COVID-19 update included
The content of this report will be updated with the latest scenarios based on the global COVID-19 Pandemic


Summary

The retail mortgage and deposits markets in Germany reported strong growth during 2013-17, but they are expected to decelerate in the next five years. The personal loan market is set to register improved growth during 2018-22 compared with the preceding five-year period, while the credit card market is forecast to grow at a steady rate. German banks have reported higher profitability than their peers in France, but their operating efficiency is declining.

The report "Retail Banking Market Dynamics: Germany 2018", identifies macroeconomic and competitive dynamics that impact upon the German retail banking market. It provides insight into -

  • The outlook for deposits, credit cards, personal loans, and mortgages
  • Net changes in market share across all four product areas
  • Overall financial performance including profitability, efficiency, and income sources



Companies mentioned: Deutsche Bank, Commerzbank, Deutsche Postbank AG, Hypovereinsbank, Sparkassen, DZ Bank, ING-DiBa, LB Baden-W?rttemberg, Das Kann Bank, Volkswagen Bank


Scope

  • Among the top banks in the German retail deposits market, HypoVereinsbank increased its market share the most over the review period.
  • Commerzbank outperformed the top banks with the highest annual growth rate in mortgage loan balances in 2017.
  • Credit card balances are expected to record a compound annual growth rate of 3.8% over 2018-22.




Reasons To Buy

  • Identify factors affecting growth prospects across the deposit, credit card, personal loan, and mortgage markets.
  • Track competitor gains and losses in market share.
  • Assess the financial performance of competitors.