. Market Insights
5.1. Market Dynamics
5.1.1. Drivers
5.1.1.1. Technological advancement making lending and borrowing process easier and transparent
5.1.1.2. Low cost and market risk associated with peer-to-peer money lending processes
5.1.1.3. Burgeoning student population all over the globe
5.1.2. Restraints
5.1.2.1. Stringent rules and restraints imposed by the government
5.1.3. Opportunities
5.1.3.1. Colossal population base in China and India
5.1.3.2. Rising loan requirement of SMEs in emerging economies
5.1.4. Challenges
5.1.4.1. Huge pressure on banks to improve the interest rate
5.1.4.2. Rise of schemes offering high-interest rates on savings
5.2. Market Segmentation Analysis
5.3. Market Trend Analysis
5.4. Cumulative Impact of High Inflation
5.5. Porter’s Five Forces Analysis
5.5.1. Threat of New Entrants
5.5.2. Threat of Substitutes
5.5.3. Bargaining Power of Customers
5.5.4. Bargaining Power of Suppliers
5.5.5. Industry Rivalry
5.6. Value Chain & Critical Path Analysis
5.7. Regulatory Framework

6. Peer-To-Peer Lending Market, by Business Model
6.1. Introduction
6.2. Marketplace Lending Model
6.3. Traditional P2P Model

7. Peer-To-Peer Lending Market, by Application
7.1. Introduction
7.2. Consumer Credit Loans
7.3. Real Estate
7.4. Small Business
7.5. Student Loans

8. Americas Peer-To-Peer Lending Market
8.1. Introduction
8.2. Argentina
8.3. Brazil
8.4. Canada
8.5. Mexico
8.6. United States

9. Asia-Pacific Peer-To-Peer Lending Market
9.1. Introduction
9.2. Australia
9.3. China
9.4. India
9.5. Indonesia
9.6. Japan
9.7. Malaysia
9.8. Philippines
9.9. Singapore
9.10. South Korea
9.11. Taiwan
9.12. Thailand
9.13. Vietnam

10. Europe, Middle East & Africa Peer-To-Peer Lending Market
10.1. Introduction
10.2. Denmark
10.3. Egypt
10.4. Finland
10.5. France
10.6. Germany
10.7. Israel
10.8. Italy
10.9. Netherlands
10.10. Nigeria
10.11. Norway
10.12. Poland
10.13. Qatar
10.14. Russia
10.15. Saudi Arabia
10.16. South Africa
10.17. Spain
10.18. Sweden
10.19. Switzerland
10.20. Turkey
10.21. United Arab Emirates
10.22. United Kingdom

11. Competitive Landscape
11.1. FPNV Positioning Matrix
11.2. Market Share Analysis, By Key Player
11.3. Competitive Scenario Analysis, By Key Player

12. Competitive Portfolio
12.1. Key Company Profiles
12.1.1. CommonBond, Inc.
12.1.2. Daric, Inc.
12.1.3. Fund Ourselves Ltd.
12.1.4. Fundbox, Inc.
12.1.5. Funding Circle Limited
12.1.6. LendingClub Corporation
12.1.7. LendingTree, LLC
12.1.8. Lendio, Inc.
12.1.9. Metro Bank PLC
12.1.10. On Deck Capital, Inc.
12.1.11. Prosper Funding LLC
12.1.12. Social Finance, Inc.
12.1.13. StreetShares, Inc
12.1.14. Versara Lending, LLC
12.1.15. Zopa Bank Limited
12.2. Key Product Portfolio

13. Appendix
13.1. Discussion Guide
13.2. License & Pricing



List of Figures

FIGURE 1. PEER-TO-PEER LENDING MARKET RESEARCH PROCESS
FIGURE 2. PEER-TO-PEER LENDING MARKET SIZE, 2023 VS 2030
FIGURE 3. PEER-TO-PEER LENDING MARKET SIZE, 2018-2030 (USD MILLION)
FIGURE 4. PEER-TO-PEER LENDING MARKET SIZE, BY REGION, 2023 VS 2030 (%)
FIGURE 5. PEER-TO-PEER LENDING MARKET SIZE, BY REGION, 2023 VS 2024 VS 2030 (USD MILLION)
FIGURE 6. PEER-TO-PEER LENDING MARKET DYNAMICS
FIGURE 7. PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS MODEL, 2023 VS 2030 (%)
FIGURE 8. PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS MODEL, 2023 VS 2024 VS 2030 (USD MILLION)
FIGURE 9. PEER-TO-PEER LENDING MARKET SIZE, BY APPLICATION, 2023 VS 2030 (%)
FIGURE 10. PEER-TO-PEER LENDING MARKET SIZE, BY APPLICATION, 2023 VS 2024 VS 2030 (USD MILLION)
FIGURE 11. AMERICAS PEER-TO-PEER LENDING MARKET SIZE, BY COUNTRY, 2023 VS 2030 (%)
FIGURE 12. AMERICAS PEER-TO-PEER LENDING MARKET SIZE, BY COUNTRY, 2023 VS 2024 VS 2030 (USD MILLION)
FIGURE 13. UNITED STATES PEER-TO-PEER LENDING MARKET SIZE, BY STATE, 2023 VS 2030 (%)
FIGURE 14. UNITED STATES PEER-TO-PEER LENDING MARKET SIZE, BY STATE, 2023 VS 2024 VS 2030 (USD MILLION)
FIGURE 15. ASIA-PACIFIC PEER-TO-PEER LENDING MARKET SIZE, BY COUNTRY, 2023 VS 2030 (%)
FIGURE 16. ASIA-PACIFIC PEER-TO-PEER LENDING MARKET SIZE, BY COUNTRY, 2023 VS 2024 VS 2030 (USD MILLION)
FIGURE 17. EUROPE, MIDDLE EAST & AFRICA PEER-TO-PEER LENDING MARKET SIZE, BY COUNTRY, 2023 VS 2030 (%)
FIGURE 18. EUROPE, MIDDLE EAST & AFRICA PEER-TO-PEER LENDING MARKET SIZE, BY COUNTRY, 2023 VS 2024 VS 2030 (USD MILLION)
FIGURE 19. PEER-TO-PEER LENDING MARKET, FPNV POSITIONING MATRIX, 2023
FIGURE 20. PEER-TO-PEER LENDING MARKET SHARE, BY KEY PLAYER, 2023

List of Tables

TABLE 1. PEER-TO-PEER LENDING MARKET SEGMENTATION & COVERAGE
TABLE 2. UNITED STATES DOLLAR EXCHANGE RATE, 2018–2023
TABLE 3. PEER-TO-PEER LENDING MARKET SIZE, 2018-2030 (USD MILLION)
TABLE 4. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY REGION, 2018-2030 (USD MILLION)
TABLE 5. PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS MODEL, 2018-2030 (USD MILLION)
TABLE 6. PEER-TO-PEER LENDING MARKET SIZE, BY MARKETPLACE LENDING MODEL, BY REGION, 2018-2030 (USD MILLION)
TABLE 7. PEER-TO-PEER LENDING MARKET SIZE, BY TRADITIONAL P2P MODEL, BY REGION, 2018-2030 (USD MILLION)
TABLE 8. PEER-TO-PEER LENDING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
TABLE 9. PEER-TO-PEER LENDING MARKET SIZE, BY CONSUMER CREDIT LOANS, BY REGION, 2018-2030 (USD MILLION)
TABLE 10. PEER-TO-PEER LENDING MARKET SIZE, BY REAL ESTATE, BY REGION, 2018-2030 (USD MILLION)
TABLE 11. PEER-TO-PEER LENDING MARKET SIZE, BY SMALL BUSINESS, BY REGION, 2018-2030 (USD MILLION)
TABLE 12. PEER-TO-PEER LENDING MARKET SIZE, BY STUDENT LOANS, BY REGION, 2018-2030 (USD MILLION)
TABLE 13. AMERICAS PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS MODEL, 2018-2030 (USD MILLION)
TABLE 14. AMERICAS PEER-TO-PEER LENDING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
TABLE 15. AMERICAS PEER-TO-PEER LENDING MARKET SIZE, BY COUNTRY, 2018-2030 (USD MILLION)
TABLE 16. ARGENTINA PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS MODEL, 2018-2030 (USD MILLION)
TABLE 17. ARGENTINA PEER-TO-PEER LENDING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
TABLE 18. BRAZIL PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS MODEL, 2018-2030 (USD MILLION)
TABLE 19. BRAZIL PEER-TO-PEER LENDING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
TABLE 20. CANADA PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS MODEL, 2018-2030 (USD MILLION)
TABLE 21. CANADA PEER-TO-PEER LENDING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
TABLE 22. MEXICO PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS MODEL, 2018-2030 (USD MILLION)
TABLE 23. MEXICO PEER-TO-PEER LENDING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
TABLE 24. UNITED STATES PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS MODEL, 2018-2030 (USD MILLION)
TABLE 25. UNITED STATES PEER-TO-PEER LENDING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
TABLE 26. UNITED STATES PEER-TO-PEER LENDING MARKET SIZE, BY STATE, 2018-2030 (USD MILLION)
TABLE 27. ASIA-PACIFIC PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS MODEL, 2018-2030 (USD MILLION)
TABLE 28. ASIA-PACIFIC PEER-TO-PEER LENDING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
TABLE 29. ASIA-PACIFIC PEER-TO-PEER LENDING MARKET SIZE, BY COUNTRY, 2018-2030 (USD MILLION)
TABLE 30. AUSTRALIA PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS MODEL, 2018-2030 (USD MILLION)
TABLE 31. AUSTRALIA PEER-TO-PEER LENDING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
TABLE 32. CHINA PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS MODEL, 2018-2030 (USD MILLION)
TABLE 33. CHINA PEER-TO-PEER LENDING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
TABLE 34. INDIA PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS MODEL, 2018-2030 (USD MILLION)
TABLE 35. INDIA PEER-TO-PEER LENDING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
TABLE 36. INDONESIA PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS MODEL, 2018-2030 (USD MILLION)
TABLE 37. INDONESIA PEER-TO-PEER LENDING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
TABLE 38. JAPAN PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS MODEL, 2018-2030 (USD MILLION)
TABLE 39. JAPAN PEER-TO-PEER LENDING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
TABLE 40. MALAYSIA PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS MODEL, 2018-2030 (USD MILLION)
TABLE 41. MALAYSIA PEER-TO-PEER LENDING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
TABLE 42. PHILIPPINES PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS MODEL, 2018-2030 (USD MILLION)
TABLE 43. PHILIPPINES PEER-TO-PEER LENDING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
TABLE 44. SINGAPORE PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS MODEL, 2018-2030 (USD MILLION)
TABLE 45. SINGAPORE PEER-TO-PEER LENDING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
TABLE 46. SOUTH KOREA PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS MODEL, 2018-2030 (USD MILLION)
TABLE 47. SOUTH KOREA PEER-TO-PEER LENDING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
TABLE 48. TAIWAN PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS MODEL, 2018-2030 (USD MILLION)
TABLE 49. TAIWAN PEER-TO-PEER LENDING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
TABLE 50. THAILAND PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS MODEL, 2018-2030 (USD MILLION)
TABLE 51. THAILAND PEER-TO-PEER LENDING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
TABLE 52. VIETNAM PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS MODEL, 2018-2030 (USD MILLION)
TABLE 53. VIETNAM PEER-TO-PEER LENDING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
TABLE 54. EUROPE, MIDDLE EAST & AFRICA PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS MODEL, 2018-2030 (USD MILLION)
TABLE 55. EUROPE, MIDDLE EAST & AFRICA PEER-TO-PEER LENDING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
TABLE 56. EUROPE, MIDDLE EAST & AFRICA PEER-TO-PEER LENDING MARKET SIZE, BY COUNTRY, 2018-2030 (USD MILLION)
TABLE 57. DENMARK PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS MODEL, 2018-2030 (USD MILLION)
TABLE 58. DENMARK PEER-TO-PEER LENDING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
TABLE 59. EGYPT PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS MODEL, 2018-2030 (USD MILLION)
TABLE 60. EGYPT PEER-TO-PEER LENDING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
TABLE 61. FINLAND PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS MODEL, 2018-2030 (USD MILLION)
TABLE 62. FINLAND PEER-TO-PEER LENDING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
TABLE 63. FRANCE PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS MODEL, 2018-2030 (USD MILLION)
TABLE 64. FRANCE PEER-TO-PEER LENDING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
TABLE 65. GERMANY PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS MODEL, 2018-2030 (USD MILLION)
TABLE 66. GERMANY PEER-TO-PEER LENDING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
TABLE 67. ISRAEL PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS MODEL, 2018-2030 (USD MILLION)
TABLE 68. ISRAEL PEER-TO-PEER LENDING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
TABLE 69. ITALY PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS MODEL, 2018-2030 (USD MILLION)
TABLE 70. ITALY PEER-TO-PEER LENDING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
TABLE 71. NETHERLANDS PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS MODEL, 2018-2030 (USD MILLION)
TABLE 72. NETHERLANDS PEER-TO-PEER LENDING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
TABLE 73. NIGERIA PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS MODEL, 2018-2030 (USD MILLION)
TABLE 74. NIGERIA PEER-TO-PEER LENDING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
TABLE 75. NORWAY PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS MODEL, 2018-2030 (USD MILLION)
TABLE 76. NORWAY PEER-TO-PEER LENDING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
TABLE 77. POLAND PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS MODEL, 2018-2030 (USD MILLION)
TABLE 78. POLAND PEER-TO-PEER LENDING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
TABLE 79. QATAR PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS MODEL, 2018-2030 (USD MILLION)
TABLE 80. QATAR PEER-TO-PEER LENDING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
TABLE 81. RUSSIA PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS MODEL, 2018-2030 (USD MILLION)
TABLE 82. RUSSIA PEER-TO-PEER LENDING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
TABLE 83. SAUDI ARABIA PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS MODEL, 2018-2030 (USD MILLION)
TABLE 84. SAUDI ARABIA PEER-TO-PEER LENDING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
TABLE 85. SOUTH AFRICA PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS MODEL, 2018-2030 (USD MILLION)
TABLE 86. SOUTH AFRICA PEER-TO-PEER LENDING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
TABLE 87. SPAIN PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS MODEL, 2018-2030 (USD MILLION)
TABLE 88. SPAIN PEER-TO-PEER LENDING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
TABLE 89. SWEDEN PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS MODEL, 2018-2030 (USD MILLION)
TABLE 90. SWEDEN PEER-TO-PEER LENDING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
TABLE 91. SWITZERLAND PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS MODEL, 2018-2030 (USD MILLION)
TABLE 92. SWITZERLAND PEER-TO-PEER LENDING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
TABLE 93. TURKEY PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS MODEL, 2018-2030 (USD MILLION)
TABLE 94. TURKEY PEER-TO-PEER LENDING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
TABLE 95. UNITED ARAB EMIRATES PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS MODEL, 2018-2030 (USD MILLION)
TABLE 96. UNITED ARAB EMIRATES PEER-TO-PEER LENDING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
TABLE 97. UNITED KINGDOM PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS MODEL, 2018-2030 (USD MILLION)
TABLE 98. UNITED KINGDOM PEER-TO-PEER LENDING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
TABLE 99. PEER-TO-PEER LENDING MARKET, FPNV POSITIONING MATRIX, 2023
TABLE 100. PEER-TO-PEER LENDING MARKET SHARE, BY KEY PLAYER, 2023
TABLE 101. PEER-TO-PEER LENDING MARKET LICENSE & PRICING