Table of Content

Store Cards in South Africa
Euromonitor International
November 2022

List Of Contents And Tables

STORE CARDS IN SOUTH AFRICA
KEY DATA FINDINGS
2022 DEVELOPMENTS
Store card transactions continue to rebound, in line with economic recovery, while interest rates rise
Retailers target strategic partnerships, while embracing e-commerce and click-and-collect
BNPL continues to gain momentum, allowing consumers to manage spending
PROSPECTS AND OPPORTUNITIES
Improving financial health of consumers to support recovery of store card transaction value, while risk of inflation looms
Acquisitions of Payflex and PayJustNow signal future growth of BNPL services
Strategic partnerships will drive demand for BNPL services, while e-commerce presents growth potential for retailers
CATEGORY DATA
Table 1 Store Cards: Number of Cards in Circulation 2017-2022
Table 2 Store Cards Transactions 2017-2022
Table 3 Store Cards in Circulation: % Growth 2017-2022
Table 4 Store Cards Transactions: % Growth 2017-2022
Table 5 Store Cards: Number of Cards by Issuer 2017-2021
Table 6 Store Cards: Payment Transaction Value by Issuer 2017-2021
Table 7 Forecast Store Cards: Number of Cards in Circulation 2022-2027
Table 8 Forecast Store Cards Transactions 2022-2027
Table 9 Forecast Store Cards in Circulation: % Growth 2022-2027
Table 10 Forecast Store Cards Transactions: % Growth 2022-2027
FINANCIAL CARDS AND PAYMENTS IN SOUTH AFRICA
EXECUTIVE SUMMARY
Financial cards and payments in 2022: The big picture
Demand for contactless payment solutions continues to rise, accelerated by pandemic
Rapid Payments Programme expected to launch in 2023
Competition intensifies, as digital banks continue to expand customer base, while strategic partnerships remain key
Financial cards and payments set to be driven by digitalisation and the decline of cash transactions, while load shedding is set to constrain retail sales
MARKET INDICATORS
Table 11 Number of POS Terminals: Units 2017-2022
Table 12 Number of ATMs: Units 2017-2022
Table 13 Value Lost to Fraud 2017-2022
Table 14 Card Expenditure by Location 2022
Table 15 Financial Cards in Circulation by Type: % Number of Cards 2017-2022
Table 16 Domestic versus Foreign Spend 2022
MARKET DATA
Table 17 Financial Cards by Category: Number of Cards in Circulation 2017-2022
Table 18 Financial Cards by Category: Number of Accounts 2017-2022
Table 19 Financial Cards Transactions by Category: Value 2017-2022
Table 20 Financial Cards by Category: Number of Transactions 2017-2022
Table 21 Consumer Payments by Category: Value 2017-2022
Table 22 Consumer Payments by Category: Number of Transactions 2017-2022
Table 23 M-Commerce by Category: Value 2017-2022
Table 24 M-Commerce by Category: % Value Growth 2017-2022
Table 25 Financial Cards: Number of Cards by Issuer 2017-2021
Table 26 Financial Cards: Number of Cards by Operator 2017-2021
Table 27 Financial Cards: Card Payment Transactions Value by Operator 2017-2021
Table 28 Financial Cards: Card Payment Transactions Value by Issuer 2017-2021
Table 29 Forecast Financial Cards by Category: Number of Cards in Circulation 2022-2027
Table 30 Forecast Financial Cards by Category: Number of Accounts 2022-2027
Table 31 Forecast Financial Cards Transactions by Category: Value 2022-2027
Table 32 Forecast Financial Cards by Category: Number of Transactions 2022-2027
Table 33 Forecast Consumer Payments by Category: Value 2022-2027
Table 34 Forecast Consumer Payments by Category: Number of Transactions 2022-2027
Table 35 Forecast M-Commerce by Category: Value 2022-2027
Table 36 Forecast M-Commerce by Category: % Value Growth 2022-2027
DISCLAIMER
SOURCES
Summary 1 Research Sources