Table of Content

Financial Cards and Payments in Italy
Euromonitor International
December 2022

List Of Contents And Tables

FINANCIAL CARDS AND PAYMENTS IN ITALY
EXECUTIVE SUMMARY
Financial cards and payments in 2022: The big picture
2022 key trends – rise in number of digital payments
Innovative digital solutions for customers and merchants
Card issues tap into sustainability trend
Surge in popularity for buy now, pay later
The future looks bright for financial cards and payments
MARKET INDICATORS
Table 1 Number of POS Terminals: Units 2017-2022
Table 2 Number of ATMs: Units 2017-2022
Table 3 Value Lost to Fraud 2017-2022
Table 4 Card Expenditure by Location 2022
Table 5 Financial Cards in Circulation by Type: % Number of Cards 2017-2022
Table 6 Domestic versus Foreign Spend 2022
MARKET DATA
Table 7 Financial Cards by Category: Number of Cards in Circulation 2017-2022
Table 8 Financial Cards by Category: Number of Accounts 2017-2022
Table 9 Financial Cards Transactions by Category: Value 2017-2022
Table 10 Financial Cards by Category: Number of Transactions 2017-2022
Table 11 Consumer Payments by Category: Value 2017-2022
Table 12 Consumer Payments by Category: Number of Transactions 2017-2022
Table 13 M-Commerce by Category: Value 2017-2022
Table 14 M-Commerce by Category: % Value Growth 2017-2022
Table 15 Financial Cards: Number of Cards by Issuer 2017-2021
Table 16 Financial Cards: Number of Cards by Operator 2017-2021
Table 17 Financial Cards: Card Payment Transactions Value by Operator 2017-2021
Table 18 Financial Cards: Card Payment Transactions Value by Issuer 2017-2021
Table 19 Forecast Financial Cards by Category: Number of Cards in Circulation 2022-2027
Table 20 Forecast Financial Cards by Category: Number of Accounts 2022-2027
Table 21 Forecast Financial Cards Transactions by Category: Value 2022-2027
Table 22 Forecast Financial Cards by Category: Number of Transactions 2022-2027
Table 23 Forecast Consumer Payments by Category: Value 2022-2027
Table 24 Forecast Consumer Payments by Category: Number of Transactions 2022-2027
Table 25 Forecast M-Commerce by Category: Value 2022-2027
Table 26 Forecast M-Commerce by Category: % Value Growth 2022-2027
DISCLAIMER
SOURCES
Summary 1 Research Sources
DEBIT CARDS IN ITALY
KEY DATA FINDINGS
2022 DEVELOPMENTS
Continued strong performance for debit cards, assisted by behavioural changes facilitated by the pandemic
Growing prevalence of digital offerings contributes to improved customer experience
Government and transport operator initiatives, expand use of contactless payments
PROSPECTS AND OPPORTUNITIES
Positive future for debit cards as cash is no longer king
Government and industry initiatives to boost small payments
Players increasingly likely to appeal to consumers through sustainability
CATEGORY DATA
Table 27 Debit Cards: Number of Cards in Circulation 2017-2022
Table 28 Debit Cards Transactions 2017-2022
Table 29 Debit Cards in Circulation: % Growth 2017-2022
Table 30 Debit Cards Transactions: % Growth 2017-2022
Table 31 Debit Cards: Number of Cards by Issuer 2017-2021
Table 32 Debit Cards: Number of Cards by Operator 2017-2021
Table 33 Debit Cards Payment Transaction Value by Issuer 2017-2021
Table 34 Debit Cards Payment Transaction Value by Operator 2017-2021
Table 35 Forecast Debit Cards: Number of Cards in Circulation 2022-2027
Table 36 Forecast Debit Cards Transactions 2022-2027
Table 37 Forecast Debit Cards in Circulation: % Growth 2022-2027
Table 38 Forecast Debit Cards Transactions: % Growth 2022-2027
CREDIT CARDS IN ITALY
KEY DATA FINDINGS
2022 DEVELOPMENTS
Changing shopping habits and restrictions on use of cash drive usage of credit cards in 2022
Growing popularity of digital and contactless payments
Growth in e-commerce and growing acceptance of credit cards by physical retailers leads to increase in transactions
PROSPECTS AND OPPORTUNITIES
Despite growing familiarity among consumers, credit cards will see rising competition from “buy now, pay later options”
Innovations in payment processing to provide more flexibility for merchants and consumers
Greater interoperability within the banking industry will boost credit card usage
CATEGORY DATA
Table 39 Credit Cards: Number of Cards in Circulation 2017-2022
Table 40 Credit Cards Transactions 2017-2022
Table 41 Credit Cards in Circulation: % Growth 2017-2022
Table 42 Credit Cards Transactions: % Growth 2017-2022
Table 43 Commercial Credit Cards: Number of Cards in Circulation 2017-2022
Table 44 Commercial Credit Cards Transactions 2017-2022
Table 45 Commercial Credit Cards in Circulation: % Growth 2017-2022
Table 46 Commercial Credit Cards Transactions: % Growth 2017-2022
Table 47 Personal Credit Cards: Number of Cards in Circulation 2017-2022
Table 48 Personal Credit Cards Transactions 2017-2022
Table 49 Personal Credit Cards in Circulation: % Growth 2017-2022
Table 50 Personal Credit Cards Transactions: % Growth 2017-2022
Table 51 Credit Cards: Number of Cards by Issuer 2017-2021
Table 52 Credit Cards: Number of Cards by Operator 2017-2021
Table 53 Credit Cards Payment Transaction Value by Issuer 2017-2021
Table 54 Credit Cards Payment Transaction Value by Operator 2017-2021
Table 55 Commercial Credit Cards: Number of Cards by Issuer 2017-2021
Table 56 Commercial Credit Cards: Number of Cards by Operator 2017-2021
Table 57 Commercial Credit Cards Payment Transaction Value by Issuer 2017-2021
Table 58 Commercial Credit Cards Payment Transaction Value by Operator 2017-2021
Table 59 Personal Credit Cards: Number of Cards by Issuer 2017-2021
Table 60 Personal Credit Cards: Number of Cards by Operator 2017-2021
Table 61 Personal Credit Cards Payment Transaction Value by Issuer 2017-2021
Table 62 Personal Credit Cards Payment Transaction Value by Operator 2017-2021
Table 63 Forecast Credit Cards: Number of Cards in Circulation 2022-2027
Table 64 Forecast Credit Cards Transactions 2022-2027
Table 65 Forecast Credit Cards in Circulation: % Growth 2022-2027
Table 66 Forecast Credit Cards Transactions: % Growth 2022-2027
Table 67 Forecast Commercial Credit Cards: Number of Cards in Circulation 2022-2027
Table 68 Forecast Commercial Credit Cards Transactions 2022-2027
Table 69 Forecast Commercial Credit Cards in Circulation: % Growth 2022-2027
Table 70 Forecast Commercial Credit Cards Transactions: % Growth 2022-2027
Table 71 Forecast Personal Credit Cards: Number of Cards in Circulation 2022-2027
Table 72 Forecast Personal Credit Cards Transactions 2022-2027
Table 73 Forecast Personal Credit Cards in Circulation: % Growth 2022-2027
Table 74 Forecast Personal Credit Cards Transactions: % Growth 2022-2027
CHARGE CARDS IN ITALY
KEY DATA FINDINGS
2022 DEVELOPMENTS
Strong performance for charge cards, as consumers increasingly turn to cashless methods of payment
Convenience and flexibility are key drivers of innovation
Mastercard signals its commitment to inclusivity
PROSPECTS AND OPPORTUNITIES
Contactless revolution to be fully embraced by the transport sector
Growing competition in the form of buy now, pay later
Towards a sustainable future
CATEGORY DATA
Table 75 Charge Cards: Number of Cards in Circulation 2017-2022
Table 76 Charge Cards Transactions 2017-2022
Table 77 Charge Cards in Circulation: % Growth 2017-2022
Table 78 Charge Cards Transactions: % Growth 2017-2022
Table 79 Commercial Charge Cards: Number of Cards in Circulation 2017-2022
Table 80 Commercial Charge Cards Transactions 2017-2022
Table 81 Commercial Charge Cards in Circulation: % Growth 2017-2022
Table 82 Commercial Charge Cards Transactions: % Growth 2017-2022
Table 83 Personal Charge Cards: Number of Cards in Circulation 2017-2022
Table 84 Personal Charge Cards Transactions 2017-2022
Table 85 Personal Charge Cards in Circulation: % Growth 2017-2022
Table 86 Personal Charge Cards Transactions: % Growth 2017-2022
Table 87 Charge Cards: Number of Cards by Issuer 2017-2021
Table 88 Charge Cards: Number of Cards by Operator 2017-2021
Table 89 Charge Cards Payment Transaction Value by Issuer 2017-2021
Table 90 Charge Cards Payment Transaction Value by Operator 2017-2021
Table 91 Commercial Charge Cards: Number of Cards by Issuer 2017-2021
Table 92 Commercial Charge Cards: Number of Cards by Operator 2017-2021
Table 93 Commercial Charge Cards Payment Transaction Value by Issuer 2017-2021
Table 94 Commercial Charge Cards Payment Transaction Value by Operator 2017-2021
Table 95 Personal Charge Cards: Number of Cards by Issuer 2017-2021
Table 96 Personal Charge Cards: Number of Cards by Operator 2017-2021
Table 97 Personal Charge Cards Transaction Value by Issuer 2017-2021
Table 98 Personal Charge Cards Transaction Value by Operator 2017-2021
Table 99 Forecast Charge Cards: Number of Cards in Circulation 2022-2027
Table 100 Forecast Charge Cards Transactions 2022-2027
Table 101 Forecast Charge Cards in Circulation: % Growth 2022-2027
Table 102 Forecast Charge Cards Transactions: % Growth 2022-2027
Table 103 Forecast Commercial Charge Cards: Number of Cards in Circulation 2022-2027
Table 104 Forecast Commercial Charge Cards Transactions 2022-2027
Table 105 Forecast Commercial Charge Cards in Circulation: % Growth 2022-2027
Table 106 Forecast Commercial Charge Cards Transactions: % Growth 2022-2027
Table 107 Forecast Personal Charge Cards: Number of Cards in Circulation 2022-2027
Table 108 Forecast Personal Charge Cards Transactions 2022-2027
Table 109 Forecast Personal Charge Cards in Circulation: % Growth 2022-2027
Table 110 Forecast Personal Charge Cards Transactions: % Growth 2022-2027
PRE-PAID CARDS IN ITALY
KEY DATA FINDINGS
2022 DEVELOPMENTS
Pre-paid cards remain a safe and convenient alternative to cash
Innovation remains a key feature, as the leading players seek to offer consumers greater speed, convenience and ease of use
Security concerns grow in importance, given growth of e-commerce
PROSPECTS AND OPPORTUNITIES
Positive outlook for open-loop pre-paid cards; the key to greater financial inclusion
Sustainability will be a key trend
Additional services from pre-paid card issuers to benefit consumers
CATEGORY DATA
Table 111 Pre-paid Cards: Number of Cards in Circulation 2017-2022
Table 112 Pre-paid Cards Transactions 2017-2022
Table 113 Pre-paid Cards in Circulation: % Growth 2017-2022
Table 114 Pre-paid Cards Transactions: % Growth 2017-2022
Table 115 Closed Loop Pre-paid Cards Transactions 2017-2022
Table 116 Closed Loop Pre-paid Cards Transactions: % Growth 2017-2022
Table 117 Open Loop Pre-paid Cards Transactions 2017-2022
Table 118 Open Loop Pre-paid Cards Transactions: % Growth 2017-2022
Table 119 Pre-paid Cards: Number of Cards by Issuer 2017-2021
Table 120 Pre-paid Cards: Number of Cards by Operator 2017-2021
Table 121 Pre-paid Cards Transaction Value by Issuer 2017-2021
Table 122 Pre-paid Cards Transaction Value by Operator 2017-2021
Table 123 Closed Loop Pre-paid Cards: Number of Cards by Issuer 2017-2021
Table 124 Closed Loop Pre-paid Cards: Number of Cards by Operator 2017-2021
Table 125 Closed Loop Pre-paid Cards Transaction Value by Issuer 2017-2021
Table 126 Closed Loop Pre-paid Cards Transaction Value by Operator 2017-2021
Table 127 Open Loop Pre-paid Cards: Number of Cards by Issuer 2017-2021
Table 128 Open Loop Pre-paid Cards: Number of Cards by Operator 2017-2021
Table 129 Open Loop Pre-paid Cards Transaction Value by Issuer 2017-2021
Table 130 Open Loop Pre-paid Cards Transaction Value by Operator 2017-2021
Table 131 Forecast Pre-paid Cards: Number of Cards in Circulation 2022-2027
Table 132 Forecast Pre-paid Cards Transactions 2022-2027
Table 133 Forecast Pre-paid Cards in Circulation: % Growth 2022-2027
Table 134 Forecast Pre-paid Cards Transactions: % Growth 2022-2027
Table 135 Forecast Closed Loop Pre-paid Cards Transactions 2022-2027
Table 136 Forecast Closed Loop Pre-paid Cards Transactions: % Growth 2022-2027
Table 137 Forecast Open Loop Pre-paid Cards Transactions 2022-2027
Table 138 Forecast Open Loop Pre-paid Cards Transactions: % Growth 2022-2027
STORE CARDS IN ITALY
KEY DATA FINDINGS
2022 DEVELOPMENTS
Continued squeeze on store cards in 2022
Increase in number of digital purchases fails to halt decline in store card usage
Higher expenditure per card
PROSPECTS AND OPPORTUNITIES
Negative outlook for store cards, in face of increasing competition from more flexible and convenient options
Contactless transactions will continue to grow
Innovation needed to avoid further decline
CATEGORY DATA
Table 139 Store Cards: Number of Cards in Circulation 2017-2022
Table 140 Store Cards Transactions 2017-2022
Table 141 Store Cards in Circulation: % Growth 2017-2022
Table 142 Store Cards Transactions: % Growth 2017-2022
Table 143 Store Cards: Number of Cards by Issuer 2017-2021
Table 144 Store Cards: Payment Transaction Value by Issuer 2017-2021
Table 145 Forecast Store Cards: Number of Cards in Circulation 2022-2027
Table 146 Forecast Store Cards Transactions 2022-2027
Table 147 Forecast Store Cards in Circulation: % Growth 2022-2027
Table 148 Forecast Store Cards Transactions: % Growth 2022-2027