Table of Content

Consumer Credit in Canada
Euromonitor International
July 2021

List Of Contents And Tables

CONSUMER CREDIT IN CANADA
KEY DATA FINDINGS
2020 IMPACT
Consumer confidence declines during the COVID-19 epidemic
The government and banks offer support to Canadians during the pandemic
Education lending more resilient
RECOVERY AND OPPORTUNITIES
Pent-up demand to drive a rapid return to growth in gross lending
Steady growth for the outstanding balance
Non-performing card lending may be more of an issue going forward
CATEGORY DATA
Table 1 Consumer Credit: Outstanding Balance by Category: Value 2015-2020
Table 2 Consumer Credit: Outstanding Balance by Category: % Value Growth 2015-2020
Table 3 Consumer Credit: Gross Lending by Category: Value 2015-2020
Table 4 Consumer Credit: Gross Lending by Category: % Value Growth 2015-2020
Table 5 Forecast Consumer Credit: Outstanding Balance by Category: Value 2020-2025
Table 6 Forecast Consumer Credit: Outstanding Balance by Category: % Value Growth 2020-2025
Table 7 Forecast Consumer Credit: Gross Lending by Category: Value 2020-2025
Table 8 Forecast Consumer Credit: Gross Lending by Category: % Value Growth 2020-2025
CONSUMER LENDING IN CANADA
EXECUTIVE SUMMARY
COVID-19 impact on consumer lending
COVID-19 country impact
Mortgages/housing lending holds out as purchasers take advantage of low rates
Fintech helps support businesses and consumers during the epidemic
Banks tighten lending criteria for real estate investors
What next for consumer lending?
MARKET DATA
Table 9 Consumer Lending: Outstanding Balance by Category: Value 2015-2020
Table 10 Consumer Lending: Outstanding Balance by Category: % Value Growth 2015-2020
Table 11 Consumer Lending: Gross Lending by Category: Value 2015-2020
Table 12 Consumer Lending: Gross Lending by Category: % Value Growth 2015-2020
Table 13 Consumer Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2015-2020
Table 14 Mortgages/Housing: Non-performing vs Other Loans Outstanding Balance: % Value 2015-2020
Table 15 Consumer Credit: Non-performing vs Other Loans Outstanding Balance: % Value 2015-2020
Table 16 Card Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2015-2020
Table 17 Forecast Consumer Lending: Outstanding Balance by Category: Value 2020-2025
Table 18 Forecast Consumer Lending: Outstanding Balance by Category: % Value Growth 2020-2025
Table 19 Forecast Consumer Lending: Gross Lending by Category: Value 2020-2025
Table 20 Forecast Consumer Lending: Gross Lending by Category: % Value Growth 2020-2025
DISCLAIMER
GLOBAL MACROECONOMIC ENVIRONMENT
GLOBAL INDUSTRY ENVIRONMENT
SOURCES
Summary 1 Research Sources