Table of Content


1 About this Report
1.1 Summary
1.2 Methodology
1.3 BNPL Definitions
1.4 Disclaimer


2 Poland Buy Now Pay Later Industry Attractiveness
2.1 Poland Buy Now Pay Later - Gross Merchandise Value Trend Analysis, 2019-2028
2.2 Poland Buy Now Pay Later - Average Value Per Transaction Trend Analysis, 2019-2028
2.3 Poland Buy Now Pay Later - Transaction Volume Trend Analysis, 2019-2028
2.4 Poland Buy Now Pay Later Market Share Analysis by Key Players


3 Poland Buy Now Pay Later Operational KPIs
3.1 Buy Now Pay Later Revenues, 2019 - 2028
3.2 Buy Now Pay Later Share by Revenue Segments
3.2.1 Buy Now Pay Later Revenue by Merchant Commission, 2019 - 2028
3.2.2 Buy Now Pay Later Revenue by Missed Payment Fee Revenue, 2019 - 2028
3.2.3 Buy Now Pay Later Revenue by Pay Now & Other Income, 2019 - 2028
3.3 Buy Now Pay Later Active Consumer Base, 2019 - 2028
3.4 Buy Now Pay Later Bad Debt, 2020 - 2024 - 2028


4 Buy Now Pay Later Spend Analysis by Business Model, 2022 vs 2028
4.1 Buy Now Pay Later Two party, 2019 - 2028
4.2 Buy Now Pay Later Third party, 2019 - 2028


5 Buy Now Pay Later Spend Analysis by Purpose, 2022 vs 2028
5.1 Buy Now Pay Later Convenience, 2019 - 2028
5.2 Buy Now Pay Later Credit, 2019 - 2028


6 Buy Now Pay Later Spend Analysis by Merchant ecosystem, 2022 vs 2028
6.1 Buy Now Pay Later by Open loop system, 2019 - 2028
6.2 Buy Now Pay Later by Closed loop system, 2019 - 2028


7 Buy Now Pay Later Spend Analysis by Distribution Model, 2022 vs 2028
7.1 Buy Now Pay Later by Standalone, 2019 - 2028
7.2 Buy Now Pay Later by Banks & Payment Service Providers, 2019 - 2028
7.3 Buy Now Pay Later by Marketplaces, 2019 - 2028


8 Poland Buy Now Pay Later Spend Analysis by Channel
8.1 Buy Now Pay Later Market Share by Channel, 2019 - 2028
8.2 Buy Now Pay Later Online Channel Market Size and Forecast, 2019 - 2028
8.3 Buy Now Pay Later POS Channel Market Size and Forecast, 2019 - 2028


9 Poland Buy Now Pay Later Snapshot by End-Use Sector
9.1 Buy Now Pay Later Market Share by End-Use Sector - Emerging Avenues and Future Growth Prospects
9.2 Buy Now Pay Later Sales Uplift by End-Use Segment
9.3 Buy Now Pay Later Share by Retail Product Category
9.4 Poland Buy Now Pay Later Retail Shopping - Apparel, Footwear & Accessories - Gross Merchandise Value Trend Analysis, 2019-2028
9.5 Poland Buy Now Pay Later Retail Shopping - Consumer Electronics - Gross Merchandise Value Trend Analysis, 2019-2028
9.6 Poland Buy Now Pay Later Retail Shopping - Toys, Kids, and Babies - Gross Merchandise Value Trend Analysis, 2019-2028
9.7 Poland Buy Now Pay Later Retail Shopping - Jewellery - Gross Merchandise Value Trend Analysis, 2019-2028
9.8 Poland Buy Now Pay Later Retail Shopping - Sporting Goods - Gross Merchandise Value Trend Analysis, 2019-2028
9.9 Poland Buy Now Pay Later Retail Shopping - Entertainment & Gaming - Gross Merchandise Value Trend Analysis, 2019-2028
9.10 Poland Buy Now Pay Later Retail Shopping - Others - Gross Merchandise Value Trend Analysis, 2019-2028


10 Poland Buy Now Pay Later in Retail Shopping: Market Size and Forecast, 2019 - 2028
10.1 Poland Buy Now Pay Later Retail Shopping - Gross Merchandise Value Trend Analysis, 2019-2028
10.2 Poland Buy Now Pay Later Retail Shopping - Average Value Per Transaction Trend Analysis, 2019-2028
10.3 Poland Buy Now Pay Later Retail Shopping - Transaction Volume Trend Analysis, 2019-2028


11 Poland Buy Now Pay Later in Home Improvement: Market Size and Forecast, 2019 - 2028
11.1 Poland Buy Now Pay Later Home Improvement - Gross Merchandise Value Trend Analysis, 2019-2028
11.2 Poland Buy Now Pay Later Home Improvement - Average Value Per Transaction Trend Analysis, 2019-2028
11.3 Poland Buy Now Pay Later Home Improvement - Transaction Volume Trend Analysis, 2019-2028


12 Poland Buy Now Pay Later in Travel/Entertainment: Market Size and Forecast, 2019 - 2028
12.1 Poland Buy Now Pay Later Travel/Entertainment - Gross Merchandise Value Trend Analysis, 2019-2028
12.2 Poland Buy Now Pay Later Travel/Entertainment - Average Value Per Transaction Trend Analysis, 2019-2028
12.3 Poland Buy Now Pay Later Travel/Entertainment - Transaction Volume Trend Analysis, 2019-2028


13 Poland Buy Now Pay Later in Service: Market Size and Forecast, 2019 - 2028
13.1 Poland Buy Now Pay Later Service - Gross Merchandise Value Trend Analysis, 2019-2028
13.2 Poland Buy Now Pay Later Service - Average Value Per Transaction Trend Analysis, 2019-2028
13.3 Poland Buy Now Pay Later Service - Transaction Volume Trend Analysis, 2019-2028


14 Poland Buy Now Pay Later in Automotive: Market Size and Forecast, 2019 - 2028
14.1 Poland Buy Now Pay Later Automotive - Gross Merchandise Value Trend Analysis, 2019-2028
14.2 Poland Buy Now Pay Later Automotive - Average Value Per Transaction Trend Analysis, 2019-2028
14.3 Poland Buy Now Pay Later Automotive - Transaction Volume Trend Analysis, 2019-2028


15 Poland Buy Now Pay Later in Healthcare and Wellness: Market Size and Forecast, 2019 - 2028
15.1 Poland Buy Now Pay Later Healthcare and Wellness - Gross Merchandise Value Trend Analysis, 2019-2028
15.2 Poland Buy Now Pay Later Healthcare and Wellness - Average Value Per Transaction Trend Analysis, 2019-2028
15.3 Poland Buy Now Pay Later Healthcare and Wellness - Transaction Volume Trend Analysis, 2019-2028


16 Poland Buy Now Pay Later in Groceries: Market Size and Forecast, 2019 - 2028
16.1 Poland Buy Now Pay Later Groceries - Gross Merchandise Value Trend Analysis, 2019-2028
16.2 Poland Buy Now Pay Later Groceries - Average Value Per Transaction Trend Analysis, 2019-2028
16.3 Poland Buy Now Pay Later Groceries - Transaction Volume Trend Analysis, 2019-2028


17 Poland Buy Now Pay Later Analysis by Consumer Attitude and Behaviour
17.1 Buy Now Pay Later Spend Share by Age Group
17.1.1 Poland Buy Now Pay Later by Age Group - Gen Z (15-27) - Gross Merchandise Value Trend Analysis, 2019-2028
17.1.2 Poland Buy Now Pay Later by Age Group - Millennials (28-44) - Gross Merchandise Value Trend Analysis, 2019-2028
17.1.3 Poland Buy Now Pay Later by Age Group - Gen X (45 - 60) - Gross Merchandise Value Trend Analysis, 2019-2028
17.1.4 Poland Buy Now Pay Later by Age Group - Baby Boomers (60+) - Gross Merchandise Value Trend Analysis, 2019-2028
17.2 Buy Now Pay Later Share by Income
17.2.1 Poland Buy Now Pay Later by Income Level - Tire 1 - Gross Merchandise Value Trend Analysis, 2019-2028
17.2.2 Poland Buy Now Pay Later by Income Level - Tire 2 - Gross Merchandise Value Trend Analysis, 2019-2028
17.2.3 Poland Buy Now Pay Later by Income Level - Tire 3 - Gross Merchandise Value Trend Analysis, 2019-2028
17.3 Buy Now Pay Later Spend Share by Default Rate by Age Group
17.4 Buy Now Pay Later Gross Merchandise Value Share by Gender
17.5 Buy Now Pay Later Adoption Rationale


18 Further Reading
18.1 About PayNXT360
18.2 Related Research



List of Figures


Figure 1: PayNXT360’s Methodology Framework
Figure 2: Poland Buy Now Pay Later - Gross Merchandise Value Trend Analysis (US$ Million), 2019-2028
Figure 3: Poland Buy Now Pay Later - Average Value Per Transaction Trend Analysis (US$), 2019-2028
Figure 4: Poland Buy Now Pay Later - Transaction Volume Trend Analysis (Thousand), 2019-2028
Figure 5: Poland Buy Now Pay Later - Market Share Analysis by Key Players (by Value)
Figure 6: Poland Buy Now Pay Later - Revenues (US$ Million), 2019-2028
Figure 7: Buy Now Pay Later Share by Revenue Segments (%)
Figure 8: Poland Buy Now Pay Later - Merchant Commission (US$ Million), 2019-2028
Figure 9: Poland Buy Now Pay Later - Missed Payment Fee Revenue (US$ Million), 2019-2028
Figure 10: Poland Buy Now Pay Later Pay Now & Other Income (US$ Million), 2019-2028
Figure 11: Poland Buy Now Pay Later - Active Consumer Base (Thousand), 2019-2028
Figure 12: Poland Buy Now Pay Later - Bad Debt (US$ Million), 2020-2024-2028
Figure 13: Poland Buy Now Pay Later Spend Analysis by Business Model (%), 2022 vs 2028
Figure 14: Poland Buy Now Pay Later - Two party (US$ Million), 2019-2028
Figure 15: Poland Buy Now Pay Later - Third party (US$ Million), 2019-2028
Figure 16: Poland Buy Now Pay Later Spend Analysis by Purpose (%), 2022 vs 2028
Figure 17: Poland Buy Now Pay Later - Convenience (US$ Million), 2019-2028
Figure 18: Poland Buy Now Pay Later - Credit (US$ Million), 2019-2028
Figure 19: Poland Buy Now Pay Later Spend Analysis by Merchant Ecosystem (%), 2022 vs 2028
Figure 20: Poland Buy Now Pay Later - Open loop system (US$ Million), 2019-2028
Figure 21: Poland Buy Now Pay Later - Closed loop system (US$ Million), 2019-2028
Figure 22: Poland Buy Now Pay Later Spend Analysis by Distribution Model (%), 2022 vs 2028
Figure 23: Poland Buy Now Pay Later - Standalone (US$ Million), 2019-2028
Figure 24: Poland Buy Now Pay Later - Banks & Payment Service Providers (US$ Million), 2019-2028
Figure 25: Poland Buy Now Pay Later - Marketplaces (US$ Million), 2019-2028
Figure 26: Poland Buy Now Pay Later - Gross Merchandise Value Market Share by Channel (%), 2019-2028
Figure 27: Poland Buy Now Pay Later - Gross Merchandise Value by Online Channel (US$ Million), 2019-2028
Figure 28: Poland Buy Now Pay Later - Gross Merchandise Value by POS Channel (US$ Million), 2019-2028
Figure 29: Poland Buy Now Pay Later - Market Share by End-Use Sector (%), 2021 Vs. 2028
Figure 30: Poland Buy Now Pay Later - Market Share by End-Use Segment (%), 2022
Figure 31: Poland Buy Now Pay Later - Market Share by Retail Product Category (%), 2022
Figure 32: Poland Buy Now Pay Later Retail Shopping - Apparel, Footwear & Accessories - Gross Merchandise Value Trend Analysis (US$ Million), 2019-2028
Figure 33: Poland Buy Now Pay Later Retail Shopping - Consumer Electronics - Gross Merchandise Value Trend Analysis (US$ Million), 2019-2028
Figure 34: Poland Buy Now Pay Later Retail Shopping - Toys, Kids, and Babies - Gross Merchandise Value Trend Analysis (US$ Million), 2019-2028
Figure 35: Poland Buy Now Pay Later Retail Shopping - Jewelry- Gross Merchandise Value Trend Analysis (US$ Million), 2019-2028
Figure 36: Poland Buy Now Pay Later Retail Shopping - Sporting Goods - Gross Merchandise Value Trend Analysis (US$ Million), 2019-2028
Figure 37: Poland Buy Now Pay Later Retail Shopping - Entertainment & Gaming - Gross Merchandise Value Trend Analysis (US$ Million), 2019-2028
Figure 38: Poland Buy Now Pay Later Retail Shopping - Others - Gross Merchandise Value Trend Analysis (US$ Million), 2019-2028
Figure 39: Poland Buy Now Pay Later Retail Shopping - Gross Merchandise Value Trend Analysis (US$ Million), 2019-2028
Figure 40: Poland Buy Now Pay Later Retail Shopping - Average Value Per Transaction Trend Analysis (US$), 2019-2028
Figure 41: Poland Buy Now Pay Later Retail Shopping - Transaction Volume Trend Analysis (Thousand), 2019-2028
Figure 42: Poland Buy Now Pay Later Home Improvement - Gross Merchandise Value Trend Analysis (US$ Million), 2019-2028
Figure 43: Poland Buy Now Pay Later Home Improvement - Average Value Per Transaction Trend Analysis (US$), 2019-2028
Figure 44: Poland Buy Now Pay Later Home Improvement - Transaction Volume Trend Analysis (Thousand), 2019-2028
Figure 45: Poland Buy Now Pay Later Travel/Entertainment - Gross Merchandise Value Trend Analysis (US$ Million), 2019-2028
Figure 46: Poland Buy Now Pay Later Travel/Entertainment - Average Value Per Transaction Trend Analysis (US$), 2019-2028
Figure 47: Poland Buy Now Pay Later Travel/Entertainment - Transaction Volume Trend Analysis (Thousand), 2019-2028
Figure 48: Poland Buy Now Pay Later Service - Gross Merchandise Value Trend Analysis (US$ Million), 2019-2028
Figure 49: Poland Buy Now Pay Later Service - Average Value Per Transaction Trend Analysis (US$), 2019-2028
Figure 50: Poland Buy Now Pay Later Service - Transaction Volume Trend Analysis (Thousand), 2019-2028
Figure 51: Poland Buy Now Pay Later Automotive - Gross Merchandise Value Trend Analysis (US$ Million), 2019-2028
Figure 52: Poland Buy Now Pay Later Automotive - Average Value Per Transaction Trend Analysis (US$), 2019-2028
Figure 53: Poland Buy Now Pay Later Automotive - Transaction Volume Trend Analysis (Thousand), 2019-2028
Figure 54: Poland Buy Now Pay Later Healthcare and Wellness - Gross Merchandise Value Trend Analysis (US$ Million), 2019-2028
Figure 55: Poland Buy Now Pay Later Healthcare and Wellness - Average Value Per Transaction Trend Analysis (US$), 2019-2028
Figure 56: Poland Buy Now Pay Later Healthcare and Wellness - Transaction Volume Trend Analysis (Thousand), 2019-2028
Figure 57: Poland Buy Now Pay Later Groceries - Gross Merchandise Value Trend Analysis (US$ Million), 2019-2028
Figure 58: Poland Buy Now Pay Later Groceries - Average Value Per Transaction Trend Analysis (US$), 2019-2028
Figure 59: Poland Buy Now Pay Later Groceries - Transaction Volume Trend Analysis (Thousand), 2019-2028
Figure 60: Poland Buy Now Pay Later - Share by Age Group in Value Terms (%), 2022
Figure 61: Poland Buy Now Pay Later by Age Group - Gen Z (15-27) - Gross Merchandise Value Trend Analysis (US$ Million), 2019-2028
Figure 62: Poland Buy Now Pay Later by Age Group - Millennials (28-44) - Gross Merchandise Value Trend Analysis (US$ Million), 2019-2028
Figure 63: Poland Buy Now Pay Later by Age Group - Gen X (45 - 60) - Gross Merchandise Value Trend Analysis (US$ Million), 2019-2028
Figure 64: Poland Buy Now Pay Later by Age Group - Baby Boomers (60+) - Gross Merchandise Value Trend Analysis (US$ Million), 2019-2028
Figure 65: Poland Buy Now Pay Later - Share by Income Group in Value Terms (%), 2022
Figure 66: Poland Buy Now Pay Later by Income Level - Tire 1 - Gross Merchandise Value Trend Analysis (US$ Million), 2019-2028
Figure 67: Poland Buy Now Pay Later by Income Level - Tire 2 - Gross Merchandise Value Trend Analysis (US$ Million), 2019-2028
Figure 68: Poland Buy Now Pay Later by Income Level - Tire 3 - Gross Merchandise Value Trend Analysis (US$ Million), 2019-2028
Figure 69: Poland Buy Now Pay Later - Share by Default Rate by Age Group in Value Terms (%), 2022
Figure 70: Poland Buy Now Pay Later - Share by Gender in Value Terms (%), 2022
Figure 71: Buy Now Pay Later - Adoption Rationale by Value, 2022

List of Tables


Table 1: Poland Buy Now Pay Later - Gross Merchandise Value Trend Analysis (US$ Million), 2019-2028
Table 2: Poland Buy Now Pay Later - Average Value Per Transaction Trend Analysis (US$), 2019-2028
Table 3: Poland Buy Now Pay Later - Transaction Volume Trend Analysis (Thousand), 2019-2028
Table 4: Poland Buy Now Pay Later - Revenues (US$ Million), 2019-2028
Table 5: Poland Buy Now Pay Later - Merchant Commission (US$ Million), 2019-2028
Table 6: Poland Buy Now Pay Later - Missed Payment Fee Revenue (US$ Million), 2019-2028
Table 7: Poland Buy Now Pay Later Pay Now & Other Income (US$ Million), 2019-2028
Table 8: Poland Buy Now Pay Later - Active Consumer Base (Thousand), 2019-2028
Table 9: Poland Buy Now Pay Later - Bad Debt (US$ Million), 2020-2024-2028
Table 10: Poland Buy Now Pay Later - Two party (US$ Million), 2019-2028
Table 11: Poland Buy Now Pay Later - Third party (US$ Million), 2019-2028
Table 12: Poland Buy Now Pay Later - Convenience (US$ Million), 2019-2028
Table 13: Poland Buy Now Pay Later - Credit (US$ Million), 2019-2028
Table 14: Poland Buy Now Pay Later - Open loop system (US$ Million), 2019-2028
Table 15: Poland Buy Now Pay Later - Closed loop system (US$ Million), 2019-2028
Table 16: Poland Buy Now Pay Later - Standalone (US$ Million), 2019-2028
Table 17: Poland Buy Now Pay Later - Banks & Payment Service Providers (US$ Million), 2019-2028
Table 18: Poland Buy Now Pay Later - Marketplaces (US$ Million), 2019-2028
Table 19: Poland Buy Now Pay Later - Gross Merchandise Value by Online Channel (US$ Million), 2019-2028
Table 20: Poland Buy Now Pay Later - Gross Merchandise Value by POS Channel (US$ Million), 2019-2028
Table 21: Poland Buy Now Pay Later Retail Shopping - Apparel, Footwear & Accessories - Gross Merchandise Value Trend Analysis (US$ Million), 2019-2028
Table 22: Poland Buy Now Pay Later Retail Shopping - Consumer Electronics - Gross Merchandise Value Trend Analysis (US$ Million), 2019-2028
Table 23: Poland Buy Now Pay Later Retail Shopping - Toys, Kids, and Babies - Gross Merchandise Value Trend Analysis (US$ Million), 2019-2028
Table 24: Poland Buy Now Pay Later Retail Shopping - Jewelry - Gross Merchandise Value Trend Analysis (US$ Million), 2019-2028
Table 25: Poland Buy Now Pay Later Retail Shopping - Sporting Goods - Gross Merchandise Value Trend Analysis (US$ Million), 2019-2028
Table 26: Poland Buy Now Pay Later Retail Shopping - Entertainment & Gaming - Gross Merchandise Value Trend Analysis (US$ Million), 2019-2028
Table 27: Poland Buy Now Pay Later Retail Shopping - Others - Gross Merchandise Value Trend Analysis (US$ Million), 2019-2028
Table 28: Poland Buy Now Pay Later Retail Shopping - Gross Merchandise Value Trend Analysis (US$ Million), 2019-2028
Table 29: Poland Buy Now Pay Later Retail Shopping - Average Value Per Transaction Trend Analysis (US$), 2019-2028
Table 30: Poland Buy Now Pay Later Retail Shopping - Transaction Volume Trend Analysis (Thousand), 2019-2028
Table 31: Poland Buy Now Pay Later Home Improvement - Gross Merchandise Value Trend Analysis (US$ Million), 2019-2028
Table 32: Poland Buy Now Pay Later Home Improvement - Average Value Per Transaction Trend Analysis (US$), 2019-2028
Table 33: Poland Buy Now Pay Later Retail Shopping Home Improvement - Transaction Volume Trend Analysis (Thousand), 2019-2028
Table 34: Poland Buy Now Pay Later Travel/Entertainment - Gross Merchandise Value Trend Analysis (US$ Million), 2019-2028
Table 35: Poland Buy Now Pay Later Travel/Entertainment - Average Value Per Transaction Trend Analysis (US$), 2019-2028
Table 36: Poland Buy Now Pay Later Travel/Entertainment - Transaction Volume Trend Analysis (Thousand), 2019-2028
Table 37: Poland Buy Now Pay Later Service - Gross Merchandise Value Trend Analysis (US$ Million), 2019-2028
Table 38: Poland Buy Now Pay Later Service- Average Value Per Transaction Trend Analysis (US$), 2019-2028
Table 39: Poland Buy Now Pay Later Service - Transaction Volume Trend Analysis (Thousand), 2019-2028
Table 40: Poland Buy Now Pay Later Automotive - Gross Merchandise Value Trend Analysis (US$ Million), 2019-2028
Table 41: Poland Buy Now Pay Later Automotive - Average Value Per Transaction Trend Analysis (US$), 2019-2028
Table 42: Poland Buy Now Pay Later Automotive - Transaction Volume Trend Analysis (Thousand), 2019-2028
Table 43: Poland Buy Now Pay Later Healthcare and Wellness - Gross Merchandise Value Trend Analysis (US$ Million), 2019-2028
Table 44: Poland Buy Now Pay Later Healthcare and Wellness - Average Value Per Transaction Trend Analysis (US$), 2019-2028
Table 45: Poland Buy Now Pay Later Healthcare and Wellness - Transaction Volume Trend Analysis (Thousand), 2019-2028
Table 46: Poland Buy Now Pay Later Groceries - Gross Merchandise Value Trend Analysis (US$ Million), 2019-2028
Table 47: Poland Buy Now Pay Later Groceries - Average Value Per Transaction Trend Analysis (US$), 2019-2028
Table 48: Poland Buy Now Pay Later Groceries - Transaction Volume Trend Analysis (Thousand), 2019-2028
Table 49: Poland Buy Now Pay Later by Age Group - Gen Z (15-27) - Gross Merchandise Value Trend Analysis (US$ Million), 2019-2028
Table 50: Poland Buy Now Pay Later by Age Group - Millennials (28-44) - Gross Merchandise Value Trend Analysis (US$ Million), 2019-2028
Table 51: Poland Buy Now Pay Later by Age Group - Gen X (45 - 60) - Gross Merchandise Value Trend Analysis (US$ Million), 2019-2028
Table 52: Poland Buy Now Pay Later by Age Group - Baby Boomers (60+) - Gross Merchandise Value Trend Analysis (US$ Million), 2019-2028
Table 53: Poland Buy Now Pay Later by Income Level - Tire 1 - Gross Merchandise Value Trend Analysis (US$ Million), 2019-2028
Table 54: Poland Buy Now Pay Later by Income Level - Tire 2 - Gross Merchandise Value Trend Analysis (US$ Million), 2019-2028
Table 55: Poland Buy Now Pay Later by Income Level - Tire 3 - Gross Merchandise Value Trend Analysis (US$ Million), 2019-2028