Table of Content

1. Preface
1.1. Objectives of the Study
1.2. Market Segmentation & Coverage
1.3. Years Considered for the Study
1.4. Currency & Pricing
1.5. Language
1.6. Limitations
1.7. Assumptions
1.8. Stakeholders

2. Research Methodology
2.1. Define: Research Objective
2.2. Determine: Research Design
2.3. Prepare: Research Instrument
2.4. Collect: Data Source
2.5. Analyze: Data Interpretation
2.6. Formulate: Data Verification
2.7. Publish: Research Report
2.8. Repeat: Report Update

3. Executive Summary

4. Market Overview
4.1. Introduction
4.2. Microfinance Market, by Region

5. Market Insights
5.1. Market Dynamics
5.1.1. Drivers
5.1.1.1. Surging need for short-term & small-scale financing among low-income individuals and small enterprise owners
5.1.1.2. Government initiatives encouraging the establishment of microfinance institutions and services
5.1.1.3. Soaring availability of microfinance services in digital and mobile-based payment models
5.1.2. Restraints
5.1.2.1. High incidence of fraud activities in microfinancing services
5.1.3. Opportunities
5.1.3.1. Expanding funding opportunities for microfinance startups aiming to develop new software based on AI & Big Data
5.1.3.2. Potential amalgamation of blockchain technology and microfinance services
5.1.4. Challenges
5.1.4.1. Stringent regulations & standards on microfinance concerning reserve requirements, loan loss provisions, and loan documentation
5.2. Market Segmentation Analysis
5.3. Market Trend Analysis
5.3.1. Availability of microcredit programs and government initiative to support microfinance institutions in the Americas.
5.3.2. Increasing microfinance institutions and availability of digital platforms for microfinance loans in the APAC region.
5.3.3. Incorporation of digital technologies and regulatory framework to support microfinance services in the EMEA region.
5.4. Cumulative Impact of High Inflation
5.5. Porter’s Five Forces Analysis
5.5.1. Threat of New Entrants
5.5.2. Threat of Substitutes
5.5.3. Bargaining Power of Customers
5.5.4. Bargaining Power of Suppliers
5.5.5. Industry Rivalry
5.6. Value Chain & Critical Path Analysis
5.7. Regulatory Framework

6. Microfinance Market, by Services
6.1. Introduction
6.2. Group & Individual Micro Credit
6.3. Insurance
6.4. Leasing
6.5. Micro Investment Funds
6.6. Savings & Checking Accounts

7. Microfinance Market, by Providers
7.1. Introduction
7.2. Banks
7.3. Non-Banks

8. Americas Microfinance Market
8.1. Introduction
8.2. Argentina
8.3. Brazil
8.4. Canada
8.5. Mexico
8.6. United States

9. Asia-Pacific Microfinance Market
9.1. Introduction
9.2. Australia
9.3. China
9.4. India
9.5. Indonesia
9.6. Japan
9.7. Malaysia
9.8. Philippines
9.9. Singapore
9.10. South Korea
9.11. Taiwan
9.12. Thailand
9.13. Vietnam

10. Europe, Middle East & Africa Microfinance Market
10.1. Introduction
10.2. Denmark
10.3. Egypt
10.4. Finland
10.5. France
10.6. Germany
10.7. Israel
10.8. Italy
10.9. Netherlands
10.10. Nigeria
10.11. Norway
10.12. Poland
10.13. Qatar
10.14. Russia
10.15. Saudi Arabia
10.16. South Africa
10.17. Spain
10.18. Sweden
10.19. Switzerland
10.20. Turkey
10.21. United Arab Emirates
10.22. United Kingdom

11. Competitive Landscape
11.1. FPNV Positioning Matrix
11.2. Market Share Analysis, By Key Player
11.3. Competitive Scenario Analysis, By Key Player
11.3.1. Merger & Acquisition
11.3.1.1. Ananya Birla’s Svatantra MFI to acquire Chaitanya India Fin for INR 1,479 cr
11.3.1.2. Northern Arc to Acquire Business of S.M.I.L.E. Microfinance to Grow Retail Lending
11.3.2. Agreement, Collaboration, & Partnership
11.3.2.1. Light Microfinance, IppoPay to offer digital loans to MSMEs
11.3.2.2. Alhuda Cibe And Fdo Signed An Agreement To Set Up Islamic Microfinance Window Operation
11.3.2.3. Equitas Small Finance Bank, IBM Collaborate On Cloud-Native Banking Platform
11.3.2.4. CGAP Seeks Partners for Microfinance Digitization Community of Practice
11.3.3. New Product Launch & Enhancement
11.3.3.1. ADA launches impact financing tool to support innovative entrepreneurship in developing countries
11.3.4. Investment & Funding
11.3.4.1. CreditAccess raises USD 20 million from OeEB
11.3.4.2. Abler Seeks To Raise USD 140 million For New Fund
11.3.4.3. Satin Creditcare Network raises INR 75 crore from impact investors
11.3.5. Award, Recognition, & Expansion
11.3.5.1. ADB and HSBC India Establish USD 100 Million Partial Guarantee Program for Microfinance in India

12. Competitive Portfolio
12.1. Key Company Profiles
12.1.1. Access Microfinance Holding AG
12.1.2. Accion International
12.1.3. Agricultural Bank of China Limited
12.1.4. Al-Barakah Microfinance Bank
12.1.5. Annapurna Finance (P) Ltd.
12.1.6. ASA International India Microfinance Limited
12.1.7. Banco do Nordeste do Brasil SA
12.1.8. BancoSol
12.1.9. Bandhan Bank Limited
12.1.10. Belstar Microfinance Limited
12.1.11. BlueOrchard Finance Ltd.
12.1.12. BOPA Pte Ltd.
12.1.13. BRAC
12.1.14. BSS Microfinance Ltd.
12.1.15. Cashpor Micro Credit
12.1.16. CDC Small Business Finance Corp.
12.1.17. Citigroup Inc.
12.1.18. CreditAccess Grameen Limited
12.1.19. Emirates Development Bank
12.1.20. Equitas Small Finance Bank Ltd.
12.1.21. Fusion Micro Finance Ltd.
12.1.22. Gojo & Company, Inc.
12.1.23. Grameen America Inc.
12.1.24. IndusInd Bank Limited
12.1.25. J.P.Morgan Chase & Co.
12.1.26. Khushhali Microfinance Bank Limited
12.1.27. Kiva Microfunds
12.1.28. LiftFund Inc.
12.1.29. Manappuram Finance Limited
12.1.30. Microfinance Ireland
12.1.31. Microlend Australia Ltd
12.1.32. NRSP Microfinance Bank Limited
12.1.33. Opportunity International
12.1.34. Pacific Community Ventures Inc.
12.1.35. Pro Mujer Inc.
12.1.36. PT.Bank Rakyat Indonesia (Persero) Tbk.
12.1.37. SATHAPANA Limited
12.1.38. Satin Creditcare Network Limited
12.1.39. SKS India
12.1.40. Terra Motors Corporation
12.1.41. The Enterprise Fund Limited
12.1.42. Ujjivan Small Finance Bank Ltd.
12.2. Key Product Portfolio

13. Appendix
13.1. Discussion Guide
13.2. License & Pricing



List of Figures

FIGURE 1. MICROFINANCE MARKET RESEARCH PROCESS
FIGURE 2. MICROFINANCE MARKET SIZE, 2023 VS 2030
FIGURE 3. MICROFINANCE MARKET SIZE, 2018-2030 (USD MILLION)
FIGURE 4. MICROFINANCE MARKET SIZE, BY REGION, 2023 VS 2030 (%)
FIGURE 5. MICROFINANCE MARKET SIZE, BY REGION, 2023 VS 2024 VS 2030 (USD MILLION)
FIGURE 6. MICROFINANCE MARKET DYNAMICS
FIGURE 7. MICROFINANCE MARKET SIZE, BY SERVICES, 2023 VS 2030 (%)
FIGURE 8. MICROFINANCE MARKET SIZE, BY SERVICES, 2023 VS 2024 VS 2030 (USD MILLION)
FIGURE 9. MICROFINANCE MARKET SIZE, BY PROVIDERS, 2023 VS 2030 (%)
FIGURE 10. MICROFINANCE MARKET SIZE, BY PROVIDERS, 2023 VS 2024 VS 2030 (USD MILLION)
FIGURE 11. AMERICAS MICROFINANCE MARKET SIZE, BY COUNTRY, 2023 VS 2030 (%)
FIGURE 12. AMERICAS MICROFINANCE MARKET SIZE, BY COUNTRY, 2023 VS 2024 VS 2030 (USD MILLION)
FIGURE 13. UNITED STATES MICROFINANCE MARKET SIZE, BY STATE, 2023 VS 2030 (%)
FIGURE 14. UNITED STATES MICROFINANCE MARKET SIZE, BY STATE, 2023 VS 2024 VS 2030 (USD MILLION)
FIGURE 15. ASIA-PACIFIC MICROFINANCE MARKET SIZE, BY COUNTRY, 2023 VS 2030 (%)
FIGURE 16. ASIA-PACIFIC MICROFINANCE MARKET SIZE, BY COUNTRY, 2023 VS 2024 VS 2030 (USD MILLION)
FIGURE 17. EUROPE, MIDDLE EAST & AFRICA MICROFINANCE MARKET SIZE, BY COUNTRY, 2023 VS 2030 (%)
FIGURE 18. EUROPE, MIDDLE EAST & AFRICA MICROFINANCE MARKET SIZE, BY COUNTRY, 2023 VS 2024 VS 2030 (USD MILLION)
FIGURE 19. MICROFINANCE MARKET, FPNV POSITIONING MATRIX, 2023
FIGURE 20. MICROFINANCE MARKET SHARE, BY KEY PLAYER, 2023

List of Tables

TABLE 1. MICROFINANCE MARKET SEGMENTATION & COVERAGE
TABLE 2. UNITED STATES DOLLAR EXCHANGE RATE, 2018–2023
TABLE 3. MICROFINANCE MARKET SIZE, 2018-2030 (USD MILLION)
TABLE 4. GLOBAL MICROFINANCE MARKET SIZE, BY REGION, 2018-2030 (USD MILLION)
TABLE 5. MICROFINANCE MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
TABLE 6. MICROFINANCE MARKET SIZE, BY GROUP & INDIVIDUAL MICRO CREDIT, BY REGION, 2018-2030 (USD MILLION)
TABLE 7. MICROFINANCE MARKET SIZE, BY INSURANCE, BY REGION, 2018-2030 (USD MILLION)
TABLE 8. MICROFINANCE MARKET SIZE, BY LEASING, BY REGION, 2018-2030 (USD MILLION)
TABLE 9. MICROFINANCE MARKET SIZE, BY MICRO INVESTMENT FUNDS, BY REGION, 2018-2030 (USD MILLION)
TABLE 10. MICROFINANCE MARKET SIZE, BY SAVINGS & CHECKING ACCOUNTS, BY REGION, 2018-2030 (USD MILLION)
TABLE 11. MICROFINANCE MARKET SIZE, BY PROVIDERS, 2018-2030 (USD MILLION)
TABLE 12. MICROFINANCE MARKET SIZE, BY BANKS, BY REGION, 2018-2030 (USD MILLION)
TABLE 13. MICROFINANCE MARKET SIZE, BY NON-BANKS, BY REGION, 2018-2030 (USD MILLION)
TABLE 14. AMERICAS MICROFINANCE MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
TABLE 15. AMERICAS MICROFINANCE MARKET SIZE, BY PROVIDERS, 2018-2030 (USD MILLION)
TABLE 16. AMERICAS MICROFINANCE MARKET SIZE, BY COUNTRY, 2018-2030 (USD MILLION)
TABLE 17. ARGENTINA MICROFINANCE MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
TABLE 18. ARGENTINA MICROFINANCE MARKET SIZE, BY PROVIDERS, 2018-2030 (USD MILLION)
TABLE 19. BRAZIL MICROFINANCE MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
TABLE 20. BRAZIL MICROFINANCE MARKET SIZE, BY PROVIDERS, 2018-2030 (USD MILLION)
TABLE 21. CANADA MICROFINANCE MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
TABLE 22. CANADA MICROFINANCE MARKET SIZE, BY PROVIDERS, 2018-2030 (USD MILLION)
TABLE 23. MEXICO MICROFINANCE MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
TABLE 24. MEXICO MICROFINANCE MARKET SIZE, BY PROVIDERS, 2018-2030 (USD MILLION)
TABLE 25. UNITED STATES MICROFINANCE MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
TABLE 26. UNITED STATES MICROFINANCE MARKET SIZE, BY PROVIDERS, 2018-2030 (USD MILLION)
TABLE 27. UNITED STATES MICROFINANCE MARKET SIZE, BY STATE, 2018-2030 (USD MILLION)
TABLE 28. ASIA-PACIFIC MICROFINANCE MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
TABLE 29. ASIA-PACIFIC MICROFINANCE MARKET SIZE, BY PROVIDERS, 2018-2030 (USD MILLION)
TABLE 30. ASIA-PACIFIC MICROFINANCE MARKET SIZE, BY COUNTRY, 2018-2030 (USD MILLION)
TABLE 31. AUSTRALIA MICROFINANCE MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
TABLE 32. AUSTRALIA MICROFINANCE MARKET SIZE, BY PROVIDERS, 2018-2030 (USD MILLION)
TABLE 33. CHINA MICROFINANCE MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
TABLE 34. CHINA MICROFINANCE MARKET SIZE, BY PROVIDERS, 2018-2030 (USD MILLION)
TABLE 35. INDIA MICROFINANCE MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
TABLE 36. INDIA MICROFINANCE MARKET SIZE, BY PROVIDERS, 2018-2030 (USD MILLION)
TABLE 37. INDONESIA MICROFINANCE MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
TABLE 38. INDONESIA MICROFINANCE MARKET SIZE, BY PROVIDERS, 2018-2030 (USD MILLION)
TABLE 39. JAPAN MICROFINANCE MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
TABLE 40. JAPAN MICROFINANCE MARKET SIZE, BY PROVIDERS, 2018-2030 (USD MILLION)
TABLE 41. MALAYSIA MICROFINANCE MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
TABLE 42. MALAYSIA MICROFINANCE MARKET SIZE, BY PROVIDERS, 2018-2030 (USD MILLION)
TABLE 43. PHILIPPINES MICROFINANCE MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
TABLE 44. PHILIPPINES MICROFINANCE MARKET SIZE, BY PROVIDERS, 2018-2030 (USD MILLION)
TABLE 45. SINGAPORE MICROFINANCE MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
TABLE 46. SINGAPORE MICROFINANCE MARKET SIZE, BY PROVIDERS, 2018-2030 (USD MILLION)
TABLE 47. SOUTH KOREA MICROFINANCE MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
TABLE 48. SOUTH KOREA MICROFINANCE MARKET SIZE, BY PROVIDERS, 2018-2030 (USD MILLION)
TABLE 49. TAIWAN MICROFINANCE MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
TABLE 50. TAIWAN MICROFINANCE MARKET SIZE, BY PROVIDERS, 2018-2030 (USD MILLION)
TABLE 51. THAILAND MICROFINANCE MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
TABLE 52. THAILAND MICROFINANCE MARKET SIZE, BY PROVIDERS, 2018-2030 (USD MILLION)
TABLE 53. VIETNAM MICROFINANCE MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
TABLE 54. VIETNAM MICROFINANCE MARKET SIZE, BY PROVIDERS, 2018-2030 (USD MILLION)
TABLE 55. EUROPE, MIDDLE EAST & AFRICA MICROFINANCE MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
TABLE 56. EUROPE, MIDDLE EAST & AFRICA MICROFINANCE MARKET SIZE, BY PROVIDERS, 2018-2030 (USD MILLION)
TABLE 57. EUROPE, MIDDLE EAST & AFRICA MICROFINANCE MARKET SIZE, BY COUNTRY, 2018-2030 (USD MILLION)
TABLE 58. DENMARK MICROFINANCE MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
TABLE 59. DENMARK MICROFINANCE MARKET SIZE, BY PROVIDERS, 2018-2030 (USD MILLION)
TABLE 60. EGYPT MICROFINANCE MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
TABLE 61. EGYPT MICROFINANCE MARKET SIZE, BY PROVIDERS, 2018-2030 (USD MILLION)
TABLE 62. FINLAND MICROFINANCE MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
TABLE 63. FINLAND MICROFINANCE MARKET SIZE, BY PROVIDERS, 2018-2030 (USD MILLION)
TABLE 64. FRANCE MICROFINANCE MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
TABLE 65. FRANCE MICROFINANCE MARKET SIZE, BY PROVIDERS, 2018-2030 (USD MILLION)
TABLE 66. GERMANY MICROFINANCE MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
TABLE 67. GERMANY MICROFINANCE MARKET SIZE, BY PROVIDERS, 2018-2030 (USD MILLION)
TABLE 68. ISRAEL MICROFINANCE MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
TABLE 69. ISRAEL MICROFINANCE MARKET SIZE, BY PROVIDERS, 2018-2030 (USD MILLION)
TABLE 70. ITALY MICROFINANCE MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
TABLE 71. ITALY MICROFINANCE MARKET SIZE, BY PROVIDERS, 2018-2030 (USD MILLION)
TABLE 72. NETHERLANDS MICROFINANCE MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
TABLE 73. NETHERLANDS MICROFINANCE MARKET SIZE, BY PROVIDERS, 2018-2030 (USD MILLION)
TABLE 74. NIGERIA MICROFINANCE MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
TABLE 75. NIGERIA MICROFINANCE MARKET SIZE, BY PROVIDERS, 2018-2030 (USD MILLION)
TABLE 76. NORWAY MICROFINANCE MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
TABLE 77. NORWAY MICROFINANCE MARKET SIZE, BY PROVIDERS, 2018-2030 (USD MILLION)
TABLE 78. POLAND MICROFINANCE MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
TABLE 79. POLAND MICROFINANCE MARKET SIZE, BY PROVIDERS, 2018-2030 (USD MILLION)
TABLE 80. QATAR MICROFINANCE MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
TABLE 81. QATAR MICROFINANCE MARKET SIZE, BY PROVIDERS, 2018-2030 (USD MILLION)
TABLE 82. RUSSIA MICROFINANCE MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
TABLE 83. RUSSIA MICROFINANCE MARKET SIZE, BY PROVIDERS, 2018-2030 (USD MILLION)
TABLE 84. SAUDI ARABIA MICROFINANCE MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
TABLE 85. SAUDI ARABIA MICROFINANCE MARKET SIZE, BY PROVIDERS, 2018-2030 (USD MILLION)
TABLE 86. SOUTH AFRICA MICROFINANCE MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
TABLE 87. SOUTH AFRICA MICROFINANCE MARKET SIZE, BY PROVIDERS, 2018-2030 (USD MILLION)
TABLE 88. SPAIN MICROFINANCE MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
TABLE 89. SPAIN MICROFINANCE MARKET SIZE, BY PROVIDERS, 2018-2030 (USD MILLION)
TABLE 90. SWEDEN MICROFINANCE MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
TABLE 91. SWEDEN MICROFINANCE MARKET SIZE, BY PROVIDERS, 2018-2030 (USD MILLION)
TABLE 92. SWITZERLAND MICROFINANCE MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
TABLE 93. SWITZERLAND MICROFINANCE MARKET SIZE, BY PROVIDERS, 2018-2030 (USD MILLION)
TABLE 94. TURKEY MICROFINANCE MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
TABLE 95. TURKEY MICROFINANCE MARKET SIZE, BY PROVIDERS, 2018-2030 (USD MILLION)
TABLE 96. UNITED ARAB EMIRATES MICROFINANCE MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
TABLE 97. UNITED ARAB EMIRATES MICROFINANCE MARKET SIZE, BY PROVIDERS, 2018-2030 (USD MILLION)
TABLE 98. UNITED KINGDOM MICROFINANCE MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
TABLE 99. UNITED KINGDOM MICROFINANCE MARKET SIZE, BY PROVIDERS, 2018-2030 (USD MILLION)
TABLE 100. MICROFINANCE MARKET, FPNV POSITIONING MATRIX, 2023
TABLE 101. MICROFINANCE MARKET SHARE, BY KEY PLAYER, 2023
TABLE 102. MICROFINANCE MARKET LICENSE & PRICING