Table of Content

Credit Cards in France
Euromonitor International
November 2021

List Of Contents And Tables

CREDIT CARDS IN FRANCE
KEY DATA FINDINGS
2021 DEVELOPMENTS
First signs of recovery for credit cards thanks to attenuated restrictions and the recovery of consumption in non-grocery retailing
Traditional distrust about credit, skyrocketing debt consolidation and national tendency to save rather than borrow during a crisis limits the number of credit cards
Battle rages between BPCE and BNP in issuers while Groupement des Cartes Bancaires in operators does not enjoy the same improvement as it has in debit cards
PROSPECTS AND OPPORTUNITIES
Despite a progressive recovery in percentage terms, credit cards unlikely to reach pre-pandemic levels before 2026 other than in the number of transactions
Astonishing breakthrough likely of both existing and new online players which are revolutionising debit cards
More traditional personal credit cards and dual charge cards come at the expense of revolving credit
CATEGORY DATA
Table 1 Credit Cards: Number of Cards in Circulation 2016-2021
Table 2 Credit Cards Transactions 2016-2021
Table 3 Credit Cards in Circulation: % Growth 2016-2021
Table 4 Credit Cards Transactions: % Growth 2016-2021
Table 5 Personal Credit Cards: Number of Cards in Circulation 2016-2021
Table 6 Personal Credit Cards Transactions 2016-2021
Table 7 Personal Credit Cards in Circulation: % Growth 2016-2021
Table 8 Personal Credit Cards Transactions: % Growth 2016-2021
Table 9 Credit Cards: Number of Cards by Issuer 2016-2020
Table 10 Credit Cards: Number of Cards by Operator 2016-2020
Table 11 Credit Cards Payment Transaction Value by Issuer 2016-2020
Table 12 Credit Cards Payment Transaction Value by Operator 2016-2020
Table 13 Personal Credit Cards: Number of Cards by Issuer 2016-2020
Table 14 Personal Credit Cards: Number of Cards by Operator 2016-2020
Table 15 Personal Credit Cards Payment Transaction Value by Issuer 2016-2020
Table 16 Personal Credit Cards Payment Transaction Value by Operator 2016-2020
Table 17 Forecast Credit Cards: Number of Cards in Circulation 2021-2026
Table 18 Forecast Credit Cards Transactions 2021-2026
Table 19 Forecast Credit Cards in Circulation: % Growth 2021-2026
Table 20 Forecast Credit Cards Transactions: % Growth 2021-2026
Table 21 Forecast Personal Credit Cards: Number of Cards in Circulation 2021-2026
Table 22 Forecast Personal Credit Cards Transactions 2021-2026
Table 23 Forecast Personal Credit Cards in Circulation: % Growth 2021-2026
Table 24 Forecast Personal Credit Cards Transactions: % Growth 2021-2026
FINANCIAL CARDS AND PAYMENTS IN FRANCE
EXECUTIVE SUMMARY
Financial cards and payments in 2021: The big picture
2021 key trends
Improving macroeconomic factors both associated with and separate from COVID-19
Technological and digital developments include growth in contactless payment, switches to dematerialised pre-paid cards, invisible migration within pre-paid cards and limited growth of mobile e-commerce
Cartes Bancaires holds lead over Mastercard and Visa in terms of dynamic issuers while battle rages in luncheon voucher pre-paid cards
What next for financial cards and payments?
MARKET INDICATORS
Table 25 Number of POS Terminals: Units 2016-2021
Table 26 Number of ATMs: Units 2016-2021
Table 27 Value Lost to Fraud 2016-2021
Table 28 Card Expenditure by Location 2021
Table 29 Financial Cards in Circulation by Type: % Number of Cards 2016-2021
Table 30 Domestic versus Foreign Spend 2021
MARKET DATA
Table 31 Financial Cards by Category: Number of Cards in Circulation 2016-2021
Table 32 Financial Cards by Category: Number of Accounts 2016-2021
Table 33 Financial Cards Transactions by Category: Value 2016-2021
Table 34 Financial Cards by Category: Number of Transactions 2016-2021
Table 35 Consumer Payments by Category: Value 2016-2021
Table 36 Consumer Payments by Category: Number of Transactions 2016-2021
Table 37 M-Commerce by Category: Value 2016-2021
Table 38 M-Commerce by Category: % Value Growth 2016-2021
Table 39 Financial Cards: Number of Cards by Issuer 2016-2020
Table 40 Financial Cards: Number of Cards by Operator 2016-2020
Table 41 Financial Cards: Card Payment Transactions Value by Operator 2016-2020
Table 42 Financial Cards: Card Payment Transactions Value by Issuer 2016-2020
Table 43 Forecast Financial Cards by Category: Number of Cards in Circulation 2021-2026
Table 44 Forecast Financial Cards by Category: Number of Accounts 2021-2026
Table 45 Forecast Financial Cards Transactions by Category: Value 2021-2026
Table 46 Forecast Financial Cards by Category: Number of Transactions 2021-2026
Table 47 Forecast Consumer Payments by Category: Value 2021-2026
Table 48 Forecast Consumer Payments by Category: Number of Transactions 2021-2026
Table 49 Forecast M-Commerce by Category: Value 2021-2026
Table 50 Forecast M-Commerce by Category: % Value Growth 2021-2026
DISCLAIMER
SOURCES
Summary 1 Research Sources